Bank · FDIC insured
First Dakota National Bank
A $3.4B bank, the 376th largest of 4,207, headquartered in Yankton, SD, with 17 branches in South Dakota. Best rates: savings 2.57% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- Savings892.57%at $1,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Dakota National Bank
Founded in 1872, First Dakota National Bank has served the Midwest for over 150 years.
First Dakota National Bank is one of the largest agricultural lenders in the nation.
- Headquarters
- 225 Cedar St, Yankton, SD 57078
- FDIC certificate
- 4028 ↗
Branches
17 branches in South Dakota
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South Dakota
17 branches
Sioux Falls area · 6
- 3rd Street Branch1208 W Cedar St, Beresford, SD 57004Directions
- Salem Branch301 N Main St, Salem, SD 57058Directions
- Sioux Falls East Branch6100 E Silver Maple Cir, Sioux Falls, SD 57110Directions
- Sioux Falls Main Branch101 N Main Ave, Sioux Falls, SD 57104Directions
- Sioux Falls South Branch6109 S Old Village Pl, Sioux Falls, SD 57108Directions
- Sioux Falls South Louise Branch2400 S Louise Ave, Sioux Falls, SD 57106Directions
Yankton area · 2
- First Dakota National BankMain office225 Cedar St, Yankton, SD 57078Directions
- First Dakota North Branch2105 Broadway Ave, Yankton, SD 57078Directions
Mitchell area · 2
- Mitchell Branch500 E Norway Ave, Mitchell, SD 57301Directions
- Mitchell North Main Branch1712 N Main St, Mitchell, SD 57301Directions
Chamberlain area · 1
- Chamberlain Branch201 N Courtland St, Chamberlain, SD 57325Directions
Sioux City area · 1
- Elk Point Branch117 W Main St, Elk Point, SD 57025Directions
Kimball area · 1
- Kimball Branch200 S Main St, Kimball, SD 57355Directions
Parkston area · 1
- Parkston Branch113 W. Main Street, Parkston, SD 57366Directions
Pierre area · 1
- Pierre Branch301 E Sioux Ave, Pierre, SD 57501Directions
Vermillion area · 1
- Vermillion Branch1110 E Cherry St, Vermillion, SD 57069Directions
Wagner area · 1
- Wagner Main Branch10 High Ave Southwest, Wagner, SD 57380Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.40% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.30% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.68% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $97 | $88 | — |
- CapitalLeverage ratio10.40%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.30%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.68%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$97Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Dakota National Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.