Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Baltimore, MD
- POCU of MarylandMoney Market AccountsMoney Market Accounts · $2,000 min · 0.30%–0.80% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: $2,000 minimum deposit required. Minimum deposit must be maintained to earn interest.
Offer: Minimum balance required. Minimum deposit must be maintained to earn interest.
0.30% interest rate · Effective Jan 16, 2024
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,000 – $10,000 0.30% $10,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.55% $50,000 – $100,000 0.60% $100,000 and up 0.80% Rate checked
More details - MECU Credit UnionMoney Market AccountMoney Market Account · $500 min · 0.00%–0.40% by balance
Credit union · 3 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum balance in order to earn stated APY. Fees could reduce earnings on the account. Rate may change after the account is opened. Federally insured by NCUA.
Offer: Minimum balance in order to earn stated APY. Rate may change after the account is opened. Fees could reduce earnings.
Effective Oct 3, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $500 0.00% $500 – $10,000 0.20% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.30% $50,000 – $75,000 0.30% $75,000 – $100,000 0.35% $100,000 and up 0.40% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Must be a U.S. citizen or lawful permanent resident with a U.S. physical address (or military APO/FPO), at least 18 years old, and have a U.S.-based mobile phone.
Offer: Variable rate for daily collected balance range 0 - $9,999.99. No minimum deposit required to open; no minimum balance required to obtain APY.
0.20% interest rate · Effective Jul 15, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: $100 minimum opening deposit. Early withdrawals during the initial term incur a penalty; once the term ends, one penalty-free withdrawal allowed per quarter. Variable rate account; rates subject to change.
0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - Atlantic Union BankMoney Market AccountMoney Market Account · $500 min · 0.15%–0.65% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Maintain a minimum daily balance of $2,500 to avoid a $12 monthly maintenance fee. $500 to open.
0.15% interest rate · $12 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.15% $25,000 – $100,000 0.25% $100,000 – $250,000 0.40% $250,000 and up 0.65% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Open and maintain membership with $5. Up to 6 withdrawals monthly ($3 per additional withdrawal).
0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - Homewood Federal Savings BankMoney MarketMoney Market · $2,500 min · 0.05%–0.40% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Limited to the State of Maryland. Check writing available; tiered rate structure.
0.05% interest rate · Effective Nov 11, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.05% $2,500 – $20,000Your amount 0.15% $20,000 and up 0.40% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Limited to the State of Maryland. No minimum balances or fees.
0.15% interest rate · Effective Nov 11, 2025
Rate checked
More details - 0.12%APY$12 a year on $10,000
0.12% interest rate · Effective Jan 16, 2024
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $100 minimum opening deposit. Early withdrawals during the initial term incur a penalty; once the term ends, one penalty-free withdrawal allowed per quarter. Variable rate account; rates subject to change.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Maintain a $300 daily balance or receive at least one Round Up Savings transfer credit each month (enrollment required) to avoid a $5 monthly maintenance fee.
Offer: $5 monthly maintenance fee waived with a $300 daily balance or at least one Round Up Savings transfer credit each month. $25 minimum opening deposit.
0.10% interest rate · $5 monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: $25 minimum opening deposit.
0.10% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a U.S. citizen or lawful permanent resident with a U.S. physical address (or military APO/FPO), at least 18 years old, and have a U.S.-based mobile phone. Paperless customer requirement: must agree to electronic delivery of disclosures/communications and maintain a valid email address.
Offer: Variable standard rate for daily collected balance range $0.01 - $9,999.99. No minimum balance required to obtain disclosed APY.
0.10% interest rate · Effective May 20, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - SECU Credit UnionMoney ManagerMoney Manager · $2,000 min · 0.00%–0.20% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Offer: Less than $2,000
0.00% interest rate
Rate by balance
Rate by balance for Money Manager Balance APY Up to $2,000 0.00% $2,000 – $4,999 0.10% $5,000 – $9,999 0.10% $10,000 – $24,999Your amount 0.10% $25,000 – $49,999 0.15% $50,000 – $74,999 0.15% $75,000 – $99,999 0.15% $100,000 and up 0.20% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Baltimore, MD
65 accounts at 24 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 1.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.12%
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Baltimore, MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 1 branch
- Tower Federal Credit UnionCredit union · 15 branches
- Freedom Federal Credit UnionCredit union · 8 branches