Credit union · Privately insured
Greater Cincinnati Credit Union Savings Rates
Greater Cincinnati Credit Union’s best savings rate is 1.66% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Greater Cincinnati Credit Union’s savings rates compare
Compared with banks and credit unions near Cincinnati, OH-KY-IN, where Greater Cincinnati Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Greater Cincinnati Credit Union
1.66%APY
- Minimum
- $300
- Earns on $10,000 a year
- $166
Money Market Account
Top rate
General Electric Credit Union
4.25%APY
- Minimum
- $0
- Earns on $10,000 a year
- $425
2nd-highest rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
Greater Cincinnati Credit Union savings score
88
Savings score
Higher than 80% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0001.66%
- $100,000 balance$100,0002.17%
- QualifiedQualified1.66%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Greater Cincinnati Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
1.66%APY
Minimum Balance $300 to open. $2,500 Minimum Balance to Earn Dividends. Dividends Paid Monthly. Dividend rate is calculated on a daily basis; APY based on dividends accumulating to account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $24,999Tier 1 | 1.66% | $166 | Tier 1 |
| $25,000 – $49,999Tier 2 | 1.76% | — | Tier 2 |
| $50,000 – $74,999Tier 3 | 2.02% | — | Tier 3 |
| $75,000 and upTier 4 | 2.17% | — | Tier 4 |
Sources (3)
All captured Oct 16, 2026
Regular Share
0.05%APY
Standard membership share savings account that establishes credit union membership. Minimum balance $5. Dividends paid monthly, calculated on a daily basis.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum Balance $5. Dividends Paid Monthly. Dividend rate calculated on daily basis; APY based on dividends accumulating to account. No service fee.$5 and up | 0.05% | $5 | Minimum Balance $5. Dividends Paid Monthly. Dividend rate calculated on daily basis; APY based on dividends accumulating to account. No service fee. |
Sources (3)
All captured Oct 16, 2026
Special-purpose accounts
Holiday Club
0.50%APY · 1 term
Minimum term 1 year. Minimum balance $10 ($10 minimum to open). Fixed rates. Dividends paid annually / matures on November 1 each year.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12–Unknown monthsMinimum term 1 year. Account matures and dividends paid annually on 11/1/2026. Minimum balance $10 ($10 minimum to open). Dividend rate calculated daily | 0.50% | $50 |
Vacation Club
0.50%APY · 1 term
Minimum term 1 year. Minimum balance $10 ($10 minimum to open). Fixed rates. Dividends paid annually / matures on May 1 each year.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12–Unknown monthsMinimum term 1 year. Account matures and dividends paid annually on 5/1/2027. Minimum balance $10 ($10 minimum to open). Dividend rate calculated daily | 0.50% | $50 |
Youth Account
0.20%APY
Youth Account defined as being under 16 years of age. Minimum balance $5. Dividends paid monthly, calculated on a daily basis.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upAvailable to members under 16 years of age. Minimum Balance $5. Dividends Paid Monthly. Dividend rate calculated on daily basis; APY based on dividends accumulating to account. No service fee.$5 and up | 0.20% | $20 | Available to members under 16 years of age. Minimum Balance $5. Dividends Paid Monthly. Dividend rate calculated on daily basis; APY based on dividends accumulating to account. No service fee. |
Health Savings Account (HSA)
0.15%APY
Requires a High Deductible Health Plan (HDHP). Check writing capabilities available (HSA Share Draft Checking option). No monthly service fee. Dividends paid monthly, calculated on a daily basis.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRequires High Deductible Health Plan (HDHP). Dividends Paid Monthly. Dividend rate is calculated on a daily basis. No monthly service fee.Any balance | 0.15% | $15 | Requires High Deductible Health Plan (HDHP). Dividends Paid Monthly. Dividend rate is calculated on a daily basis. No monthly service fee. |
Sources (3)
All captured Oct 16, 2026
Who can join Greater Cincinnati Credit Union
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