Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Dorchester, MA
- 5.00%APY$500 a year on $10,000with conditions
Requirements
Product: Promotional APYs apply to accounts opened between 9/21/26and 11/30/26 and are guaranteed through 12/31/26; thereafter, APYs may change. To open a new Zeugma Plus relationship, no owner can own or have owned a Leader Bank deposit account within the past 12 months and must deposit at least $1,000 in new funds from outside Leader Bank. Each Zeugma Plus account requires a $10 initial minimum balance, but the minimum aggregate initial balance across both accounts must be at least $1,000. Limit one Zeugma Plus Checking and one Zeugma Plus Savings account per household. Additional terms and conditions may apply.
Offer: Qualifying balances of $250,000 or less only. Accounts meeting the Qualifying Criteria will earn 5.00% APY on savings balances up to $250,000 the following month. To earn promotional APY, fulfill 3 requirements for Zeugma Plus Checking each month: (a) receive at least $1,000 in direct deposits, (b) enroll in eStatements, and (c) complete at least three posted and cleared electronic debit transactions (excluding exempt transactions).
Qualified rate · 4.89% interest rate · Balance cap $250,000 · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 5.00%APY$500 a year on $10,000with conditions
Requirements
Product: Available exclusively to Kasasa Cash or Kasasa Cash Back checking account holders. Requires $10.00 to $25.00 minimum opening deposit. No monthly maintenance fees. Qualifications require at least 12 debit card purchases, enrollment in e-Statements, and online banking log-on per monthly qualification cycle.
Offer: When Kasasa Cash Back account qualifications are met. Daily balances up to $50,000 earn dividend rate of 4.889% (5.00% APY).
Qualified rate · 4.89% interest rate · No monthly fee · Effective Dec 1, 2024
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 5.00% $50,000 and upWhen qualifications met during Monthly Qualification Cycle. 1.00% Rate checked
More details - 4.00%APY$400 a year on $10,000with conditions
Requirements
Product: Available exclusively to Kasasa Cash or Kasasa Cash Back checking account holders. Requires $10.00 to $25.00 minimum opening deposit. No monthly maintenance fees. Qualifications require at least 12 debit card purchases, enrollment in e-Statements, and online banking log-on per monthly qualification cycle.
Offer: When qualifications met during Monthly Qualification Cycle. Rate on balances up to $50,000.
Qualified rate · Balance cap $50,000 · No monthly fee
Rate checked
More details - 3.50%APY$350 a year on $10,000with conditions
Requirements
Product: Requires an attached Smart Rewards Checking account. Limit of one Smart Rewards Savings account per member. No monthly maintenance fees and no minimum balance required.
Offer: Applies to balances up to and including $25,000 when Smart Rewards Checking monthly qualifications (12 debit card purchases posted/settled, access online/mobile banking at least once, e-statements) are met.
Qualified rate · 3.45% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - BrightBridge Credit UnionBridgeBuilder High Yield Savings AccountSavings · $5,000 min
Credit union · 1 branch
3.30%APY$330 a year on $10,000intro rateRequirements
Product: Available for new accounts with funds not currently held on deposit in a BrightBridge Credit Union account. No monthly maintenance fee.
Offer: Available for funds not currently on deposit with BrightBridge Credit Union.
Promotional rate · 3.25% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - Salem Five BankGold Star Money Market Special OfferGold Star Money Market Special Offer · $10 min
Bank · 1 branch
3.30%APY$330 a year on $10,000intro rateRequirements
Product: Special offer available for funds not currently on deposit at Salem Five. Maximum deposit amount is $1,000,000 per account and one account per customer. Only residents of the following communities qualify: Amesbury, Ipswich, Newbury, Newburyport, Salisbury, Georgetown, and Rowley. Variable rates.
Promotional rate · 3.25% interest rate
Rate checked
More details - 3.20%APY$320 a year on $10,000with conditions
Requirements
Product: Requires having a Beacon Bank checking account with an ownership relationship. Variable premium interest rate. Fees may reduce earnings.
Offer: Variable premium interest rate subject to change without notice. Requires an ownership relationship on a Beacon Bank checking account.
Qualified rate · Effective Sep 18, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Requires an eLife Checking or Student Life Checking account to open and maintain. Only 1 eLife Savings account is allowed per tax reporting owner.
Offer: Must maintain a minimum balance of $0.01 in the account each day to obtain APY. Interest compounded and credited monthly. Requires an eLife Checking or Student Life Checking account.
Qualified rate · 2.96% interest rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Needham BankPremium Money MarketPremium Money Market · $250 min · 3.00%–3.50% by balance
Bank · 2 branches
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Personal accounts only. Pair with Premium Checking for tier rates; accounts without Premium Checking earn 0.05% APY regardless of balance. No monthly maintenance fees. $250 minimum opening deposit.
Offer: Requires linked Premium Checking Account.
Qualified rate · No monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Premium Money Market Balance APY Up to $25,000Your amount 3.00% $25,000 – $50,000 3.25% $50,000 and up 3.50% Rate checked
More details - 2.50%APY$250 a year on $10,000with conditions
Requirements
Product: Promotional APYs apply to accounts opened between 9/21/26and 11/30/26 and are guaranteed through 12/31/26; thereafter, APYs may change. To open a new Zeugma Plus relationship, no owner can own or have owned a Leader Bank deposit account within the past 12 months and must deposit at least $1,000 in new funds from outside Leader Bank. Each Zeugma Plus account requires a $10 initial minimum balance, but the minimum aggregate initial balance across both accounts must be at least $1,000. Limit one Zeugma Plus Checking and one Zeugma Plus Savings account per household. Additional terms and conditions may apply.
Offer: Non-qualifying balances only, or qualifying balance amounts over $250,000 (earning 2.50% APY, resulting in a blended APY between 2.50% and 5.00%). If Qualifying Criteria are not met, the entire balance will earn 2.50% APY the following month.
Qualified rate · 2.50% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - BrightBridge Credit UnionHigh Yield SavingsSavings · $10,000 min · 2.00%–2.85% by balance
Credit union · 1 branch
2.00%APY$200 a year on $10,000Requirements
Product: No monthly maintenance fee. Minimum opening balance is $10,000. Rates subject to change after opening.
1.98% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $50,000Your amount 2.00% $50,000 and up 2.85% Rate checked
More details - Cambridge Savings BankRelationship High-Yield Money MarketRelationship High-Yield Money Market · $10 min · 1.50%–3.10% by balance
Bank · 2 branches
1.75%APY$175 a year on $10,000with conditionsRequirements
Product: Monthly maintenance service charge of $10 is waived with $1,000 average monthly balance. Non-CSB ATM surcharge reimbursement up to $12/month. Interest is not paid on account balances below $10. Variable rate tiered account.
Offer: With Performance Plus Checking. Monthly maintenance service charge of $10 is waived with $1,000 average monthly balance.
Qualified rate · 1.48% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Relationship High-Yield Money Market Balance APY Up to $10,000 1.50% $10,000 – $50,000Your amount 1.75% $50,000 – $250,000 2.20% $250,000 – $1,000,000 2.80% $1,000,000 and up 3.10% Rate checked
More details - Cambridge Savings BankRelationship High-Yield Money MarketRelationship High-Yield Money Market · $10 min · 1.25%–2.85% by balance
Bank · 2 branches
1.50%APY$150 a year on $10,000with conditionsRequirements
Product: Monthly maintenance service charge of $10 is waived with $1,000 average monthly balance. Non-CSB ATM surcharge reimbursement up to $12/month. Interest is not paid on account balances below $10. Variable rate tiered account.
Offer: Without Performance Plus Checking. Monthly maintenance service charge of $10 is waived with $1,000 average monthly balance.
Qualified rate · 1.24% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Relationship High-Yield Money Market Balance APY Up to $10,000 1.25% $10,000 – $50,000Your amount 1.50% $50,000 – $250,000 1.95% $250,000 – $1,000,000 2.55% $1,000,000 and up 2.85% Rate checked
More details - Hanscom Federal Credit UnionYour Way SavingsSavings · $25 min · 0.20%–2.25% by balance
Credit union · 3 branches
1.25%APY$125 a year on $10,000with conditionsRequirements
Product: Your Way Checking required to open Your Way Savings. No monthly service fees or minimum balance. Dividends paid on balances of $0.01 or more. Multi-tiered rate structure with 14 tiers. Balance Boost automatic savings service available to transfer up to $1,500/month to share certificates.
Offer: Your Way Checking required to open Your Way Savings. Monthly dividend period.
Qualified rate · 0.20% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Your Way Savings Balance APY Up to $200 0.20% $200 – $400 0.30% $400 – $750 0.40% $750 – $1,000 0.50% $1,000 – $2,000 0.60% $2,000 – $4,000 0.70% $4,000 – $6,000 0.80% $6,000 – $8,000 0.90% $8,000 – $10,000 1.00% $10,000 – $20,000Your amount 1.25% $20,000 – $30,000 1.50% $30,000 – $50,000 1.75% $50,000 – $100,000 2.00% $100,000 and up 2.25% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Higher rates earn when linked checking account meets monthly qualifications: 12 POS debit card purchases, at least 1 automatic payment/direct deposit/bill pay, and enrollment in e-statements.
Offer: Applies to average daily balances up to $25,000 when linked Kasasa checking account qualification requirements are met.
Qualified rate · 1.00% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Dorchester, MA
107 accounts at 35 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 1.85%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.18%
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Boston, MA-NH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 13 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches