Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Washington, DC
- EagleBankEagle Money Market AccountEagle Money Market Account · $100 min · 2.18%–2.48% by balance
Bank · 3 branches
2.18%APY$218 a year on $10,000Requirements
Product: Rates may change after account opening. Fees could reduce earnings. For Tier Rate accounts, the ledger balance must be within a specific tier to receive the interest rate and annual percentage yield for that tier. Rates are subject to change at any time and are not guaranteed until the account is opened.
Offer: Ledger balance must be within specific tier to receive the tier rate and APY.
2.15% interest rate · Effective Sep 24, 2026
Rate by balance
Rate by balance for Eagle Money Market Account Balance APY Up to $250,000Your amount 2.18% $250,000 – $500,000 2.28% $500,000 and up 2.48% Rate checked
More details - DC Credit UnionMoney MarketMoney Market · $2,500 min · 2.02%–2.12% by balance
Credit union · 3 branches
2.12%APY$212 a year on $10,000Requirements
Product: Combines easy access to funds with earning higher dividends. Offers two balance tiers ($2,500 minimum balance or $10,000 minimum balance).
Offer: Rates are subject to change. Fees may reduce earning on the account. Penalty may be imposed for early withdrawal.
Rate by balance
Rate by balance for Money Market Balance APY $2,500 and up 2.02% $10,000 and upYour amount 2.12% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must be linked to an active Kasasa Cash, Kasasa Cash Back, or Kasasa Eats checking account. Requires at least 1 direct deposit/ACH credit/payment, 15 debit card purchases, and eStatements per Monthly Qualification Cycle to receive qualifying rates. Limit of 1 Kasasa Saver per membership (max 2 across combined memberships).
Offer: Qualifying tier for portion of average daily balance $0 but less than $100,000.01 when linked Kasasa checking qualifications are met.
Qualified rate · 1.98% interest rate · Balance cap $100,000.01 · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - City First BankHigh Yield Consumer Money MarketHigh Yield Consumer Money Market · $10,000 min · 2.00%–2.25% by balance
Bank · 1 branch
2.00%APY$200 a year on $10,000Requirements
Product: $8.00 monthly service charge applies if $10,000.00 minimum monthly average balance requirement is not met.
Offer: $8.00 monthly service charge applies if minimum monthly average balance of $10,000.00 is not met.
1.98% interest rate · $8 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Consumer Money Market Balance APY Up to $249,999Your amount 2.00% $250,000 and up 2.25% Rate checked
More details - Department of Commerce Federal Credit UnionAdvantage SavingsSavings · $0 min · 0.25%–2.00% by balance
Credit union · 1 branch
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Must have an Advantage Rewards Checking or Advantage Cash Back Checking account. Requires at least 12 debit card purchases, at least one direct deposit or ACH credit transaction of $500 or more, and enrollment in e-statements within Online Banking during each Monthly Qualification Cycle.
Offer: Qualifying rate for daily balances up to and including $100,000.00 when monthly qualifications are met.
Qualified rate · 1.98% interest rate · No monthly fee · Effective May 21, 2026
Rate by balance
Rate by balance for Advantage Savings Balance APY Up to $100,000Your amount 2.00% Over $100,000 0.25% Rate checked
More details - 1.93%APY$193 a year on $10,000
Requirements
Offer: Rates may change after account opening. Fees could reduce earnings. Rates are subject to change at any time and are not guaranteed until the account is opened.
1.91% interest rate · Effective Sep 24, 2026
Rate checked
More details - Department of Commerce Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.87%–2.10% by balance
Credit union · 1 branch
1.87%APY$187 a year on $10,000Requirements
Product: Variable rate tied to the Wall Street Journal Prime Rate as published on the last day of the month. $2,500 minimum deposit to earn dividends. No monthly maintenance fee. NCUA insured.
1.85% interest rate · Effective Mar 24, 2020
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $19,999Your amount 1.87% $20,000 – $49,999Tied to Wall Street Journal Prime Rate as published on the last day of the month. Minimum $2,500 deposit to earn dividends. 2.02% Over $50,000Tied to Wall Street Journal Prime Rate as published on the last day of the month. Minimum $2,500 deposit to earn dividends. 2.10% Rate checked
More details - Department of Commerce Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.87%–1.97% by balance
Credit union · 1 branch
1.87%APY$187 a year on $10,000Requirements
Product: Variable rate tied to the Wall Street Journal Prime Rate as published on the last day of the month. $2,500 minimum deposit to earn dividends. No monthly maintenance fee. NCUA insured.
Offer: Tied to Wall Street Journal Prime Rate as published on the last day of the month. Minimum $2,500 deposit to earn dividends.
1.85% interest rate · No monthly fee · Effective Mar 11, 2020
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $19,999Your amount 1.87% $20,000 – $49,999 1.92% Over $50,000 1.97% Rate checked
More details - Andrews Federal Credit UnionPremium High-Yield Money Market AccountPremium High-Yield Money Market Account · $0 min · 1.80%–2.30% by balance
Credit union · 1 branch
1.80%APY$180 a year on $10,000Requirements
Product: Limit of 6 transfers/withdrawals per calendar month before excess transaction fee applies. Dividends compounded and credited monthly. Variable rate subject to change. Membership required.
1.79% interest rate
Rate by balance
Rate by balance for Premium High-Yield Money Market Account Balance APY Up to $100,000Your amount 1.80% $100,000 and up 2.30% Rate checked
More details - Andrews Federal Credit UnionKasasa Saver AccountSavings · $0 min · 0.50%–1.75% by balance
Credit union · 1 branch
1.75%APY$175 a year on $10,000with conditionsRequirements
Product: Must be a credit union member. Requires an active Kasasa Cash or Kasasa Cash Back checking account. No recurring monthly maintenance charges or fees to open or close. Limit of one account type per member. Not for commercial purposes.
Offer: Qualifications required during each qualification cycle: at least 15 PIN-based or signature-based debit card purchases, at least one direct deposit or ACH transaction, and enrollment in online/digital banking and e-statements.
Qualified rate · 1.74% interest rate · No monthly fee
Rate by balance
Rate by balance for Kasasa Saver Account Balance APY Up to $100,000Your amount 1.75% Over $100,000 0.50% Rate checked
More details - Signal FinancialSignal Smart Plus SavingsSavings · $0 min · 0.50%–2.02% by balance
Credit union · 1 branch
1.71%APY$171 a year on $10,000intro rateRequirements
Product: Tiered savings account with no minimum account balance required. Requires minimum $500 direct deposit per month or 10+ debit card swipes per month; $25 monthly maintenance fee if requirements are unmet. Membership required. Dividends compounded daily and credited monthly (effective July 1, 2025 dividend rate calculation changes from daily compounding to simple monthly compounding). Signal Financial reserves the right to end or modify this offer at any time.
Offer: $25 monthly maintenance fee waived with minimum $500 direct deposit per month or 10+ debit card swipes per month.
Promotional rate · 2.00% interest rate · Compounded daily · $25 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Signal Smart Plus Savings Balance APY Up to $10,000 2.02% $10,000 – $25,000Your amount 1.71% $25,000 – $50,000 1.36% $100,000 and up 0.50% Rate checked
More details - NASA Federal Credit UnionPremier Money Market (PMMA)Premier Money Market (PMMA) · $10,000 min
Credit union · 1 branch
1.65%APY$165 a year on $10,000Requirements
Product: Variable rate account. Dividends compounded monthly, credited monthly. Minimum balance for dividends is $10,000 using the Average Daily Balance method. Accounts closed before the end of the dividend period will not receive accrued dividends.
Offer: Average Daily Balance requirement of $10,000 for dividend rate of 1.64% and APY of 1.65%. Minimum opening balance is $10,000.
1.64% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - Library of Congress Federal Credit UnionMoney Market Share AccountMoney Market Share Account · $2,500 min · 1.16%–1.56% by balance
Credit union · 1 branch
1.16%APY$116 a year on $10,000Requirements
Product: $2,500 minimum balance required. Computed daily from day of deposit to the day of withdrawal, compounded daily and paid monthly.
Offer: $2,500 minimum balance required. Computed daily from day of deposit to the day of withdrawal, compounded daily and paid monthly.
1.15% interest rate · Compounded daily · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Share Account Balance APY $2,500 – $20,000Your amount 1.16% $20,000 – $75,000 1.36% $75,000 and up 1.56% Rate checked
More details - FedChoice Federal Credit UnionMoney MarketMoney Market · $1,500 min · 1.15%–1.75% by balance
Credit union · 1 branch
1.15%APY$115 a year on $10,000with conditionsRequirements
Product: Membership required. Minimum daily balance of $1,500.00 to avoid $5.00 monthly fee (charged if daily balance at any time is below $1,500). Dividends compounded and credited monthly using average daily balance method. Insured up to $500,000 ($250k NCUA + $250k ESI).
Offer: FedPerks rate (.10% bonus). Requires FedChoice Checking Account and membership in the FedPerks program. Monthly fee of $5.00 if daily balance falls below $1,500.
Qualified rate · $5 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,500 – $20,000Your amount 1.15% $20,000 – $50,000 1.20% $50,000 – $100,000 1.50% Over $100,000 1.75% Rate checked
More details - Democracy Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.15%–1.75% by balance
Credit union · 1 branch
1.15%APY$115 a year on $10,000Requirements
Product: Dividends are paid and compounded monthly. Rate may change after the account is opened. A $10 monthly maintenance fee will be charged for daily balances below $1,000. Withdrawal restrictions apply.
1.14% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $25,000Your amount 1.15% $25,000 – $50,000 1.50% $50,000 – $100,000 1.50% $100,000 – $250,000 1.75% Over $250,000 1.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Washington, DC
159 accounts at 55 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.13%
- Banks, typical
- 0.09%
- Credit unions, typical
- 0.18%
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Washington, DC-VA-MD-WV metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 9 branches
- Hanscom Federal Credit UnionCredit union · 1 branch
- Tower Federal Credit UnionCredit union · 2 branches