Compare Bank & Credit Union Rates
Best auto loan rates, new and used
Compare the lowest advertised APRs for new and used vehicle loans from banks and credit unions, with terms, conditions and original sources.
Top new-car loan rates
Showing 1–6 of 6 in Wichita Falls, TX metro · median 6.24% APR
- 5.00%APRas low as
Terms
Fixed APR of 5% for a 5-year term. Requires credit score of 700+ and 2020 model year or newer vehicle.
Auto loan score 82 · Carrot Score 83
Rate checked · Auto loans rates on its site
Rates and branches - 5.74%APRas low as · up to 17.49%
5.74% APR, up to 17.49%
Terms
New and used auto loans for terms of 60 months or less. Lower rates apply to well-qualified applicants.
Auto loan score 69 · Carrot Score 86
Rate checked · Auto loans rates on its site
Rates and branches - 6.24%APRas low as
Terms
Actual rate may vary based upon an individual's credit rating. New vehicle purchase financed up to 125% of dealer invoice, used vehicle up to 125% NADA Trade Value. Up to 72 months on some autos.
Auto loan score 65 · Carrot Score 72
Rate checked · Auto loans rates on its site
Rates and branches - 6.24%APRas low as
Terms
Based on 60 months and $45,000 financing amount with $0 down payment for online applicants with excellent credit. Rate discount of 0.25% may be available for Chase customers maintaining an average daily combined balance of $150,000 or more across eligible accounts.
Auto loan score 64 · Carrot Score 60
Rate checked · Auto loans rates on its site
Rates and branches - 6.25%APRas low as · up to 17.25%
6.25% APR, up to 17.25%
Terms
Base rate is 7.25%. New Auto Loans can get an extra 1% off approved rate with approved credit.
Auto loan score 63 · Carrot Score 60
Rate checked · Auto loans rates on its site
Rates and branches - Wichita Falls Teachers Federal Credit UnionNew Autos (Variable Rates) · 24–72 months
Credit union · 1 branch
8.75%APRas low asTerms
Variable rate.
Auto loan score 61 · Carrot Score 62
Rate checked · Auto loans rates on its site
Rates and branches
Each institution’s lowest advertised APR for the vehicle, at terms that reach 60 months: usually its best-credit rate, so yours depends on your credit, the term and the vehicle. A rate that needs autopay, a checking account or similar says “with conditions”; More filters can leave those out. Refinance, lease buyout, recreational and promotional rates that have ended are left out, and a rate far below what other lenders advertise is listed lower down until it’s checked. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What new auto loans cost in Wichita Falls, TX metro
6 banks and credit unions · checked Oct 16
- Typical
- 6.24%
- Top 10% up to
- 5.37%
- Banks, typical
- 6.24%
- Credit unions, typical
- 6.24%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches