Credit union · NCUA insured
Texoma Community Credit Union Savings Rates
Texoma Community Credit Union’s best savings rate is 0.10% APY on $10,000, with its MMA Savings. Rates checked October 16, 2026.
How Texoma Community Credit Union’s savings rates compare
Compared with banks and credit unions near Wichita Falls, TX, where Texoma Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Texoma Community Credit Union
0.10%APY
- Minimum
- —
- Earns on $10,000 a year
- $10
Money Market Checking
Top rate
Peoples Bank & Trust Company
3.00%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $300
2nd-highest rate
First National Bank Texas
2.00%APY
- Minimum
- $0
- Earns on $10,000 a year
- $200
Texoma Community Credit Union savings score
67
Savings score
Higher than 18% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0003.04%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Texoma Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
MMA Platinum
Up to 3.04%APY
Dividends paid monthly. Rates calculated on an average daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50,000 – $100,000Applies to balances $50,000-$99,999.99. Paid monthly. Rates calculated on an average daily balance. | 2.02% | — | Applies to balances $50,000-$99,999.99. Paid monthly. Rates calculated on an average daily balance. |
| $100,000 and upApplies to balances $100,000 and up. Paid monthly. Rates calculated on an average daily balance. | 3.04% | — | Applies to balances $100,000 and up. Paid monthly. Rates calculated on an average daily balance. |
Sources (1)
- texomacu.com/wp-content/upload…/03/RateSheet3-25-26.pdf · captured Sep 25, 2026
MMA Savings
0.10%APY
Dividends paid monthly. Rates calculated on an average daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upPaid monthly. Rates calculated on an average daily balance. Dividends paid for the most recently ended dividend period and not guaranteed for future periods.$100 and up | 0.10% | $10 | Paid monthly. Rates calculated on an average daily balance. Dividends paid for the most recently ended dividend period and not guaranteed for future periods. |
Sources (1)
- texomacu.com/wp-content/upload…/03/RateSheet3-25-26.pdf · captured Sep 25, 2026
Money Market Checking
0.10%APY
Listed under checking account dividends on the rate schedule. Dividends were paid for the most recently ended dividend period and are not guaranteed for future periods.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends were paid for the most recently ended dividend period and are not guaranteed for future dividend periods.$100 and up | 0.10% | $10 | Dividends were paid for the most recently ended dividend period and are not guaranteed for future dividend periods. |
Sources (1)
- texomacu.com/wp-content/upload…/03/RateSheet3-25-26.pdf · captured Sep 25, 2026
Regular Savings
0.10%APY
Serves as membership account, granting access to credit union products and services. Requires $25 opening deposit and $25 minimum balance. No monthly service fee or transaction fee. Dividends paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum opening deposit of $25 and $25 minimum balance to maintain membership. Minimum balance to earn stated APY is $100. Dividends paid quarterly. Balances calculated on average daily balance.$100 and up | 0.10% | $10 | Minimum opening deposit of $25 and $25 minimum balance to maintain membership. Minimum balance to earn stated APY is $100. Dividends paid quarterly. Balances calculated on average daily balance. |
Sources (3)
- texomacu.com/services/saving-accounts
- texomacu.com/rates
- texomacu.com/wp-content/upload…/03/RateSheet3-25-26.pdf
All captured Sep 25, 2026
Special-purpose accounts
IRA Shares
1.99%APY on $10,000
Rates are calculated on each level accordingly. Balances are calculated on an average daily balance. APY assumes dividends remain on deposit for at least one year; early withdrawal penalty may be imposed.
| Part of the balance | Rate on that part |
|---|---|
| $100 – $50,000 | 2.00% |
| $50,000 and up | 3.00% |
On $10,000 the tiers blend to about 1.99% APY, earning $199 a year.
Sources (2)
All captured Sep 25, 2026
Christmas Club
0.10%APY
Requires $25 minimum balance to open. Deposits can be made at any time; funds are distributed on November 15. Early withdrawal penalties may be imposed.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum opening deposit of $25. Minimum balance to earn stated APY is $100. Money is distributed annually on November 15. Balances calculated on average daily balance. Penalties may be imposed for early withdrawal.$100 and up | 0.10% | $10 | Minimum opening deposit of $25. Minimum balance to earn stated APY is $100. Money is distributed annually on November 15. Balances calculated on average daily balance. Penalties may be imposed for early withdrawal. |
Sources (3)
- texomacu.com/services/saving-accounts
- texomacu.com/rates
- texomacu.com/wp-content/upload…/03/RateSheet3-25-26.pdf
All captured Sep 25, 2026
Who can join Texoma Community Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.