Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–5 of 5 in Watertown, WI metro · median 12.40% APR
- 10.99%APRas low as
Terms
Variable rate based on Prime Rate + 3.99%; rate will never exceed 18.00%. No annual fee, balance transfer fee, or cash advance fee.
Credit card score 77 · Carrot Score 99
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as
Terms
Credit score 680 and above. Variable rate is Prime Rate + 4.99% APR. Minimum monthly payment is greater of $30 or 3% of total balance. APR is the same for cash advances and balance transfers.
Credit card score 72 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 12.40%APRas low as · up to 20.90%
12.40% APR, up to 20.90%
Terms
Standard non-variable APR for purchases.
Credit card score 71 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 12.49%APRas low as
Terms
Revolving term. Rate based on creditworthiness.
Credit card score 70 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.49%
18.49% APR, up to 27.49%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 60 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Watertown, WI metro
5 banks and credit unions · checked Oct 16
- Typical
- 12.40%
- Top 10% up to
- 11.39%
- Banks, typical
- 18.49%
- Credit unions, typical
- 12.20%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Watertown, WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Fort Community Credit UnionCredit union · 4 branches