Bank · FDIC insured
Ives Bank Savings Rates
Ives Bank’s best savings rate is 0.05% APY on $10,000, with its Money Market Choice. Rates checked October 22, 2026.
How Ives Bank’s savings rates compare
Compared with banks and credit unions near Bridgeport, CT, where Ives Bank has the most branches. $10,000, best rate first.
This bank’s best
Ives Bank
0.05%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $5
Money Market Savings
Top rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
Nutmeg State Financial Credit Union
4.00%APY
- Requires
- Another account
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
Ives Bank savings score
60
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.03%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ives Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Choice
0.05%APY
A monthly service charge of $5.00 will be imposed every monthly statement cycle if the average daily balance falls below $2,500.00 any day of the cycle. The Interest rate and Annual percentage yield are variable and may change after the account is opened.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Monthly service charge of $5.00 applies if average daily balance falls below $2,500.00 any day of the cycle. Minimum balance to earn APY is $0.01. | 0.03% | — | Monthly service charge of $5.00 applies if average daily balance falls below $2,500.00 any day of the cycle. Minimum balance to earn APY is $0.01. |
| $10,000 – $50,000Monthly service charge of $5.00 applies if average daily balance falls below $2,500.00 any day of the cycle. Minimum balance to earn APY is $10,000. | 0.05% | $5 | Monthly service charge of $5.00 applies if average daily balance falls below $2,500.00 any day of the cycle. Minimum balance to earn APY is $10,000. |
| $50,000 – $100,000Monthly service charge of $5.00 applies if average daily balance falls below $2,500.00 any day of the cycle. Minimum balance to earn APY is $50,000. | 0.05% | — | Monthly service charge of $5.00 applies if average daily balance falls below $2,500.00 any day of the cycle. Minimum balance to earn APY is $50,000. |
| $100,000 – $250,000Monthly service charge of $5.00 applies if average daily balance falls below $2,500.00 any day of the cycle. Minimum balance to earn APY is $100,000. | 0.10% | — | Monthly service charge of $5.00 applies if average daily balance falls below $2,500.00 any day of the cycle. Minimum balance to earn APY is $100,000. |
| $250,000 – $500,000Monthly service charge of $5.00 applies if average daily balance falls below $2,500.00 any day of the cycle. Minimum balance to earn APY is $250,000. | 0.15% | — | Monthly service charge of $5.00 applies if average daily balance falls below $2,500.00 any day of the cycle. Minimum balance to earn APY is $250,000. |
| $500,000 and upMonthly service charge of $5.00 applies if average daily balance falls below $2,500.00 any day of the cycle. Minimum balance to earn APY is $500,000. | 0.15% | — | Monthly service charge of $5.00 applies if average daily balance falls below $2,500.00 any day of the cycle. Minimum balance to earn APY is $500,000. |
Sources (2)
All captured Oct 4, 2026
Money Market Savings
0.05%APY
Continuous compounding with monthly interest crediting. Interest rate and APY are variable and may change after the account is opened.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Interest compounded Continuous, credited Monthly. Minimum balance required to earn APY is $5.00. | 0.03% | — | Interest compounded Continuous, credited Monthly. Minimum balance required to earn APY is $5.00. |
| $2,500 and upInterest compounded Continuous, credited Monthly. Minimum balance required to earn APY is $2,500. | 0.05% | $5 | Interest compounded Continuous, credited Monthly. Minimum balance required to earn APY is $2,500. |
Sources (2)
All captured Oct 4, 2026
Passbook Savings
0.03%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upContinuous compounding, monthly credited. Interest rate and APY are variable and may change after account is opened. Fees may reduce earnings.$5 and up | 0.03% | $3 | Continuous compounding, monthly credited. Interest rate and APY are variable and may change after account is opened. Fees may reduce earnings. |
Sources (1)
- ivesbank.com/rates/savings-rates · captured Oct 4, 2026
Statement Draw
0.03%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upContinuous compounding, monthly credited. Interest rate and APY are variable and may change after account is opened. Fees may reduce earnings.$5 and up | 0.03% | $3 | Continuous compounding, monthly credited. Interest rate and APY are variable and may change after account is opened. Fees may reduce earnings. |
Sources (1)
- ivesbank.com/rates/savings-rates · captured Oct 4, 2026
Statement Savings
0.03%APY
No monthly service charges. Provides overdraft protection to Ives Bank checking account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upContinuous compounding, monthly credited. Interest rate and APY are variable and may change after account is opened. Fees may reduce earnings.$5 and up | 0.03% | $3 | Continuous compounding, monthly credited. Interest rate and APY are variable and may change after account is opened. Fees may reduce earnings. |
Sources (2)
All captured Oct 4, 2026
Special-purpose accounts
Holiday Savings Club
0.25%APY
Fixed rate account; interest rate and APY are fixed until maturity. Matures in October.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upFixed rate until maturity; interest credited at maturity. Account matures in October.$10 and up | 0.25% | $25 | Fixed rate until maturity; interest credited at maturity. Account matures in October. |
Sources (2)
All captured Oct 4, 2026
Vacation Savings Club
0.25%APY
Fixed rate account; interest rate and APY are fixed until maturity. Matures in April.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upFixed rate until maturity; interest credited at maturity. Account matures in April.$10 and up | 0.25% | $25 | Fixed rate until maturity; interest credited at maturity. Account matures in April. |
Sources (2)
All captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.