Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Arkansas
- 3.00%APY$300 a year on $10,000
Requirements
Product: Limited to 6 free withdrawals per calendar month ($10 fee per withdrawal thereafter). Variable rate reviewed monthly. Internal transfers enabled; external transfers require moving funds to regular savings or checking first.
Offer: No minimum balance, no monthly fees, no direct deposit required. 6 free withdrawals per calendar month, $10 fee per withdrawal thereafter.
2.96% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Links to Free Kasasa Cash or Kasasa Cash Back checking to automatically deposit rewards. Qualifications per Monthly Qualification Cycle: at least 12 debit card purchases post and settle, and be enrolled in and log into online banking.
Offer: Earns 3.00% APY on balances up to $100,000 when qualifications in Kasasa Cash or Kasasa Cash Back are met.
Qualified rate · No monthly fee
Rate checked
More details - CNext - Century Next BankPriority SavingsSavings · $50 min · 0.50%–3.00% by balance
Bank · 3 branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Limit one account per SSN. Available to Louisiana and Arkansas residents only. Linked to a Priority Checking account and cannot be opened without one.
Offer: If monthly qualifications are met on Priority Checking. Balances up to $30,000 receive 3.00% APY.
Qualified rate · No monthly fee · Effective Jul 21, 2023
Rate by balance
Rate by balance for Priority Savings Balance APY Up to $30,000Your amount 3.00% $30,000 and up 0.50%* Rate checked
More details - Red River Credit UnionMoney MarketMoney Market · $2,500 min · 2.60%–2.90% by balance
Credit union · 7 branches
2.60%APY$260 a year on $10,000Requirements
Product: Minimum required balance is $2,500.00 to prevent a $5.00 minimum balance violation fee. Minimum check clearing amount is $500.00. Transaction violation fee of $35.00 for exceeding 6 Reg D transactions per month. Dividends credited/compounded monthly based on daily balance. Membership required.
Offer: Dividends credited/compounded monthly. Rates based on daily balance.
2.60% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $100,000Your amount 2.60% $100,000 – $250,000 2.75% $250,000 and up 2.90% Rate checked
More details - 2.50%APY$250 a year on $10,000
Requirements
Product: Allows up to six transactions during the month. An $8 service charge is assessed if the number of transactions is exceeded or if the minimum monthly balance of $2,500 is not maintained.
Offer: Monthly fee of $8 waived with a minimum monthly balance of $2,500 or greater and 6 or fewer transactions per month.
0.00% interest rate · $8 monthly fee · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Max Balance APY Up to $500 0.00% $500 – $2,499 1.00% $2,500 – $9,999 2.25% $10,000 – $50,000Your amount 2.50% $50,000 – $250,000 2.75% $250,000 and up 3.00% Rate checked
More details - 2.50%APY$250 a year on $10,000
0.00% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Max Balance APY Up to $500 0.00% $500 – $2,499 1.00% $2,500 – $9,999 2.25% $10,000 – $50,000Your amount 2.50% $50,000 – $250,000 2.75% $250,000 and up 3.00% Rate checked
More details - TruService Community FCUMoney Market Savings - VariableMoney Market Savings - Variable · $2,500 min · 1.60%–2.80% by balance
Credit union · 3 branches
2.30%APY$230 a year on $10,0001.59% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for Money Market Savings - Variable Balance APY $2,500 – $10,000 1.60% $10,000 – $50,000Your amount 2.30% $50,000 – $100,000 2.60% $100,000 and up 2.80% Rate checked
More details - First National Bank TexasMoney Market AccountMoney Market Account · $0 min · 0.02%–3.25% by balance
Bank · 17 branches
2.00%APY$200 a year on $10,000Requirements
Offer: The interest rate and APY on this account are subject to change at any time, without notice, after the account is opened. Interest compounded/credited daily/monthly.
0.02% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.02% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 2.00% $25,000 – $50,000 2.50% $50,000 – $100,000 3.00% $100,000 – $250,000 3.25% $250,000 and up 3.25% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking account. Limit of 1 account per Social Security Number. Not for commercial purposes.
Offer: When qualifications are met in linked Kasasa Cash or Kasasa Cash Back account (at least 15 debit card purchases, at least 1 ACH credit or ACH payment, and enrolled in eStatements during Monthly Qualification Cycle).
Qualified rate · No monthly fee · Effective Apr 8, 2024
Rate by balance
Rate by balance for Free Kasasa Saver® Balance APY Up to $100,000Your amount 2.00% Over $100,000 0.50% Rate checked
More details - 2.00%APY$200 a year on $10,000
Requirements
Product: Prize-linked savings account. Each $25 deposit earns one entry into monthly and quarterly drawings (up to 10 entries per month).
Offer: $25 to start. Minimum balance of $25.00 to earn dividend. Each $25 deposit earns an entry into monthly/quarterly drawings (up to 10 entries per month).
Effective Mar 11, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Electric Cooperatives FCUMoney Market CheckingMoney Market Checking · $2,500 min · 1.01%–2.28% by balance
Credit union · 1 branch
1.77%APY$177 a year on $10,0001.00% interest rate
Rate by balance
Rate by balance for Money Market Checking Balance APY $2,500 – $5,000 1.01% $5,000 – $10,000 1.51% $10,000 – $25,000Your amount 1.77% $25,000 and up 2.28% Rate checked
More details - Arkansas Farm Bureau Federal Credit UnionOne Year Notice AccountSavings · $500 min
Credit union · 1 branch
1.61%APY$161 a year on $10,000Requirements
Product: Membership eligibility required.
Offer: Dividends compounded and credited quarterly. Minimum balance $500.00 to earn stated APY. One-year notice required for withdrawal. Withdrawals prior to notice incur 10% forfeiture penalty.
1.60% interest rate · Balance cap $150,000
Rate checked
More details - Barksdale Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.26%–2.27% by balance
Credit union · 5 branches
1.51%APY$151 a year on $10,000Requirements
Product: Tiered-rate account; dividends calculated using average daily balance method. Requires maintaining a $2,500 balance to avoid a monthly minimum balance fee. Maximum of 3 checks per month without fee ($10 fee per check over 3). Maximum of 6 transfers/withdrawals per month ($2 fee per withdrawal over 6).
Offer: Applies to balance tier $2,500 to < $10,000. Minimum balance of $2,500 required to earn stated APY and avoid monthly fee.
1.25% interest rate · No monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 1.26% $10,000 – $25,000Your amount 1.51% $25,000 – $50,000 1.51% $50,000 – $100,000 2.02% $100,000 and up 2.27% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Arkansas
200 accounts at 80 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 2.50%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Arkansas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Barksdale Federal Credit UnionCredit union · 5 branches
- TruService Community FCUCredit union · 3 branches
- Telcoe Federal Credit UnionCredit union · 4 branches