Bank · FDIC insured
First PREMIER Bank Savings Rates
First PREMIER Bank’s best savings rate is 1.14% APY on $10,000, with its PREMIER Money Market. Rates checked October 22, 2026.
How First PREMIER Bank’s savings rates compare
Compared with banks and credit unions near Sioux Falls, SD-MN, where First PREMIER Bank has the most branches. $10,000, best rate first.
This bank’s best
First PREMIER Bank
1.14%APY
- Minimum
- $500
- Earns on $10,000 a year
- $114
PREMIER Money Market
Top rate
ONE AMERICAN BANK
3.00%APY
- Minimum
- $100
- Earns on $10,000 a year
- $300
2nd-highest rate
Citi
3.00%APY
- Minimum
- $0
- Earns on $10,000 a year
- $300
First PREMIER Bank savings score
87
Savings score
Higher than 76% of U.S. banks and credit unions
- $1,000 balance$1,0001.08%
- $10,000 balance$10,0001.14%
- $100,000 balance$100,0001.66%
- QualifiedQualified1.14%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First PREMIER Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
PREMIER Money Market
1.14%APY
Tiered variable interest rate. Rates may change after account opening. Fees could reduce earnings. $500 minimum opening balance. Withdrawal limitations apply.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 1.08% | — |
| $10,000 – $25,000 | 1.14% | $114 |
| $25,000 – $50,000 | 1.26% | — |
| $50,000 – $100,000 | 1.36% | — |
| $100,000 – $250,000 | 1.66% | — |
| $250,000 – $500,000 | 1.76% | — |
| $500,000 – $1,000,000 | 2.52% | — |
| $1,000,000 and up | 2.52% | — |
Sources (1)
- firstpremier.com/en/personal/s…cds/premier-money-market · captured Oct 4, 2026
Regular Savings
0.15%APY
Online applications restricted to residents of South Dakota, Iowa, Nebraska, or Minnesota; in-person opening available at bank locations.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate; interest rate and annual percentage yield may change after account opening. Fees could reduce earnings.Any balance | 0.15% | $15 | Variable rate; interest rate and annual percentage yield may change after account opening. Fees could reduce earnings. |
Sources (2)
All captured Oct 4, 2026
Special-purpose accounts
PREMIER Kids Club Savings Account
1.81%APY
For children 12 and under. Rolls into a Regular Savings Account at age 13.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate; interest rate and annual percentage yield may change after account opening. Fees could reduce earnings.Any balance | 1.81% | $181 | Variable rate; interest rate and annual percentage yield may change after account opening. Fees could reduce earnings. |
Sources (1)
- firstpremier.com/en/personal/s…ngs-and-cds/kids-savings · captured Oct 4, 2026
IRA Savings / Education Savings
0.15%APY
Liquid tax-deferred IRA/education savings account. No early withdrawal penalty from the bank, though a 10% Federal tax penalty may apply if withdrawn before age 59 1/2.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate; interest rate and annual percentage yield may change after account opening. Fees could reduce earnings.Any balance | 0.15% | $15 | Variable rate; interest rate and annual percentage yield may change after account opening. Fees could reduce earnings. |
Sources (1)
- firstpremier.com/en/personal/s…-cds/ira-savings-and-cds · captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.