Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Lowell, MA
- 0.05%APY$5 a year on $10,000
Requirements
Product: Free eStatements ($10/month for paper statements). No early withdrawal penalties. Fees could reduce earnings. Account rate is variable and is subject to change at any time.
Offer: Free eStatements; $10/month fee for paper statements. Variable rate. Fees could reduce earnings.
No monthly fee · Effective Sep 15, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $50,000Your amount 0.05% $50,000 and up 3.00% Rate checked
More details - Salem Five BankAdvantage Money MarketAdvantage Money Market · $10 min · 0.01%–0.10% by balance
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Variable tiered rates based on deposit amounts. Maintain the minimum balance and pay no monthly fee. Personal accounts only.
0.01% interest rate
Rate by balance
Rate by balance for Advantage Money Market Balance APY Up to $5,000 0.01% $5,000 – $10,000 0.01% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $75,000 0.05% $75,000 – $100,000 0.05% $100,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Prize Savings is an eStatement account. Includes monthly prize drawing entry.
Offer: Prize Savings is an eStatement account. Minimum balance to avoid service charge is $0. Minimum balance to earn interest is $0 according to rate schedule ($10 according to product description). Receive 1 automatic entry for a $250 monthly prize drawing for every $25 increase in monthly balance up to 10 entries per month.
0.05% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Tracks transactions via a passbook.
Offer: Monthly service charge of $3.00 is waived if a daily balance of at least $50.00 is maintained each day during the monthly cycle. Minimum balance to earn interest is $10.
0.05% interest rate · $3 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Utilizes monthly statements to record transactions.
Offer: Monthly service charge of $3.00 is waived if a daily balance of at least $50.00 is maintained each day during the monthly cycle. Minimum balance to earn interest is $10.
0.05% interest rate · $3 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $10 daily balance required to obtain APY. $2,500 minimum deposit to open. $10 monthly service charge waived if daily balance at least $2,500.
Offer: Tier 1: $10-$24,999.99 balance.
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $100,000 0.10% $100,000 and up 0.15% Rate checked
More details - Lowell Five BankPremier Money MarketPremier Money Market · $10 min · 0.05%–0.50% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Account rate is variable and is subject to change at any time. Entire balance earns interest rate and APY for the selected tier. Up to six withdrawals per month via ATM, checks, or debit card transactions. Minimum balance of $2,500.00 is required to avoid $5.00 monthly fee.
Offer: Minimum balance of $2,500.00 is required to avoid $5.00 monthly fee. Entire balance earns interest rate and APY for the selected tier.
$5 monthly fee · Effective Sep 15, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $100,000Your amount 0.05% $100,000 – $250,000 0.15% $250,000 – $500,000 0.25% $500,000 – $750,000 0.35% $750,000 and up 0.50% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Available exclusively to Massachusetts residents age 18 and older. Limit one WinStrong Savings account per member. 12-month savings commitment: early withdrawal penalties apply ($10 for 1st withdrawal, $25 for 2nd withdrawal, disqualified and account closed for more than 2 withdrawals). Each $25 deposit provides 1 entry into prize drawings, up to 4 entries per month ($100). No monthly or annual maintenance fee. Requires a $5.00 Membership Account.
Offer: No minimum monthly balance required.
0.05% interest rate · No monthly fee · Effective Mar 15, 2021
Rate checked
More details - Jeanne D'Arc Credit UnionStatement SavingsSavings · $5 min · 0.05%–8.00% by balance
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: All new Jeanne D'Arc Credit Union members have one consumer savings account (except retirement statement savings) automatically designated as their primary savings account to receive special terms. Additional savings accounts established under the same member name and TIN are not eligible for the primary tiered rate. Requires a $5.00 Membership Account. No monthly or annual fees.
Offer: Primary savings account rate tier on balances up to $500.00.
7.72% interest rate · No monthly fee · Effective Nov 1, 2024
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $500 8.00% Over $500Your amount 0.05%* Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: $5 monthly fee waived by maintaining $300 daily balance, linking TD Beyond/Complete/Relationship Checking account, or for account holders age 18 or under / 62 or older. Standard APY applies to all tiers.
Offer: Standard APY for all tiers
$5 monthly fee
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Primary account owner must also be primary account owner of a First Tech Rewards Checking account and Membership Share Savings account.
Offer: Non-Qualified rate: Applied when qualification requirements for the monthly cycle are not met.
Qualified rate · 0.01% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Must complete payment of one share ($5 minimum balance required) as a condition of membership. No monthly account maintenance fee. Monthly dividends.
0.01% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.
Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.
0.01% interest rate · $5 monthly fee · Effective Oct 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lowell, MA
55 accounts at 16 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 2.10%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.25%
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Boston, MA-NH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 13 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches