Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Mason, OH
- General Electric Credit UnionThrive Money MarketThrive Money Market · $0 min · 1.80%–4.25% by balance
Credit union · 1 branch
4.25%APY$425 a year on $10,000intro rateRequirements
Product: Introductory offer 4.25% APY for first 90 days with $5,000 new money balance, funded within 30 days. Standard tiers 1.80% APY on balances. Membership eligibility required.
Offer: Tier 1 rate on daily balance up to $99.99.
Promotional rate · 1.79% interest rate · No monthly fee · Effective Jan 9, 2026
Rate by balance
Rate by balance for Thrive Money Market Balance APY Up to $100 1.80% $100 – $5,000 1.80% $5,000 and upYour amountNew Thrive Money Market account; funded within 30 days; maintain $5,000 minimum; introductory period 90 days. 4.25% $25,000 – $250,000 1.80% $250,000 and up 1.80% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - General Electric Credit UnionThrive Money MarketThrive Money Market · $5,000 min
Credit union · 1 branch
1.80%APY$180 a year on $10,000intro rateRequirements
Product: Introductory offer 4.25% APY for first 90 days with $5,000 new money balance, funded within 30 days. Standard tiers 1.80% APY on balances. Membership eligibility required.
Offer: Tier 3 rate on daily balance $5,000.00 to $24,999.99.
Promotional rate · 1.79% interest rate · Balance cap $24,999.99 · No monthly fee · Effective Jan 9, 2026
Rate checked
More details - Greater Cincinnati Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.66%–2.17% by balance
Credit union · 1 branch
1.66%APY$166 a year on $10,000Requirements
Product: Minimum Balance $300 to open. $2,500 Minimum Balance to Earn Dividends. Dividends Paid Monthly. Dividend rate is calculated on a daily basis; APY based on dividends accumulating to account.
Offer: Tier 1
1.65% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $24,999Your amount 1.66% $25,000 – $49,999Tier 2 1.76% $50,000 – $74,999Tier 3 2.02% $75,000 and upTier 4 2.17% Rate checked
More details - Sharefax Credit UnionMoney MarketMoney Market · $0 min · 0.00%–3.00% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Requirements
Product: Tiered rate account; dividends are paid monthly using the daily balance method. Once a particular balance range is met, the dividend rate for that balance range applies to the full balance on the account.
Offer: Tiered rate account; once a particular range is met, the dividend rate applies to the full balance.
Effective Mar 12, 2026
Rate by balance
Rate by balance for Money Market Balance APY Any balance 0.00% Up to $9,999 1.00% $10,000 and upYour amount 1.50% $25,000 and up 2.00% $50,000 and up 2.50% $100,000 and up 2.75% $250,000 and up 3.00% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Links to Kasasa Cash or Kasasa Cash Back checking. Qualification requires at least 12 debit card purchases, agreeing to receive eStatements, and logging into online banking during each Monthly Qualification Cycle.
Offer: When qualifications in Kasasa Cash or Kasasa Cash Back are met.
Qualified rate · No monthly fee
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 1.00% $50,000 and up 0.67% Rate checked
More details - Heritage BankHeritage Money Market AccountsHeritage Money Market Accounts · $0 min · 0.55%–2.53% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Interest rates are subject to change and tiered according to balance. Interest compounded daily and credited monthly.
0.55% interest rate · Compounded daily · Effective Sep 22, 2026
Rate by balance
Rate by balance for Heritage Money Market Accounts Balance APY Up to $10,000 0.55% $10,000 – $25,000Your amount 0.75% $25,000 – $100,000 1.01% $100,000 – $250,000 1.77% $250,000 – $500,000 2.02% $500,000 and up 2.53% Rate checked
More details - 1st National BankMoney Market AccountMoney Market Account · $5 min · 0.05%–2.75% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: $15 monthly maintenance fee waived with $2,500 minimum daily balance. Up to 6 withdrawals per statement cycle at no additional fee; additional withdrawals $2.00 each. Minimum opening deposit $5.00. Interest compounded daily and credited quarterly (or compounded daily on all deposits per rate schedule).
Offer: $15 monthly maintenance fee waived with $2,500 minimum daily balance. Up to 6 withdrawals per statement cycle at no additional fee; additional withdrawals $2.00 each.
Compounded daily · $15 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $9,999 0.05% $10,000 – $24,999Your amount 0.25% $25,000 – $49,999 1.00% $50,000 – $99,999 2.50% $100,000 and up 2.75% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Earns daily compounding interest. $5 monthly maintenance fee waived with a $500 minimum balance; no monthly maintenance fee for seniors or minors. Low minimum opening balance.
Offer: Tier for balances up to $9,999. $5 monthly maintenance fee waived with a $500 minimum balance; no monthly maintenance fee for seniors or minors.
0.05% interest rate · $5 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Simple Savings Balance APY Up to $9,999 0.05% $9,999 – $24,999Your amount 0.15% $24,999 and up 0.50% Rate checked
More details - Peoples First Savings BankMoney Market SavingsMoney Market Savings · $100 min · 0.10%–0.30% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Offer: $100.00 daily minimum to earn interest
0.10% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY $100 – $1,500 0.10% $1,500 – $10,000 0.10% $10,000 – $50,000Your amount 0.15% $50,000 – $100,000 0.20% $100,000 and up 0.30% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest accrues daily and is paid monthly. Max 6 restricted ACH, debit card, internet, or telephone transfers per month.
Offer: Monthly fee of $2.00 is charged if the account falls below the minimum balance; waived with a $100.00 minimum daily balance. $100.00 daily minimum balance required to earn interest. Rate schedule labeled Statement Savings.
0.10% interest rate · $2 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest compounded daily and credited quarterly on the last business day of the quarter.
Offer: No interest is paid on balances less than $100.00.
0.10% interest rate · Compounded daily
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Mason, OH
25 accounts at 10 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 1.92%
- Banks, typical
- 0.05%
- Credit unions, typical
- 1.58%
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Cincinnati, OH-KY-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Superior Credit UnionCredit union · 5 branches
- CommunityAmerica Credit UnionCredit union · 1 branch
- Central BankBank · 4 branches