Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Waterbury, CT metro
- 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Open account with as little as $25. Dividends paid and compounded quarterly. Dividends calculate on average daily balance method. Up to 6 preauthorized/automatic transfers per month.
Offer: Dividends paid & compounded qtrly.
Compounded quarterly · Effective Oct 6, 2026
Rate checked
More details - Waterbury CT Teachers Federal Credit UnionRegular Share AccountSavings · $5 min
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Establishes membership with the Credit Union; must be opened prior to applying for credit union products and services. For ages 18 and older. Limit one Regular prime share savings account per member. Compounded quarterly.
Offer: Compounded quarterly. Minimum balance to earn APY is $5.00.
0.10% interest rate · Compounded quarterly · Effective Oct 6, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Primary account identifying membership. Initial $5 deposit contributes to membership and must be maintained at all times. Earns quarterly dividends based on average daily balance.
Offer: Earns quarterly dividends on average daily balance.
0.10% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Tier II
0.10% interest rate · Balance cap $99,999.99 · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Transaction limitations apply.
Offer: Rate may change after account is opened.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum to open is $25. Minimum daily balance to earn APY is $0.01. If the account owner is under the age of 18, the account must be a joint with a parent or guardian. Avoid $2 monthly paper statement fee with eStatements (account holders age 65 or over are exempt). Rate is variable and subject to change at any time.
0.05% interest rate · Effective Jan 5, 2026
Rate by balance
Rate by balance for Money Maker Balance APY Up to $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.20% $100,000 – $150,000 0.20% $150,000 – $200,000 0.25% $200,000 and up 0.30% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Offers tiered APY based on qualification and balance.
Offer: Rate on accounts that do not qualify.
Qualified rate
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Free use of Liberty and non-Liberty ATMs (surcharges from other banks not rebated). If account owner is under 16, account must be joint with parent/guardian. Avoid $2 monthly paper statement fee with eStatements (owners 65+ exempt).
0.05% interest rate · No monthly fee · Effective May 15, 2024
Rate by balance
Rate by balance for Cinch Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 and up 0.10% Rate checked
More details - Liberty BankRelationship High Yield SavingsSavings · $25 min · 0.05%–3.85% by balance
Bank · 5 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Consumer accounts only (not available for trusts or IRAs). Minimum daily balance to earn APY is $0.01. If the account owner is under 16, account must be joint with parent/guardian. Avoid $2 monthly paper statement fee with eStatements (owners 65+ exempt).
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Relationship High Yield Savings Balance APY Up to $15,000Your amount 0.05% $15,000 – $50,000With bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. 2.25% $50,000 – $100,000With bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. 2.50% $100,000 – $250,000With bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. 3.50% $250,000 and upWith bump up for PayBack or Quarter Back checking customers meeting monthly requirements: $5,000 min monthly average balance OR $1,000 total direct deposits OR $500 total POS debit card transactions; tax reported owner on savings must be primary owner on checking. 3.85% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Automatically transfers funds to cover overdrafts (requires a Liberty Bank checking account). $3 monthly fee waived if minimum daily balance of $100 is maintained, or if primary account owner is 65+ or 18 and under. Avoid $2 monthly paper statement fee with eStatements.
0.05% interest rate · $3 monthly fee · Effective May 15, 2024
Rate by balance
Rate by balance for Overdraft Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.10% $50,000 – $75,000 0.10% $75,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership requires depositing $5 for one share in the credit union. $100 balance required to qualify for interest/earn stated APY.
Offer: $5 minimum to open account. Minimum $100 balance to qualify for interest; full balance will earn stated APY.
0.05% interest rate · Effective Sep 28, 2026
Rate checked
More details - Ives BankMoney Market SavingsMoney Market Savings · $50 min · 0.03%–0.05% by balance
Bank · 3 branches
0.05%APY$5 a year on $10,000intro rateRequirements
Product: Continuous compounding with monthly interest crediting. Interest rate and APY are variable and may change after the account is opened.
Offer: Interest compounded Continuous, credited Monthly. Minimum balance required to earn APY is $5.00.
Promotional rate · 0.03% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.03% $2,500 and upYour amount 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Waterbury, CT metro
86 accounts at 26 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.02%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.50%
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Waterbury, CT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MSCUCredit union · 3 branches
- Police Credit Union of CTCredit union · 1 branch
- CSE Credit UnionCredit union · 1 branch