Credit union · NCUA insured
E-Central Credit Union Savings Rates
E-Central Credit Union’s best savings rate is 0.05% APY on $10,000, with its Membership Savings. Rates checked October 16, 2026.
How E-Central Credit Union’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where E-Central Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
E-Central Credit Union
0.05%APY
- Requires
- None
- Minimum
- $10
- Earns on $10,000 a year
- $5
Personal (U-Name-It) Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
E-Central Credit Union savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where E-Central Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Membership Savings
0.05%APY
To earn a dividend, minimum daily balance must be at least $250. $25 minimum balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $250 and upTo earn a dividend, minimum daily balance must be at least $250. $25 minimum deposit.$250 and up | 0.05% | $5 | To earn a dividend, minimum daily balance must be at least $250. $25 minimum deposit. |
Personal (U-Name-It) Savings
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Special-purpose accounts
Holiday Club Savings
0.05%APY
Savings automatically transfer to Membership Savings or Checking Account the first week of November. Program renews automatically.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEarns a monthly dividend throughout the year. Savings automatically transfer to Membership Savings or Checking Account the first week of November.Any balance | 0.05% | $5 | Earns a monthly dividend throughout the year. Savings automatically transfer to Membership Savings or Checking Account the first week of November. |
Individual Retirement Account (IRA) Savings
0.05%APY
Available as Traditional IRA, Roth IRA, and Education IRA (Coverdell Education Savings Account).
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (2)
All captured Oct 6, 2026
Who can join E-Central Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Any business, corporation, or other legal entity located in the eligible cities can join E-Central as a business-member.
- Individuals who live, work, attend school, or worship in San Gabriel Valley, Commerce, CA, or neighboring cities of Commerce are eligible for membership.
Employers and groups
- Employees of Select Employee Groups are eligible to join.
Family and household
- Family members or household partners of a current E-Central member in good standing are eligible to join.
Other ways
- Individuals who belong to another credit union are eligible to join.
Membership information collected October 5, 2026.