Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Essex County, NJ · Showing Essex County, NJ: too few institutions in West Orange, NJ
- ConnectOne BankConnect Money MarketConnect Money Market · $1,000 min · 2.00%–2.10% by balance
Bank · 1 branch
2.00%APY$200 a year on $10,000Requirements
Product: Avoid the $10 monthly minimum balance fee by maintaining an average daily balance of $5,000 or more.
Offer: Avoid $10 monthly fee with $5,000+ average daily balance.
1.98% interest rate · $10 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Connect Money Market Balance APY Up to $25,000Your amount 2.00% $25,000 and up 2.10% Rate checked
More details - Ascendia BankWelcome Tiered Statement SavingsSavings · $5 min · 1.50%–2.00% by balance
Bank · 2 branches
1.50%APY$150 a year on $10,000Requirements
Product: New money only (defined as deposits not previously held by Ascendia Bank). Variable tiered rate account. Interest rate will be paid on the entire account balance. Rates may change after account opening and at any time. Minimum opening balance is $5.00. Minimum to obtain APY is $0.01.
Offer: Tier One. Interest rate is 1.47%. Paid on entire account balance.
1.47% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Welcome Tiered Statement Savings Balance APY Up to $50,000Your amount 1.50% $50,000 – $250,000Tier Two. Interest rate is 1.71%. 1.75% $250,000 and upTier Three. Interest rate is 1.95%. 2.00% Rate checked
More details - Liberty Savings Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.50%–2.75% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000intro rateRequirements
Product: Projected Rates for October 2026. Rate is not guaranteed. Dividends are compounded monthly and credited monthly, calculated by the average daily balance method. Minimum balance to get started is $2,500; up to 6 withdrawals or transfers per month.
Offer: Projected rates for October 2026; rate is not guaranteed.
Promotional rate · 1.49% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $25,000Your amount 1.50% $25,000 – $100,000 2.25% $100,000 – $250,000 2.50% $250,000,000 and up 2.75% Rate checked
More details - Ascendia BankNew Heights Money Market CheckingNew Heights Money Market Checking · $1,000 min · 1.50%–3.00% by balance
Bank · 2 branches
1.50%APY$150 a year on $10,000intro rateRequirements
Product: New money only (deposits not previously held by Ascendia Bank). Variable tiered rate account. Interest rate is paid on the entire account balance. If the daily balance falls below $1,000 on any day of the statement cycle, a $5.00 monthly maintenance charge applies. $5.00/month dormant account fee after 12 months of inactivity.
Offer: Tier One. Variable rate paid on entire balance. New money only. $5.00 monthly fee if daily balance falls below $1,000. Minimum to obtain APY is $0.01.
Promotional rate · 1.47% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for New Heights Money Market Checking Balance APY Up to $50,000Your amount 1.50% $50,000 and upTier Two. 3.00% Rate checked
More details - Haven Savings BankSafe Haven Relationship SavingsSavings · $1,000 min · 0.50%–3.00% by balance
Bank · 2 branches
1.50%APY$150 a year on $10,000with conditionsRequirements
Product: Available only to residents of the NY Metro area (New York, New Jersey, Connecticut, and Pennsylvania). Minimum opening deposit of $1,000 (new money only). Must maintain a Savings Relationship Account linked to a Beacon Checking or Lighthouse 360 Checking. Maintain a daily balance of $1,000 or higher in account or relationship account to avoid a $15 maintenance fee. Interest is compounded and credited monthly based on daily balance. Fees may reduce earnings.
Offer: Must be linked to Beacon Checking or Lighthouse 360 Checking. Maintain daily balance of $1,000 or higher across accounts to avoid $15 maintenance fee. New money only for opening deposit.
Qualified rate · $15 monthly fee · Effective Oct 1, 2025
Rate by balance
Rate by balance for Safe Haven Relationship Savings Balance APY Up to $9,999 0.50% $10,000 – $49,999Your amount 1.50% $50,000 and up 3.00% Rate checked
More details - Liberty Bank of New JerseyPersonal Money MarketPersonal Money Market · $500 min · 1.50%–2.75% by balance
Bank · 1 branch
1.50%APY$150 a year on $10,000with conditionsRequirements
Product: Tiered account with variable interest rate. $500.00 minimum deposit to open and earn. $1,000.00 average daily balance for the month to avoid a $10.00 monthly service charge. Fees may reduce earnings. Promotional rates require opening a Classic Checking account with new to Bank funds (transfers or withdrawals from existing accounts do not qualify). Classic Checking requires $50.00 minimum deposit to open and $250.00 average daily balance for the month to avoid $10.00 monthly service charge. Limited to one promotion per customer.
Offer: Promotional rate includes 0.50% Bonus APY with opening of Classic Checking for new to Bank funds only. $1,000.00 average daily balance for the month avoids $10.00 monthly service charge.
Qualified rate · $10 monthly fee · Effective Aug 19, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $25,000Your amount 1.50% $25,000 – $50,000 2.00% $50,000 – $150,000 2.50% $150,000 and up 2.75% Rate checked
More details - Garden Savings FCUPlatinum Money MarketPlatinum Money Market · $0 min · 0.00%–3.10% by balance
Credit union · 2 branches
1.35%APY$135 a year on $10,000Requirements
Product: $10 Monthly Fee applies for daily balances less than $10,000.
Offer: $10 Monthly Fee applies for daily balances less than $10,000.
0.00% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Platinum Money Market Balance APY Up to $5,000 0.00% $5,000 – $10,000 0.50% $10,000 – $50,000Your amount 1.35% $50,000 – $100,000 1.60% $100,000 – $200,000 1.85% $200,000 – $250,000 2.10% $250,000 – $500,000 2.60% $500,000 – $1,000,000 2.85% $1,000,000 and up 3.10% Rate checked
More details - Popular BankPopular Saver Money Market AccountPopular Saver Money Market Account · $100 min · 0.05%–3.25% by balance
Bank · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Minimum opening deposit is $100. Monthly service fee of $15 is assessed if the minimum daily balance falls below $10,000. Up to 6 transfers/withdrawals per statement cycle without a fee. Variable rates subject to change.
Offer: Initial deposit / balance of $0.01 - $9,999.99. Variable rate. Monthly fee of $15 applies if minimum daily balance is below $10,000.
0.05% interest rate · $15 monthly fee · Effective Dec 15, 2025
Rate by balance
Rate by balance for Popular Saver Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 1.25% $25,000 – $50,000Monthly fee of $15 waived if minimum daily balance is at or above $10,000. 3.10% $50,000 – $250,000Monthly fee of $15 waived if minimum daily balance is at or above $10,000. 3.10% $250,000 and upMonthly fee of $15 waived if minimum daily balance is at or above $10,000. 3.25% Rate checked
More details - First Commerce BankPremier Money MarketPremier Money Market · $10,000 min · 1.25%–1.50% by balance
Bank · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Tiered rate account with no monthly fees.
Offer: No monthly fees.
1.24% interest rate · No monthly fee · Effective Sep 18, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $50,000Your amount 1.25% $50,000 and up 1.50% Rate checked
More details - Visions Federal Credit UnionFlex Money MarketFlex Money Market · $5,000 min · 1.00%–2.00% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,0001.00% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Flex Money Market Balance APY Up to $100,000Your amount 1.00% $100,000 – $250,000 1.25% $250,000 – $500,000 1.50% $500,000 – $1,000,000 1.75% $1,000,000 and up 2.00% Rate checked
More details - Advanced Financial Federal Credit UnionMoney Market AccountsMoney Market Accounts · $2,000 min · 0.95%–2.89% by balance
Credit union · 1 branch
0.95%APY$95 a year on $10,000Requirements
Product: Dividends are tiered and paid monthly calculated on the average daily balance for the month. Minimum balance to earn dividends is $2,000. Fees could affect earnings.
Offer: Fees could affect earnings. Dividends calculated on the average daily balance for the month. Minimum balance to earn dividends $2,000.
0.95% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,000 – $19,999Your amount 0.95% $20,000 – $49,999 1.16% $50,000 – $99,999 1.66% $100,000 – $249,999 2.07% $250,000 – $499,999 2.48% $500,000 and up 2.89% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.85%–2.46% by balance
Bank · 1 branch
0.90%APY$90 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Diamond tier with $1,000,000 combined balance.
Qualified rate · 0.85% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.85% $9,999 – $24,999Your amount 0.90% $24,999 – $49,999 1.06% $49,999 – $99,999 1.45% $99,999 – $249,999 2.15% $249,999 – $999,999 2.46% $999,999 – $1,999,999 2.46% Over $1,999,999 2.46% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.70%–2.30% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Platinum tier with $250,000 combined balance.
Qualified rate · 0.70% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.70% $9,999 – $24,999Your amount 0.75% $24,999 – $49,999 0.90% $49,999 – $99,999 1.30% $99,999 – $249,999 2.00% $249,999 – $999,999 2.30% $999,999 – $1,999,999 2.30% Over $1,999,999 2.30% Rate checked
More details - Selfreliance Federal Credit UnionMoney Market AccountsMoney Market Accounts · 0.05%–3.29% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Dividends accrue on daily balance, compound monthly and rates may be adjusted monthly. Withdrawals are limited as stated in Truth In Savings disclosure. Requires admission to membership ($5.00 par value share).
0.05% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $1,000 0.05% $1,000 – $24,999Your amount 0.75% $25,000 – $74,999 1.26% $75,000 – $249,999 1.76% $250,000 – $499,999 2.27% $500,000 and up 3.29% Rate checked
More details - Proponent Federal Credit UnionPro SavingsSavings · $500 min · 0.10%–1.20% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Tiered account earning dividends based on average daily balance. Minimum balance requirement is $0.
0.10% interest rate · Effective Oct 4, 2026
Rate by balance
Rate by balance for Pro Savings Balance APY $500 – $10,000 0.10% $10,000 – $25,000Your amount 0.75% $25,000 and up 1.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Essex County, NJ
113 accounts at 38 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 2.02%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.33%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
- BTG Pactual Bank, National AssociationBank · 1 branch
- USALLIANCE FinancialCredit union · 3 branches