Credit union · NCUA insured
Befit Financial Federal Credit Union Savings Rates
Top CarrotBefit Financial Federal Credit Union’s best savings rate is 0.06% APY on $10,000, with its Secondary Savings. Rates checked October 16, 2026.
How Befit Financial Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Vallejo, CA, where Befit Financial Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Befit Financial Federal Credit Union
0.06%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $6
Secondary Savings
Top rate
Travis Credit Union
3.50%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $350
2nd-highest rate
Valley Strong Credit Union
3.25%APY
- Requires
- Another account
- Minimum
- $2,500
- Earns on $10,000 a year
- $325
Befit Financial Federal Credit Union savings score
62
Savings score
Higher than 7% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.06%
- $100,000 balance$100,0000.07%
- QualifiedQualified0.06%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Befit Financial Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Secondary Savings
0.06%APY
Savings account for specific savings goals, major purchases, or rainy days. Listed as Regular Shares on rate schedule. Dividends calculated using Average Daily Balance method and paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,001 – $10,000Dividends calculated using Average Daily Balance method and paid monthly. APR is 0.06%. | 0.06% | $6 | Dividends calculated using Average Daily Balance method and paid monthly. APR is 0.06%. |
| $10,001 – $25,000Dividends calculated using Average Daily Balance method and paid monthly. APR is 0.07%. | 0.07% | — | Dividends calculated using Average Daily Balance method and paid monthly. APR is 0.07%. |
| $25,000 and upDividends calculated using Average Daily Balance method and paid monthly. APR is 0.07%. | 0.07% | — | Dividends calculated using Average Daily Balance method and paid monthly. APR is 0.07%. |
Sources (3)
All captured Oct 6, 2026
Share Savings
0.06%APY
Baseline option that makes member a shareholder in the credit union. Dividends are calculated using the Average Daily Balance method and paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $5,000Dividends calculated using Average Daily Balance method and paid monthly. APR is 0.05%. | 0.05% | — | Dividends calculated using Average Daily Balance method and paid monthly. APR is 0.05%. |
| $5,001 – $10,000Dividends calculated using Average Daily Balance method and paid monthly. APR is 0.06%. | 0.06% | $6 | Dividends calculated using Average Daily Balance method and paid monthly. APR is 0.06%. |
| $10,001 – $25,000Dividends calculated using Average Daily Balance method and paid monthly. APR is 0.07%. | 0.07% | — | Dividends calculated using Average Daily Balance method and paid monthly. APR is 0.07%. |
| $25,000 and upDividends calculated using Average Daily Balance method and paid monthly. APR is 0.07%. | 0.07% | — | Dividends calculated using Average Daily Balance method and paid monthly. APR is 0.07%. |
Special-purpose accounts
Christmas Club
0.06%APY
Account to save for Christmas and holiday planning. Dividends calculated using Average Daily Balance method and paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Dividends calculated using Average Daily Balance method and paid monthly. APR is 0.05%. | 0.05% | — | Dividends calculated using Average Daily Balance method and paid monthly. APR is 0.05%. |
| $5,001 – $10,000Dividends calculated using Average Daily Balance method and paid monthly. APR is 0.06%. | 0.06% | $6 | Dividends calculated using Average Daily Balance method and paid monthly. APR is 0.06%. |
| $10,001 – $25,000Dividends calculated using Average Daily Balance method and paid monthly. APR is 0.07%. | 0.07% | — | Dividends calculated using Average Daily Balance method and paid monthly. APR is 0.07%. |
| $25,000 and upDividends calculated using Average Daily Balance method and paid monthly. APR is 0.07%. | 0.07% | — | Dividends calculated using Average Daily Balance method and paid monthly. APR is 0.07%. |
Youth Account
0.06%APY
Savings account for youth/young ones with low requirements. Listed as Youth Shares on rate schedule. Dividends calculated using Average Daily Balance method and paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Dividends calculated using Average Daily Balance method and paid monthly. APR is 0.05%. | 0.05% | — | Dividends calculated using Average Daily Balance method and paid monthly. APR is 0.05%. |
| $5,001 – $10,000Dividends calculated using Average Daily Balance method and paid monthly. APR is 0.06%. | 0.06% | $6 | Dividends calculated using Average Daily Balance method and paid monthly. APR is 0.06%. |
| $10,001 – $25,000Dividends calculated using Average Daily Balance method and paid monthly. APR is 0.07%. | 0.07% | — | Dividends calculated using Average Daily Balance method and paid monthly. APR is 0.07%. |
| $25,000 and upDividends calculated using Average Daily Balance method and paid monthly. APR is 0.07%. | 0.07% | — | Dividends calculated using Average Daily Balance method and paid monthly. APR is 0.07%. |
Who can join Befit Financial Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Kaiser Permanente, NorthBay Health, Sutter Health, or any other healthcare professionals working in Solano, Napa, Sonoma, Marin, Contra Costa, Alameda, Yolo, or Sacramento county are eligible for membership.
Family and household
- Family members of qualifying healthcare professionals or employees of Kaiser Permanente, NorthBay Health, or Sutter Health in the specified counties are eligible to join.
Cost to join
- Membership requires an initial deposit of $50.00.
Membership information collected October 5, 2026.