Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in Alabama
- Alabama Central CUMoney Market AccountMoney Market Account · $2,500 min · 0.50%–0.80% by balance
Credit union · 9 branches
0.60%APY$60 a year on $10,000Requirements
Product: Opening minimum deposit of $2,500. Start earning dividends with a minimum balance of $2,500, with earnings compounded and credited monthly.
0.50% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $9,999 0.50% $10,000 – $49,999Your amount 0.60% $50,000 – $99,999 0.70% $100,000 and up 0.80% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Earn monthly dividends $5.00 fee per withdrawal after one per month No minimum balance No monthly fee
Offer: Earn monthly dividends. $5.00 fee per withdrawal after 1 allowed per month. No minimum balance. No monthly fee.
0.55% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Initial deposit of $10.00 covers your membership fee. Great rates No monthly fee Free Digital Banking and Bill Pay A JMAFCU debit card with a checking account Direct Deposit Available
Offer: Must maintain a minimum average daily balance of $100 to earn dividends. Rates on variable rate accounts (i.e. Share Savings, Checking, and Super Savings) could change after account opening.
0.55% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Serves as the foundation of credit union membership and grants one share/vote. Dividends are declared at the end of each quarter, calculated on average daily balance, paid and compounded quarterly.
Offer: Minimum balance (par value) of $5.00 required to open and earn stated APY. Dividends calculated on average daily balance, paid and compounded quarterly.
Compounded quarterly · Effective Oct 4, 2026
Rate checked
More details - Gulf Coast Bank & TrustSelect Money MarketSelect Money Market · $20 min · 0.50%–3.55% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: A minimum deposit of $20 is required to open account. A Select Checking account is required; owner(s) of Select Checking and Select Money Market accounts must be the same. No monthly maintenance service cycle charge.
Offer: Requires Select Checking account.
Qualified rate · 0.50% interest rate · No monthly fee
Rate by balance
Rate by balance for Select Money Market Balance APY Up to $100,000Your amount 0.50% $100,000 – $250,000 0.70% $250,000 – $1,000,000 0.85% $1,000,000 – $1,500,000 3.44% $1,500,000 and up 3.55% Rate checked
More details - Rocket City FCURegular Shares / SavingsSavings · $100 min · 0.45%–0.50% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: A $25.00 minimum balance in a share account provides membership; privileges of which include voting rights. monthly dividend payouts
Offer: Requires $100.00 ADB** to earn Dividend. Dividends compounded monthly, paid monthly. Fees could reduce earnings.
0.45% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Shares / Savings Balance APY $100 and up 0.45% $2,000 and upYour amountRequires $2,000.00 ADB** to earn Dividend. 0.50% Rate checked
More details - United Community BankUnited Money MarketUnited Money Market · $1,500 min · 0.50%–1.15% by balance
Bank · 10 branches
0.50%APY$50 a year on $10,000Requirements
Product: Monthly maintenance charge of $12 will be assessed unless a daily balance of $1,500 is maintained. $10.00 excessive withdrawal fee for each withdrawal over 6 per month.
Offer: Lowest number listed in each tier represents the minimum daily balance required to obtain the APY.
$12 monthly fee
Rate by balance
Rate by balance for United Money Market Balance APY Up to $9,999 0.50% $10,000 – $49,999Your amount 0.50% $50,000 – $99,999 0.50% $100,000 – $249,999 1.00% $250,000 – $499,999 1.00% $500,000 – $999,999 1.15% $1,000,000 and up 1.15% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Must link to Kasasa Cash or Kasasa Cash Back checking account. Rewards and qualifying interest require meeting monthly qualification cycle requirements on the checking account (12 debit card transactions, online banking enrollment with at least 1 login per month, eStatements, and an ACH debit or credit).
Offer: Applies to balances up to $15,000 when qualifications are met on linked Kasasa checking account.
Qualified rate · 0.50% interest rate · No monthly fee
Rate by balance
Rate by balance for Kasasa® Saver Balance APY Up to $15,000Your amount 0.50% $15,000 and up 0.25%* Rate checked
More details - BankFirst Financial ServicesSaver Savings + PERKSSavings · $100 min · 0.15%–0.50% by balance
Bank · 13 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Must have an Interest Checking + PERKS account to open a Saver Savings + PERKS account and the Interest Checking + PERKS account must remain open throughout the period that you hold the Saver Savings + PERKS account. Limit one Saver Savings + PERKS account per social security number.
Offer: Requires meeting linked Interest Checking + PERKS qualification requirements during each Monthly Qualification Cycle: at least 20 POS debit card transactions of $5.00 or greater post and clear per cycle, and at least $500.00 cumulative direct deposits or $500.00 cumulative automatic payments post and clear per cycle.
Qualified rate · Effective Jun 1, 2026
Rate by balance
Rate by balance for Saver Savings + PERKS Balance APY Up to $75,001Your amount 0.50% $75,001 and up 0.15% Rate checked
More details - BankFirst Financial ServicesSaver SavingsSavings · $100 min · 0.15%–0.50% by balance
Bank · 13 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Must have an Interest Checking account to open a Saver Savings account and the Interest Checking account must remain open throughout the period that you hold the Saver Savings account. Limit one Saver Savings account per social security number.
Offer: Requires meeting linked Interest Checking qualification requirements during each Monthly Qualification Cycle: at least 20 POS debit card transactions of $5.00 or greater post and clear per cycle, and at least $500.00 cumulative direct deposits or $500.00 cumulative automatic payments post and clear per cycle.
Qualified rate · No monthly fee · Effective Jun 1, 2026
Rate by balance
Rate by balance for Saver Savings Balance APY Up to $75,001Your amount 0.50% $75,001 and up 0.15% Rate checked
More details - BankFirst Financial ServicesVIP Saver Savings + PERKSSavings · $100 min · 0.15%–0.50% by balance
Bank · 13 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Must have a VIP Interest Checking + PERKS account to open a VIP Saver Savings + PERKS account and the VIP Interest Checking + PERKS account must remain open throughout the period that you hold the VIP Saver Savings + PERKS account. Limit one VIP Saver Savings + PERKS account per social security number.
Offer: Requires meeting linked VIP Interest Checking + PERKS qualification requirements during each Monthly Qualification Cycle: at least 20 POS debit card transactions of $5.00 or greater post and clear per cycle, and at least $500.00 cumulative direct deposits or $500.00 cumulative automatic payments post and clear per cycle.
Qualified rate · Effective Apr 22, 2026
Rate by balance
Rate by balance for VIP Saver Savings + PERKS Balance APY Up to $75,001Your amount 0.50% $75,001 and up 0.15% Rate checked
More details - WCU Credit UnionMoney MarketMoney Market · $2,500 min · 0.50%–1.01% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Average Daily Balance method applies to earn stated rates. Account transfer limitations apply.
0.50% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY Over $2,500 0.50%* Over $5,000Your amount 0.50%* Over $50,000 0.75%* Over $100,000 1.01%* Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa Cash or Kasasa Cash Back checking. Requires eStatements and at least 1 direct deposit/ACH credit/payment and 12 debit card purchases per Monthly Qualification Cycle in linked checking to earn premium rates. Limit of 1 account per person.
Offer: Rate advertised on personal savings summary page for qualifying balances up to $10,000.
Qualified rate
Rate checked
More details - Heritage South Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.30%–0.80% by balance
Credit union · 5 branches
0.50%APY$50 a year on $10,000Requirements
Product: Minimum opening deposit of $2,500. Interest earned is dependent on the balance in the account.
0.30% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $4,999 0.30% $5,000 – $10,000Your amount 0.50% $10,001 – $25,000 0.60% $25,000 and up 0.80% Rate checked
More details - Electrical Workers 558 Federal Credit UnionRegular Share SavingsSavings · $25 min
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: The par value of a regular share is $25. Dividends are paid from current earnings after required transfers to the credit union's regular reserve account. If the account is closed before dividends are credited, accrued dividends will not be earned.
Offer: Rate shown is the rate paid for the last quarter; the rate for the current quarter has not yet been determined.
0.50% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Alabama
266 accounts at 101 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 1.88%
- Banks, typical
- 0.13%
- Credit unions, typical
- 0.30%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Alabama
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Auburn University Credit UnionCredit union · 3 branches
- ASE Credit UnionCredit union · 9 branches
- AOD Federal Credit UnionCredit union · 6 branches