Bank · FDIC insured
Bank of Lake Mills Savings Rates
Bank of Lake Mills’s best savings rate is 0.30% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Bank of Lake Mills’s savings rates compare
Compared with banks and credit unions near Watertown, WI, where Bank of Lake Mills has the most branches. $10,000, best rate first.
This bank’s best
Bank of Lake Mills
0.30%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $30
Money Market Account
Top rate
Fort Community Credit Union
3.66%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $366
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
Bank of Lake Mills savings score
75
Savings score
Higher than 40% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0003.82%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bank of Lake Mills ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
High-Yield Money Market Account
0.20%APY
$50,000 minimum balance to open, including $10,000 in new money. Variable rate; interest rate may change after account is opened. No minimum balance required to obtain APY.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Daily balance tier of less than $50,000. Requires $50,000 minimum balance to open ($10,000 in new money). | 0.20% | $20 | Daily balance tier of less than $50,000. Requires $50,000 minimum balance to open ($10,000 in new money). |
| $50,000 and upDaily balance tier of $50,000 or more. Requires $50,000 minimum balance to open ($10,000 in new money). | 3.82% | — | Daily balance tier of $50,000 or more. Requires $50,000 minimum balance to open ($10,000 in new money). |
Sources (2)
All captured Sep 18, 2026
Money Market Account
0.30%APY
Minimum balance to open is $2,500. A monthly maintenance fee of $6.00 applies if balance falls below $2,500 at any time during the monthly statement cycle. Variable rate; interest rate may change after account is opened. No minimum balance required to obtain APY.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Daily balance tier of less than $2,500. $6 monthly maintenance fee applies if balance falls below $2,500 any time during the statement cycle. | 0.15% | — | Daily balance tier of less than $2,500. $6 monthly maintenance fee applies if balance falls below $2,500 any time during the statement cycle. |
| $2,500 – $10,000Daily balance tier of $2,500 - $9,999.99. $6 monthly maintenance fee applies if balance falls below $2,500 any time during the statement cycle. | 0.20% | — | Daily balance tier of $2,500 - $9,999.99. $6 monthly maintenance fee applies if balance falls below $2,500 any time during the statement cycle. |
| $10,000 – $25,000Daily balance tier of $10,000 - $24,999.99. $6 monthly maintenance fee applies if balance falls below $2,500 any time during the statement cycle. | 0.30% | $30 | Daily balance tier of $10,000 - $24,999.99. $6 monthly maintenance fee applies if balance falls below $2,500 any time during the statement cycle. |
| $25,000 – $50,000Daily balance tier of $25,000 - $49,999.99. $6 monthly maintenance fee applies if balance falls below $2,500 any time during the statement cycle. | 0.40% | — | Daily balance tier of $25,000 - $49,999.99. $6 monthly maintenance fee applies if balance falls below $2,500 any time during the statement cycle. |
| $50,000 – $100,000Daily balance tier of $50,000 - $99,999.99. $6 monthly maintenance fee applies if balance falls below $2,500 any time during the statement cycle. | 0.45% | — | Daily balance tier of $50,000 - $99,999.99. $6 monthly maintenance fee applies if balance falls below $2,500 any time during the statement cycle. |
| $100,000 and upDaily balance tier of $100,000 or more. $6 monthly maintenance fee applies if balance falls below $2,500 any time during the statement cycle. | 0.50% | — | Daily balance tier of $100,000 or more. $6 monthly maintenance fee applies if balance falls below $2,500 any time during the statement cycle. |
Sources (2)
All captured Sep 18, 2026
Personal Savings
0.10%APY
Personal accounts only. $1.00 monthly maintenance fee applies if balance falls below $25 any time during the statement cycle.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest rate may change after account is opened. No minimum balance required to obtain APY. Monthly maintenance fee of $1.00 applies if balance falls below $25 at any time during the statement cycle.Any balance | 0.10% | $10 | Interest rate may change after account is opened. No minimum balance required to obtain APY. Monthly maintenance fee of $1.00 applies if balance falls below $25 at any time during the statement cycle. |
Sources (2)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.