Credit union · NCUA insured
Avestar CU Savings Rates
Avestar CU’s best savings rate is 0.15% APY on $10,000, with its Share Account. Rates checked October 16, 2026.
How Avestar CU’s savings rates compare
Compared with banks and credit unions near Madison, WI, where Avestar CU has the most branches. $10,000, best rate first.
This credit union’s best
Avestar CU
0.15%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $15
Share Account
Top rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
Avestar CU savings score
67
Savings score
Higher than 18% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.20%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Avestar CU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Round Up Savings Account
10.00%APY
Requires a checking account and debit card. Balance grows in relation to debit card usage. Dividends compounded and paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 10.00% | — |
Share Account
0.15%APY
Must live or work in membership area. Dividends are earned and paid monthly on an average daily balance of $100.00 or more. Unlimited transfers online or in branch offices. Four free withdrawals per month, $2.00 fee for each additional withdrawal.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $3,001 | 0.05% | — |
| $3,001 – $6,001 | 0.10% | — |
| $6,001 – $10,001 | 0.15% | $15 |
| $10,001 and up | 0.20% | — |
Saver's Sweepstakes
0.10%APY · 1 term
Primary account holder must be a credit union member and resident of either Wisconsin, Minnesota, or Illinois. Offers prize drawing entries for each $25 monthly increase in account balance (limit six entries per month). No early withdrawal fee. Automatically renews at 12 months. Dividends earned and paid monthly on average daily balance of $100.00 or more.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 0.10% | $10 |
Special-purpose accounts
HSAs
0.50%APY
Dividends are earned and paid monthly on an average daily balance of $100.00 or more.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.50% | $50 |
Sources (1)
- avestarcu.com/savings-rates · captured Sep 18, 2026
Who can join Avestar CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone living or employed in Columbia, Jefferson, Dane, Dodge, Iowa, or Rock Counties.
Membership information collected October 5, 2026.