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Compare Bank & Credit Union Rates

Best high-yield savings rates

Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.

Location

Top savings rates

Showing 16–30 results in Sioux Falls, SD

  1. Service First FCUPremier Money MarketPremier Money Market · $5,000 min · 0.50%–2.00% by balance

    Credit union · 3 branches

    1.00%APY$100 a year on $10,000
  2. Top Carrot, Carrot Score 88
    Black Hills Federal Credit UnionPremier High-Yield Money Market AccountPremier High-Yield Money Market Account · $0 min · 0.70%–3.15% by balance

    Credit union · 4 branches

    0.95%APY$95 a year on $10,000
  3. Quoin Financial BankFree Kasasa SaverSavings · $50 min

    Bank · 1 branch

    0.75%APY$75 a year on $10,000with conditions
  4. Dacotah BankGold Money MarketGold Money Market · $10,000 min

    Bank · 4 branches

    0.75%APY$75 a year on $10,000
  5. Bluestone Federal Credit UnionMONEY MARKET SASMONEY MARKET SAS · $2,500 min · 0.50%–0.90% by balance

    Credit union · 3 branches

    0.70%APY$70 a year on $10,000
  6. First Dakota National BankStatement SavingsSavings

    Bank · 4 branches

    0.65%APY$65 a year on $10,000
  7. Heritage Bank NAJumbo Deposit AccountSavings · $1,000 min · 0.51%–2.77% by balance

    Bank · 1 branch

    0.51%APY$51 a year on $10,000
  8. Service First FCUFIMMA – First Insured Money Market AccountFIMMA – First Insured Money Market Account · $1,000 min · 0.25%–0.50% by balance

    Credit union · 3 branches

    0.50%APY$50 a year on $10,000
  9. Dacotah BankMoney MarketMoney Market · $100 min · 0.10%–0.40% by balance

    Bank · 4 branches

    0.30%APY$30 a year on $10,000
  10. First Interstate BankMoney MarketMoney Market · $100 min

    Bank · 7 branches

    0.25%APY$25 a year on $10,000
  11. Minnwest BankMoney Max SavingsSavings · $10,000 min · 0.15%–1.51% by balance

    Bank · 2 branches

    0.15%APY$15 a year on $10,000
  12. First PREMIER BankRegular SavingsSavings · $50 min

    Bank · 6 branches

    0.15%APY$15 a year on $10,000
  13. Security National Bank of South DakotaSerious on Savings (SOS) AccountSavings · $1 min · 0.10%–0.15% by balance

    Bank · 2 branches

    0.15%APY$15 a year on $10,000
  14. Security National Bank of South DakotaMoney Market GoldMoney Market Gold · $2,500 min · 0.10%–0.20% by balance

    Bank · 2 branches

    0.15%APY$15 a year on $10,000
  15. Heritage Bank NAHeritage Direct Savings AccountSavings · $1,000 min

    Bank · 1 branch

    0.14%APY$14 a year on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What savings accounts pay in Sioux Falls, SD

70 accounts at 23 banks and credit unions · checked Oct 16–22

Typical
0.10%
Top 10% from
1.53%
Banks, typical
0.10%
Credit unions, typical
0.05%

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Sioux Falls, SD-MN metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Voyage Federal Credit UnionCredit union · 3 branches
  2. CitiBank · 2 branches
  3. Black Hills Federal Credit UnionCredit union · 4 branches
See all ranked institutions

Savings rates by state

Best High-Yield Savings Rates of October 2026 | Carrot Rate