Credit union · NCUA insured
JACom Credit Union Savings Rates
JACom Credit Union’s best savings rate is 0.25% APY on $10,000, with its Share. Rates checked October 16, 2026.
How JACom Credit Union’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where JACom Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
JACom Credit Union
0.25%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $25
Share
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
JACom Credit Union savings score
72
Savings score
Higher than 32% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where JACom Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share
0.25%APY
Must open and maintain a Share account to open subsequent accounts or take advantage of member services. Dividends computed using average daily balance method, compounded and credited quarterly. Variable rate subject to change.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to earn dividends is $100.00. Rate type is variable. | 0.25% | $25 | Minimum balance to earn dividends is $100.00. Rate type is variable. |
| $50,000 and upMinimum balance to earn dividends is $50,000.00. Rate type is variable. | 0.50% | — | Minimum balance to earn dividends is $50,000.00. Rate type is variable. |
| $150,000 and upMinimum balance to earn dividends is $150,000.00. Rate type is variable. | 0.75% | — | Minimum balance to earn dividends is $150,000.00. Rate type is variable. |
Share Draft
0.05%APY
Variable-rate account. Dividends compounded and credited quarterly. No minimum opening deposit. Must maintain a minimum balance of $100.00 to earn the stated APY. Rates subject to change without notice; call the credit union for current rates.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upVariable-rate account. Dividends compounded and credited quarterly. No minimum opening deposit. Must maintain a minimum balance of $100.00 to earn the stated APY. Rates subject to change without notice; call the credit union for current rates.$100 and up | 0.05% | $5 | Variable-rate account. Dividends compounded and credited quarterly. No minimum opening deposit. Must maintain a minimum balance of $100.00 to earn the stated APY. Rates subject to change without notice; call the credit union for current rates. |
Sources (1)
- jacomcu.org/deposit-rates · captured Oct 6, 2026
Special-purpose accounts
Daruma/Holiday
0.25%APY
Holiday accounts payout on or near November 1. Daruma accounts work the same, except the member sets the payout date. Monthly transfers can be set from savings or checking. Rate type is variable.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMinimum balance to earn dividends is $50.00. Rate type is variable.$50 and up | 0.25% | $25 | Minimum balance to earn dividends is $50.00. Rate type is variable. |
Who can join JACom Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of eligible sponsor organizations (The Rafu Shimpo, East West Eye Institute, Miyako Inn & Spa L.A., Morita Produce, Inc., King's Hawaiian Holding Co., Inc., Masada Homes, Yonemoto Physical Therapy Services, Japan Auto Corp., Harbor Japanese Community Center, Little Tokyo Service Center (LTSC) Community Development Corp., H & H Nursery, or Keiro Services) are eligible for membership.
- Employees or members of Higashi Honganji Buddhist Temple, Japanese American Cultural and Community Center, or Japanese Restaurant Assoc. of So Cal are eligible for membership.
Military, government and schools
- Pupils, past pupils, teachers, officials, PTA members, or persons associated in some other capacity with the Japanese Language School Unified System are eligible for membership.
Family and household
- Immediate family members (spouse, siblings, parents, and children) of current members are eligible for membership.
Other ways
- Persons of Japanese ancestry residing in Los Angeles, Orange, Riverside, or San Bernardino County are eligible for membership.
Membership information collected October 5, 2026.