Best high-yield savings rates

Requirements

Product: Must maintain a minimum balance of $25.00. Grants full WFFCU membership. Earn dividends on balances of $50.00 or more (dividends earned daily, credited quarterly). No monthly service charge.

Offer: Must maintain a minimum balance of $25.00. Earn dividends on balances of $50.00 or more.

Requirements

Product: Customized savings accounts (e.g., Kid's Expenses, Vacation Savings, Car Care Savings, Home Needs, Tax Savings, Wedding Expenses). Can use payroll deductions.

Requirements

Product: Minimum balance to open is $25.00. Compounding and crediting: Dividends are compounded and credited monthly.

Requirements

Product: Listed under checking account dividends on the rate schedule. Dividends were paid for the most recently ended dividend period and are not guaranteed for future periods.

Offer: Dividends were paid for the most recently ended dividend period and are not guaranteed for future dividend periods.

Requirements

Product: Serves as membership account, granting access to credit union products and services. Requires $25 opening deposit and $25 minimum balance. No monthly service fee or transaction fee. Dividends paid quarterly.

Offer: Minimum opening deposit of $25 and $25 minimum balance to maintain membership. Minimum balance to earn stated APY is $100. Dividends paid quarterly. Balances calculated on average daily balance.

Requirements

Product: Dividends paid monthly. Rates calculated on an average daily balance.

Offer: Paid monthly. Rates calculated on an average daily balance. Dividends paid for the most recently ended dividend period and not guaranteed for future periods.

Requirements

Product: Minimum balance of $25.00 required at all times to be eligible for other services. Dividends calculated on average daily balance and paid quarterly.

Offer: Paid quarterly on all balances $25 and above. APY assumes dividends remain on deposit for at least one year; withdrawals reduce earnings.

Requirements

Product: Minimum balance: $25.00. Fees could reduce earnings. Dividend period July 1, 2025 to September 30, 2025.

Requirements

Product: Must be linked to a Kasasa Cash or Kasasa Cash Back account. Free account with $25.00 opening deposit.

Offer: Rate when monthly qualifications on linked Kasasa checking account are not met.

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.

Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.

Requirements

Product: Standard savings account. $5 monthly service fee can be avoided with $300 minimum daily balance, 1 automatic transfer of $25+ each fee period from linked Wells Fargo checking, 1 automatic transfer of $1+ each business day from linked checking, 1+ Save As You Go transfers from linked checking, or if the primary account owner is 24 years old or under.

Offer: Standard rate. Fee waived with $300 minimum daily balance, 1 automatic transfer of $25+ per fee period, 1 daily automatic transfer of $1+ each business day, 1+ Save As You Go transfer, or primary owner age 24 or under.

Requirements

Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).

Offer: Standard rate. $12 monthly service fee avoided with $3,500 minimum daily balance.

Requirements

Product: $5 monthly service fee waived with ONE of: $300+ beginning day balance, $25+ repeating automatic transfers/Autosave from personal Chase checking, link to qualifying checking, link to Chase College Checking enrolled in Overdraft Protection, or account owner under age 25. Fee waived for first two statement periods on new/converted accounts.

Offer: $5 monthly service fee waived with $300+ daily balance, $25+ Autosave transfers, qualifying linked checking, linked Chase College Checking with Overdraft Protection, or owner under age 25.