Bank · FDIC insured
Century Bank
A $566.2M bank headquartered in Lucedale, MS, with 9 branches in 2 states.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Savings: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website.
- Savings—0.50%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Century Bank
- Headquarters
- 4282 Main St, Lucedale, MS 39452
- FDIC certificate
- 11448 ↗
Branches
9 branches in 2 states
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Alabama
6 branches
Mobile area · 5
- Mobile County Bank Branch10225 Grand Bay Wilmer Rd S, Grand Bay, AL 36541Directions
- Cottage Hill Road Branch6380 Cottage Hill Rd, Mobile, AL 36609Directions
- Spring Hill Branch127 W I65 Service Rd N, Mobile, AL 36608Directions
- Tillman'S Corner5370 Highway 90 W, Mobile, AL 36619Directions
- West Moffett Commercial Park Shopping Center Branch7875 Moffett Rd, Semmes, AL 36575Directions
Daphne area · 1
- Fairhope Branch861 Edwards Ave, Fairhope, AL 36532Directions
Mississippi
3 branches
Lucedale area · 2
- Century BankMain office4282 Main St, Lucedale, MS 39452Directions
- Market Place Branch1002 Highway 63 South, Lucedale, MS 39452Directions
Gulfport area · 1
- East Central Branch21300 Highway 613, Hurley, MS 39555Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.12% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.60% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.24% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $78 | $81 | — |
- CapitalLeverage ratio10.12%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.60%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.24%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$78Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Century Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.