Bank · FDIC insured
First Dakota National Bank Savings Rates
First Dakota National Bank’s best savings rate is 2.57% APY on $10,000, with its eSavings. Rates checked October 22, 2026.
How First Dakota National Bank’s savings rates compare
Compared with banks and credit unions near Sioux Falls, SD-MN, where First Dakota National Bank has the most branches. $10,000, best rate first.
This bank’s best
First Dakota National Bank
2.57%APY
- Minimum
- —
- Earns on $10,000 a year
- $257
eSavings
Top rate
ONE AMERICAN BANK
3.00%APY
- Minimum
- $100
- Earns on $10,000 a year
- $300
2nd-highest rate
Citi
3.00%APY
- Minimum
- $0
- Earns on $10,000 a year
- $300
First Dakota National Bank savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0002.57%
- $10,000 balance$10,0002.57%
- $100,000 balance$100,0002.57%
- QualifiedQualified2.57%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Dakota National Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
eSavings
2.57%APY
Must be established, accessed, and maintained exclusively online.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$3.00 monthly service charge waived if daily balance remains at $100.00 or above. $2.00 service charge per withdrawal over 6 per calendar month. Online opening only.Any balance | 2.57% | $257 | $3.00 monthly service charge waived if daily balance remains at $100.00 or above. $2.00 service charge per withdrawal over 6 per calendar month. Online opening only. |
FirstChoice Money Market
1.00%APY
Interest will not accrue if your balance falls below $10,000.00. Interest is compounded and credited monthly. A monthly imaged statement is issued. Rates listed above are for accounts that can be opened online only. Contact a banker for a full list of rates and products offered. There is a $2.00 service charge for each withdrawal over 6 per calendar month.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10,000 – $25,000 | 1.00% | $100 |
| $25,000 – $100,000 | 1.26% | — |
| $100,000 – $150,000 | 1.92% | — |
| $150,000 – $250,000 | 2.02% | — |
| $250,000 – $500,000 | 2.12% | — |
| $500,000 and up | 2.53% | — |
Sources (3)
- firstdakota.com/personal/banking/savings
- firstdakota.com/rates
- firstdakota.com/rates/personal…firstchoice-money-market
All captured Oct 4, 2026
Special-purpose accounts
Statement Savings
0.65%APY
No minimum balance is required for customers under 18 years old.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$3.00 monthly service charge waived if daily balance remains at $100.00 or above, or if customer is under 18 years old. $2.00 service charge per withdrawal over 6 per calendar month.Any balance | 0.65% | $65 | $3.00 monthly service charge waived if daily balance remains at $100.00 or above, or if customer is under 18 years old. $2.00 service charge per withdrawal over 6 per calendar month. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.