Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Gurnee, IL
- 3.75%APY$375 a year on $10,000with conditions
Requirements
Product: Minimum $10,000 average daily balance is required to earn dividends. No minimum balance to open.
Offer: Requires account activity to meet Advantage Plus Rewards qualifications and a daily balance of $10,000 or above.
Qualified rate · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 1 branch
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 1 branch
3.20%APY$320 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Emerald Private Choice enhanced rate tier. Requires meeting and maintaining Emerald Private Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 3.15% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.02%–3.15% by balance
Bank · 1 branch
3.15%APY$315 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Huntington Perks Checking account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.02% $5,000 – $2,000,001Your amountNon-Relationship Promotional Rate; 3.15% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.02% Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Only one Smart Saver account per membership. Monthly deposits must total between $50.00 and $1,000.00; any deposits exceeding $1,000 per month will be transferred to Membership Share Savings. Maximum 6 transfers and withdrawals per month.
Offer: Smart Rate: Requires deposits totaling at least $50/month (max $1,000/month), ACH direct deposit or mobile check deposit of $500+ into non-IRA checking, e-statements enrollment, and no member withdrawals during the month.
Qualified rate · 2.96% interest rate
Rate checked
More details - Abbott Laboratories Employees Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 2.50%–3.00% by balance
Credit union · 1 branch
2.50%APY$250 a year on $10,000Requirements
Product: Dividends are paid monthly based on the daily average balance. Rates subject to change monthly. Minimum opening balance is $2,000. Up to six withdrawals or transfers per month including withdrawals by checks, with unlimited monthly withdrawals in person at an ALEC branch. Minimum withdrawal amount is $100.
Offer: All dividends are paid monthly based on the daily average balance. Rates subject to change monthly. The nominal rate is used to calculate the monthly dividend.
2.47% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $50,000Your amount 2.50% $50,000 – $100,000 2.75% $100,000 and up 3.00% Rate checked
More details - Libertyville Bank & Trust Company, N.A.Statement Savings Advanced SpecialSavings · $0 min
Bank · 1 branch
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Variable rate. New money only. Interest rate bonus of 0.15% over the current Statement Savings Advanced interest rate available when paired with a Premier Checking account with common ownership.
Offer: With qualifying activities: open new Statement Savings Advanced account, mention offer during in-branch account opening or visit URL provided, and deposit new money at account opening. Minimum daily balance of $0.01 required to obtain APY. $200 daily balance to avoid $5 monthly maintenance fee. Variable rate. Offer available to existing or closed savings account customers of Wintrust Financial Corporation & its subsidiaries or employees.
Qualified rate · $5 monthly fee · Effective Feb 27, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 1 branch
1.60%APY$160 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Emerald Choice enhanced rate tier. Requires meeting and maintaining Emerald Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 1.58% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Great Lakes Credit UnionMoney Market AccountMoney Market Account · $2,500 min
Credit union · 1 branch
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Requires minimum deposit of $2,500 to open and minimum average daily balance of $2,500 to earn stated dividends. Up to 6 transfers/withdrawals per month. Additional APY available with qualifying Free Checking Account debit card transactions.
Offer: Tier 3: Earn an additional 1.00% APY on accompanying Money Market account with 40 or more Free Checking Account debit card transactions.
Qualified rate
Rate checked
More details - 0.90%APY$90 a year on $10,000
Requirements
Product: Used for specific purposes or events such as tax payments, home escrow, insurance premiums, or unexpected emergencies. Dividends paid monthly based on daily average balance.
Offer: Dividends paid monthly based on the daily average balance.
0.90% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.90%APY$90 a year on $10,000
Requirements
Product: A $5 minimum balance must be in the account to maintain active membership and be eligible to use other ALEC products and services. Savings account transactions will be limited. Dividends are paid monthly based on the daily average balance.
Offer: Dividends paid monthly based on the daily average balance. A $5 minimum balance must be in the account to maintain active membership.
0.90% interest rate · Effective Oct 1, 2026
Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - Consumers Credit UnionMoney MarketMoney Market · $0 min · 0.55%–1.16% by balance
Credit union · 1 branch
0.55%APY$55 a year on $10,000Requirements
Product: Share account. Requires maintaining membership share ($5.00 par value). Account transfer and withdrawal limitations apply (maximum 6 transfers/withdrawals per month). Tiered rate account where the rate for a balance tier applies to the full balance once met.
Offer: Rate applies to the full balance of the account once tier range is met.
0.55% interest rate · Effective Mar 18, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $25,000Your amount 0.55% $25,000 – $100,000 0.65% $100,000 – $250,000 0.75% $250,000 and up 1.16% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Gurnee, IL
57 accounts at 16 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 2.20%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.25%
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Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
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