Bank · FDIC insured
Quoin Financial Bank Savings Rates
Quoin Financial Bank’s best savings rate is 0.01% APY on $10,000, with its Money Market Savings. Rates checked October 22, 2026.
How Quoin Financial Bank’s savings rates compare
Compared with banks and credit unions near Sioux Falls, SD-MN, where Quoin Financial Bank has the most branches. $10,000, best rate first.
This bank’s best
Quoin Financial Bank
0.75%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $75
Free Kasasa Saver
Top rate
ONE AMERICAN BANK
3.00%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $300
2nd-highest rate
Citi
3.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $300
Quoin Financial Bank savings score
66
Savings score
Higher than 18% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.40%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Quoin Financial Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Cash Management Account
0.01%APY
Interest calculated and paid monthly. $25 monthly maintenance fee when balance falls below $5,000. Limit of 6 transfers per month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,000 – $25,000$25 monthly maintenance fee when balance falls below $5,000. | 0.01% | $1 | $25 monthly maintenance fee when balance falls below $5,000. |
| $25,000 – $50,000$25 monthly maintenance fee when balance falls below $5,000. | 0.01% | — | $25 monthly maintenance fee when balance falls below $5,000. |
| $50,000 – $100,000$25 monthly maintenance fee when balance falls below $5,000. | 0.25% | — | $25 monthly maintenance fee when balance falls below $5,000. |
| $100,000 – $200,000$25 monthly maintenance fee when balance falls below $5,000. | 0.40% | — | $25 monthly maintenance fee when balance falls below $5,000. |
| $200,000 and up$25 monthly maintenance fee when balance falls below $5,000. | 0.40% | — | $25 monthly maintenance fee when balance falls below $5,000. |
Sources (2)
- quoinbank.com/personal/persona…-management-account.html
- quoinbank.com/services-tools/tools/rates.html
All captured Oct 15, 2026
Money Market Savings
0.01%APY
Variable rate compounded and credited monthly. Limit of 6 transfers per month. $10 monthly maintenance fee waived if balance is kept at or above $1,000.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$10 monthly maintenance fee when balance falls below $1,000. Limit of 6 transfers per month. Rates may change after the account is opened. Fees may reduce earnings.Any balance | 0.01% | $1 | $10 monthly maintenance fee when balance falls below $1,000. Limit of 6 transfers per month. Rates may change after the account is opened. Fees may reduce earnings. |
Sources (3)
- quoinbank.com/personal/personal-savings
- quoinbank.com/personal/persona…oney-market-savings.html
- quoinbank.com/services-tools/tools/rates.html
All captured Oct 4, 2026
Statement Savings
0.01%APY
Interest compounded and credited quarterly. Limit of 6 transfers per month.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.01% | $1 |
Sources (2)
- quoinbank.com/services-tools/tools/rates.html
- quoinbank.com/personal/persona…s/statement-savings.html
All captured Oct 15, 2026
Free Kasasa Saver
0.00%APY on $10,000
Requires linked Free Kasasa Cash checking account. Monthly qualification cycle requirements to earn the higher rate: at least 1 bill pay or ACH payment transaction, at least 10 debit card purchases, and enrollment in eStatements. Limit 1 account per SSN. Limit 6 transfers per month.
| Part of the balance | Rate on that part |
|---|---|
| $25,000 and up | 0.15% |
On $10,000 the tiers blend to about 0.00% APY, earning $0 a year.
Sources (2)
- quoinbank.com/services-tools/tools/rates.html
- quoinbank.com/personal/persona…s/free-kasasa-saver.html
All captured Oct 15, 2026
Special-purpose accounts
Christmas Club Savings
0.01%APY
Interest calculated and paid monthly. On November 1, a check is sent for account balance plus earned interest. Account is closed if early payout occurs.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.01% | $1 |
Sources (2)
- quoinbank.com/services-tools/tools/rates.html
- quoinbank.com/personal/persona…istmas-club-savings.html
All captured Oct 15, 2026
Health Savings Account (HSA)
0.01%APY
Must work in conjunction with a high-deductible health plan. Interest earnings are tax-free when funds are used for qualified medical expenses. Rate schedule states $.00 opening minimum balance, while product detail page states $100 minimum deposit to open.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.01% | $1 |
Sources (2)
- quoinbank.com/services-tools/tools/rates.html
- quoinbank.com/personal/persona…savings-account-hsa.html
All captured Oct 15, 2026
Individual Retirement Accounts (IRAs)
0.01%APY
Tax-advantaged retirement savings account available in Traditional and Roth options. No setup fees and no monthly or annual maintenance fees. $5,500 contribution limit per year plus $1,000 catch-up contribution for ages 50+.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.01% | $1 |
Sources (2)
- quoinbank.com/services-tools/tools/rates.html
- quoinbank.com/personal/persona…ement-accounts-iras.html
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.