Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Watertown, WI metro
- Johnson BankSignature Money MarketSignature Money Market · $1,000 min · 0.01%–3.50% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: Minimum age to open is 18. Monthly cycle maintenance fee of $25 waived if $1,000 minimum daily ledger balance, $10,000 average monthly cycle ledger balance, or $20,000 combined related aggregate ledger balance (deposits) is met.
Offer: Variable rate. Simple interest compounding, paid monthly. Monthly fee waived with $1,000 minimum daily ledger balance, $10,000 average monthly cycle ledger balance, or $20,000 combined related aggregate ledger balance.
Qualified rate · 0.01% interest rate · $25 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Signature Money Market Balance APY Up to $1,000 0.01% $1,000 – $10,000 0.20% $10,000 – $25,000Your amount 0.30% $25,000 and upDeposit Rate Special effective August 24, 2026 thru October 30, 2026 for consumer accounts. Requires $25,000 or more in new money (or an existing eligible account with expiring 6-month promotional rate of 3.24%) and maintaining an eligible checking account relationship. Fixed rate locked for 9 months. 3.50% $100,000 – $250,000 0.85% $250,000 and up 0.95% Rate checked
More details - Bank of Lake MillsMoney Market AccountMoney Market Account · $2,500 min · 0.15%–0.50% by balance
Bank · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: Minimum balance to open is $2,500. A monthly maintenance fee of $6.00 applies if balance falls below $2,500 at any time during the monthly statement cycle. Variable rate; interest rate may change after account is opened. No minimum balance required to obtain APY.
Offer: Daily balance tier of less than $2,500. $6 monthly maintenance fee applies if balance falls below $2,500 any time during the statement cycle.
0.15% interest rate · $6 monthly fee · Effective Sep 9, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.15% $2,500 – $10,000 0.20% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.40% $50,000 – $100,000 0.45% $100,000 and up 0.50% Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 2 branches
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Standard rate tier. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 0.25% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Maintain a $100 minimum daily balance to waive the $1 monthly maintenance fee. Includes unlimited in-person withdrawals and up to 6 non-in-person/online withdrawals per month ($0.50 per additional withdrawal).
Offer: Compounded quarterly. Maintain a $100 minimum daily balance to waive the $1 monthly maintenance fee.
Compounded quarterly · $1 monthly fee · Effective Sep 15, 2026
Rate checked
More details - Summit Credit UnionMoney Market Plus AccountMoney Market Plus Account · $0 min · 0.12%–0.23% by balance
Credit union · 2 branches
0.17%APY$17 a year on $10,000Requirements
Product: No minimum balance requirement or withdrawal fees. No minimum balance to open.
0.12% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Plus Account Balance APY Any balance 0.12% $2,500 and up 0.14% $10,000 and upYour amount 0.17% $25,000 and up 0.18% $50,000 and up 0.20% $100,000 and up 0.23% Rate checked
More details - Farmers & Merchants State BankMoney MarketMoney Market · $2,500 min · 0.16%–0.31% by balance
Bank · 2 branches
0.16%APY$16 a year on $10,000Requirements
Product: Variable Interest Rate and APY (checking, savings, money market and trade-up CD) are subject to change after opening accounts. Rates are subject to change without notice. Fees could reduce earnings on the account. All balances below minimum may earn interest however may incur service fees.
Offer: Tier 1. Interest compounded monthly. Variable rate subject to change after opening.
0.16% interest rate · Compounded monthly · Effective Apr 7, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $74,999Your amount 0.16% $75,000 – $99,999Tier 2. 0.21% $100,000 – $149,999Tier 3. 0.26% $150,000 and upTier 4. 0.31% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: No initial deposit or ongoing balance requirements. Interest is compounded quarterly at a variable rate.
0.10% interest rate · Compounded quarterly
Rate by balance
Rate by balance for First Savings Balance APY Up to $2,500 0.10% $2,500 – $10,000 0.15% $10,000 – $25,000Your amount 0.15% $25,000 and up 0.25% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum age to open an individual Essential Savings account is 12 (no ATM access). $5 monthly cycle maintenance fee waived with $300 minimum daily ledger balance or $1,000 average monthly cycle ledger balance; fee waived for minors until 18th birthday.
Offer: Monthly interest payment frequency; simple compounding method. $5 monthly fee waived with $300 minimum daily ledger balance or $1,000 average monthly cycle ledger balance; fee not assessed for minors until 18th birthday.
0.15% interest rate · $5 monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Must live or work in membership area. Dividends are earned and paid monthly on an average daily balance of $100.00 or more. Unlimited transfers online or in branch offices. Four free withdrawals per month, $2.00 fee for each additional withdrawal.
0.05% interest rate · No monthly fee · Effective Oct 21, 2025
Rate by balance
Rate by balance for Share Account Balance APY $100 – $3,001 0.05% $3,001 – $6,001 0.10% $6,001 – $10,001Your amount 0.15% $10,001 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Primary account holder must be a credit union member and resident of either Wisconsin, Minnesota, or Illinois. Offers prize drawing entries for each $25 monthly increase in account balance (limit six entries per month). No early withdrawal fee. Automatically renews at 12 months. Dividends earned and paid monthly on average daily balance of $100.00 or more.
0.10% interest rate · Effective Oct 21, 2025
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No service charge if average daily collected balance is at least $1,000.00; otherwise $6.00 monthly service charge per statement cycle.
Offer: Monthly fee of $6.00 waived if average daily collected balance is at least $1,000.00.
0.05% interest rate · $6 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.05% $2,500 – $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No monthly fees or minimum balance charges. Rate and APY may change at any time. Must maintain a minimum daily balance of $25 to obtain disclosed APY.
Offer: Must maintain a minimum daily balance of $25 to obtain disclosed APY. Rate may change at any time.
0.10% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No monthly fees or minimum balance charges. No minimum balance required to open account. Rate and APY may change at any time.
Offer: No minimum balance required to open account. Rate may change at any time.
0.10% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Personal accounts only. $1.00 monthly maintenance fee applies if balance falls below $25 any time during the statement cycle.
Offer: Interest rate may change after account is opened. No minimum balance required to obtain APY. Monthly maintenance fee of $1.00 applies if balance falls below $25 at any time during the statement cycle.
0.10% interest rate · $1 monthly fee · Effective Sep 9, 2026
Rate checked
More details - 0.08%APY$8 a year on $10,000
Requirements
Product: Interest compounds monthly and is credited monthly. A $3.00 monthly service charge fee applies if balance falls below $100 minimum during statement cycle.
Offer: $3.00 monthly service charge fee waived with $100 minimum balance.
0.08% interest rate · $3 monthly fee · Effective Oct 6, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Watertown, WI metro
49 accounts at 15 banks and credit unions · checked Oct 16
- Typical
- 0.10%
- Top 10% from
- 1.91%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.08%
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Watertown, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Fort Community Credit UnionCredit union · 4 branches