Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Waterloo, IA metro
- 0.10%APY$10 a year on $10,000
Requirements
Product: Funds secured for MasterCard. Fees could reduce earnings on account.
Offer: Funds secured for MasterCard. Minimum balance to earn stated APY is $100. Fees could reduce earnings on account.
0.10% interest rate · Effective Aug 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Requires $5.00 to open. $100 minimum balance to earn dividends. Opening a Savings account makes you a member-owner.
Offer: Requires $5.00 to open. $100 minimum balance to earn dividends. Fees could reduce earnings on account. Rates may vary after the account is opened.
0.10% interest rate · Effective Aug 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Variable interest rate; $25 minimum opening deposit.
0.10% interest rate · Effective Sep 16, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
0.05% interest rate · Effective Oct 13, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Variable Rate Account. The rate may change after the account is opened. Fees could reduce earnings. Fees charged on balances below $500.
0.05% interest rate · Effective Oct 13, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $4,999 0.05% $5,000 – $24,999Your amount 0.05% $25,000 – $49,999 0.05% $50,000 – $99,999 0.15% $100,000 – $249,999 0.30% $250,000 and up 0.50% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: When the account has a zero balance for sixty consecutive days, the account will automatically close. Monthly withdrawal limits and quarterly compounding interest.
0.05% interest rate · Effective Oct 12, 2026
Rate by balance
Rate by balance for Savings Balance APY Up to $100,000Your amount 0.05% $100,000 – $250,000 0.05% $250,000 – $500,000 0.10% $500,000 – $1,000,000 0.15% $1,000,000 and up 0.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: When the account has a zero balance for sixty consecutive days, the account will automatically close. Monthly withdrawal limits and quarterly compounding interest.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Standard savings account for ages 18+. Monthly paper statement fee $2 waived if free eStatements selected.
Offer: Interest rate 0.05% applies to balances over $100. Minimum opening deposit and balance $100.
0.05% interest rate · $2 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $100 average daily balance required to avoid $5.00 monthly service charge; $1.50 non-CRBT ATM transaction fee; free eStatements; unlimited withdrawals.
Offer: $5.00 monthly service charge if average daily balance falls below $100.
$5 monthly fee · Effective Mar 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: $10,000.00 minimum balance required to avoid $10.00 monthly service charge and to earn APY; $1.50 non-CRBT ATM transaction fee; free eStatements.
Offer: $10.00 monthly service charge if below $10,000.00 minimum balance.
$10 monthly fee · Effective Mar 1, 2026
Rate by balance
Rate by balance for Select Savings Balance APY Up to $10,000 0.00% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 and up 0.21% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Designed for building funds for a specific future use; no minimum balance required; one withdrawal per year; free eStatements.
Offer: One withdrawal per year.
Effective Mar 1, 2026
Rate checked
More details - Community Choice Credit UnionPrimary Share SavingsSavings · $5 min · 0.00%–0.15% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Minimum average daily balance of $5,000.01 required to earn interest.
0.00% interest rate
Rate by balance
Rate by balance for Primary Share Savings Balance APY Up to $5,000 0.00% $5,000 – $10,000Your amount 0.05% $10,000 – $100,000Stated APY range is .05% – .14% with a 0.15% dividend rate. 0.15%* Over $100,000Stated APY range is .14% – .15% with a 0.15% dividend rate. 0.15%* Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Waterloo, IA metro
75 accounts at 23 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 1.39%
- Banks, typical
- 0.08%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
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Waterloo, IA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 1 branch
- CFCCUCredit union · 3 branches
- Empeople Credit UnionCredit union · 6 branches