Bank · FDIC insured
Ixonia Bank Savings Rates
Ixonia Bank’s best savings rate is 0.80% APY on $10,000, with its Relationship Money Market. Rates checked October 16, 2026.
How Ixonia Bank’s savings rates compare
Compared with banks and credit unions near Milwaukee, WI, where Ixonia Bank has the most branches. $10,000, best rate first.
This bank’s best
Ixonia Bank
0.80%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $80
Relationship Money Market
Top rate
Advia Credit Union
3.75%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
Ixonia Bank savings score
82
Savings score
Higher than 60% of U.S. banks and credit unions
- $1,000 balance$1,0000.08%
- $10,000 balance$10,0000.80%
- $100,000 balance$100,0001.60%
- QualifiedQualified0.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ixonia Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Relationship Money Market
0.80%APY
Footnotes 3,4,9,13 apply; Rates subject to change anytime.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,499Min. Balance to Obtain APY Less than $2,500 | 0.01% | — | Min. Balance to Obtain APY Less than $2,500 |
| $2,500 – $49,999Min. Balance to Obtain APY $2,500 – $49,999 | 0.80% | $80 | Min. Balance to Obtain APY $2,500 – $49,999 |
| $50,000 – $99,999Min. Balance to Obtain APY $50,000 – $99,999 | 1.50% | — | Min. Balance to Obtain APY $50,000 – $99,999 |
| $100,000 – $249,999Min. Balance to Obtain APY $100,000 – $249,999 | 1.60% | — | Min. Balance to Obtain APY $100,000 – $249,999 |
| $250,000 – $999,999Min. Balance to Obtain APY $250,000 – $999,999 | 2.35% | — | Min. Balance to Obtain APY $250,000 – $999,999 |
| $1,000,000 and upMin. Balance to Obtain APY $1,000,000 or more | 2.85% | — | Min. Balance to Obtain APY $1,000,000 or more |
Sources (1)
- ixoniabank.com/personal/deposit-products/current-rates · captured Sep 18, 2026
Standard Money Market
0.50%APY
Footnotes 3,9 apply; Rates subject to change anytime.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,499Min. Balance to Obtain APY Less than $2,500 | 0.01% | — | Min. Balance to Obtain APY Less than $2,500 |
| $2,500 – $49,999Min. Balance to Obtain APY $2,500 – $49,999 | 0.50% | $50 | Min. Balance to Obtain APY $2,500 – $49,999 |
| $50,000 – $99,999Min. Balance to Obtain APY $50,000 – $99,999 | 1.10% | — | Min. Balance to Obtain APY $50,000 – $99,999 |
| $100,000 – $999,999Min. Balance to Obtain APY $100,000 – $999,999 | 1.35% | — | Min. Balance to Obtain APY $100,000 – $999,999 |
| $1,000,000 and upMin. Balance to Obtain APY $1,000,000 or more | 2.35% | — | Min. Balance to Obtain APY $1,000,000 or more |
Sources (1)
- ixoniabank.com/personal/deposit-products/current-rates · captured Sep 18, 2026
Platinum Personal Savings
0.08%APY
If balance falls below $25,000, the account rate switches to 0.08% APY. Interest compounds quarterly and is credited quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Applies if balance falls below the $25,000 minimum. | 0.08% | $8 | Applies if balance falls below the $25,000 minimum. |
| $25,000 and up | 0.20% | — |
Sources (2)
- ixoniabank.com/personal/deposit-products/current-rates
- ixoniabank.com/personal/deposi…gs-money-market-accounts
All captured Oct 16, 2026
Statement Savings
0.08%APY
Interest compounds monthly and is credited monthly. A $3.00 monthly service charge fee applies if balance falls below $100 minimum during statement cycle.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and up$3.00 monthly service charge fee waived with $100 minimum balance.$100 and up | 0.08% | $8 | $3.00 monthly service charge fee waived with $100 minimum balance. |
Sources (2)
- ixoniabank.com/personal/deposit-products/current-rates
- ixoniabank.com/personal/deposi…gs-money-market-accounts
All captured Oct 16, 2026
Special-purpose accounts
Health Savings Account
0.25%APY
Designed for individuals with qualified high deductible medical plans to save/reimburse qualified medical expenses. $3.00 monthly fee if total household deposits are less than $2,500. A second Ixonia Bank deposit account is required for overdraft protection before issuance of HSA Debit Card.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500$3.00 monthly fee applies if total household deposits are less than $2,500. | 0.15% | — | $3.00 monthly fee applies if total household deposits are less than $2,500. |
| $2,500 – $9,999$3.00 monthly fee waived if total household deposits are $2,500 or more. | 0.20% | — | $3.00 monthly fee waived if total household deposits are $2,500 or more. |
| $10,000 and up$3.00 monthly fee waived if total household deposits are $2,500 or more. | 0.25% | $25 | $3.00 monthly fee waived if total household deposits are $2,500 or more. |
Sources (2)
- ixoniabank.com/personal/deposit-products/current-rates
- ixoniabank.com/personal/deposi…/health-savings-accounts
All captured Oct 16, 2026
Cashus Kids Club Savings
0.08%APY
For kids 12 years and younger. Open account and automatically become a member of Cashus Kids Club. Interest compounds monthly and is credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.08% | $8 |
Sources (2)
- ixoniabank.com/personal/deposit-products/current-rates
- ixoniabank.com/personal/deposi…gs-money-market-accounts
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.