Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Bronx, NY
- 3.50%APY$350 a year on $10,000
Balance cap $1,000,000 · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 3.50%APY$350 a year on $10,000
Requirements
Product: Applies to US Citizens and Resident Aliens depositing new funds into consumer accounts only. Earns tiered variable APYs; minimum balance required to obtain the promoted rate.
Offer: Earns tiered variable APYs. Minimum balance required to obtain the promoted rate. Applies to US Citizens and Resident Aliens depositing new funds into consumer accounts only.
3.45% interest rate · Effective Sep 30, 2026
Rate checked
More details - 3.50%APY$350 a year on $10,000intro rate
Requirements
Product: No minimums. No lock-up. Applies to US Citizens and Resident Aliens depositing new funds into consumer accounts only.
Offer: No minimums. No lock-up. Applies to US Citizens and Resident Aliens depositing new funds into consumer accounts only.
Promotional rate · 3.45% interest rate · Effective Sep 30, 2026
Rate checked
More details - BankUnitedPromotional Money Market AccountPromotional Money Market Account · $2,500 min
Bank · 3 branches
3.50%APY$350 a year on $10,000intro rateRequirements
Product: Available to new clients who have never held an account with BankUnited, N.A., or existing clients who deposit new funds not currently on deposit with BankUnited. Monthly maintenance fee waived when minimum daily balance is maintained. After the 6-month promotional period, converts to standard Money Market account at the then-current variable APY.
Offer: Promotional APY applies for the first 6 months on all balances. Monthly maintenance fee waived when required minimum daily balance is maintained. After 6 months, converts to variable rate. Available to new clients or existing clients depositing new funds.
Promotional rate · Effective Jul 14, 2026
Rate checked
More details - 3.40%APY$340 a year on $10,000
Requirements
Product: True variable rate; dividends calculated and compounded daily, credited monthly on the last calendar day of each month. Minimum balance of $500 is required to earn dividends. No monthly maintenance fees or withdrawal fees.
Offer: $500.00 minimum balance required to earn dividends. Rate may change daily. Term DD/DW.
3.34% interest rate · Compounded daily · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Ridgewood Savings BankSmart Move Online Savings AccountSavings · $0 min · 0.25%–3.35% by balance
Bank · 25 branches
3.35%APY$335 a year on $10,000Requirements
Product: Online-only savings account allows 24/7 access. No monthly fees. Fees charged on some accounts may reduce earnings. Rates and terms are subject to change without notice.
3.25% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Smart Move Online Savings Account Balance APY Up to $250,000Your amount 3.35% $250,000 and up 0.25% Rate checked
More details - NY Bravest Federal Credit UnionGeneral Alarm High-Yield SavingsSavings · 1.01%–3.30% by balance
Credit union · 1 branch
3.30%APY$330 a year on $10,000intro rateRequirements
Product: Applies to 'New Money' only (funds not currently on deposit with NY Bravest FCU, deposited/transferred within 7 days of initial deposit). Maximum deposit allowed is $50,000. Online, recurring, and automatic transfers not available; transfers must be handled directly through credit union staff. Funds not used for overdraft/NSF protection. Dividends calculated using average daily balance method.
Offer: Applies to balances under $5,000.
Promotional rate · 1.00% interest rate
Rate by balance
Rate by balance for General Alarm High-Yield Savings Balance APY Any balance 1.01% $5,000 – $50,000Your amount 3.30% Rate checked
More details - 3.25%APY$325 a year on $10,000
Requirements
Product: Must be a Brooklyn Coop member before opening. Unique savings option combining features of traditional savings and certificate account; funds can be added at any time. Dividends payable monthly. Savings locked from January 1 – May 31 and from July 1 – November 30 (withdrawals allowed in December and June; withdrawal penalty applies in other months). Deposits can be made electronically, but withdrawals only in person or by messaging online.
Offer: Dividends payable monthly. Savings locked from January 1 – May 31 and from July 1 – November 30; withdrawal penalty applies in other months.
Rate by balance
Rate by balance for High Yield Savings Account Balance APY Up to $100,000Your amount 3.25% $100,000 and upSavings more than $100,000 earn 2% APY. 2.00% Rate checked
More details - 3.25%APY$325 a year on $10,000with conditions
Requirements
Product: Only available when linked to a Max Cash Checking or Max Cash Back Checking account. Automatic crediting of Max Cash or Max Cash Back earnings. Enrollment in electronic services (online banking, e-statements) and log-ons required. Limit of one Max checking account per Social Security Number. Variable rate.
Offer: When Max Cash or Max Cash Back qualifications are met.
Qualified rate · No monthly fee · Effective Feb 16, 2026
Rate by balance
Rate by balance for Max Saver Savings Balance APY Up to $100,000Your amount 3.25% $100,000 and up 0.20% Rate checked
More details - Self Reliance Financial Federal Credit UnionHigh Yield Savings AccountSavings · $5,000 min
Credit union · 1 branch
3.20%APY$320 a year on $10,000Requirements
Product: Must be a member of SRFFCU. Rates and APYs are variable and may change after account opening. Dividends compounded daily and credited monthly.
Offer: A minimum balance of $5,000 is required to open the account and earn the advertised APY. If balance falls below $5,000, dividends/advertised APY will not be earned. Rates and APYs are variable.
3.15% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - 3.20%APY$320 a year on $10,000
Requirements
Product: Must be a U.S. Citizen and 18 years or older to open an account. No monthly service fees.
Offer: Interest is compounded daily and credited monthly. If the account is closed before interest is credited, accrued interest may be forfeited for that statement cycle.
3.15% interest rate · Compounded daily · Balance cap $999,999.99 · No monthly fee · Effective May 14, 2026
Rate checked
More details - 3.10%APY$310 a year on $10,000with conditions
Requirements
Product: Must maintain an open/eligible U.S. HSBC Premier checking account linked to the savings account. Not available to business customers.
Offer: Relationship APY automatically applies during the Introductory Period (remainder of opening month plus following 3 months). Thereafter, requires meeting at least 1 of the qualification criteria monthly (e.g. $500+ debit card purchases/payments, $500+ credit card payments from linked Premier checking, $5,000+ qualifying direct deposits, holding a U.S. mortgage serviced by HSBC, or HSBC Premier Elite status).
Qualified rate
Rate checked
More details - Apple BankApple Bank Choice Money Market AccountApple Bank Choice Money Market Account · $2,500 min
Bank · 47 branches
3.03%APY$303 a year on $10,000Requirements
Product: Open at branch locations. Can be linked with Choice Checking in the Apple Choice Banking Program for preferred rates. No monthly maintenance fee regardless of account balance. Must maintain a minimum daily balance of $2,500.00 each day to earn stated APY.
Offer: Standard rate. Must maintain a minimum daily balance of $2,500.00 each day to earn the stated APY.
2.98% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000
Requirements
Product: Must make monthly installment payments to maintain interest and withdrawal amounts. Minimum contract amount is $1,000 and maximum contract amount is $100,000 per customer (in multiples of $1,000). Minimum opening balance and minimum balance to obtain disclosed APY is the first month installment. Penalty of 3 months' interest on amount withdrawn for early withdrawal.
Offer: Interest compounded daily, credited every 3 months. No monthly service fee.
2.96% interest rate · Compounded daily · No monthly fee · Effective Jan 23, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000intro rate
Requirements
Product: Earn high-interest dividends. Access to your money in the XCEL Digital Banking App. No monthly fees. Minimum opening deposit of $1,000 required. Federally insured up to $250,000 by the NCUA.
Offer: With Direct Deposit from payroll or pension. Minimum to earn Dividend is $1,000. Minimum to open is $1,000. Fees may reduce earnings.
Promotional rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Bronx, NY
189 accounts at 73 banks and credit unions · checked Oct 15–22
- Typical
- 0.25%
- Top 10% from
- 3.42%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.40%
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New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches