Bank · FDIC insured
Northwest Community Bank Savings Rates
Northwest Community Bank’s best savings rate is 0.75% APY on $10,000, with its Total Money Market. Rates checked October 22, 2026.
How Northwest Community Bank’s savings rates compare
Compared with banks and credit unions near Torrington, CT, where Northwest Community Bank has the most branches. $10,000, best rate first.
This bank’s best
Northwest Community Bank
0.75%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $75
Total Money Market
Top rate
Torrington Savings Bank
3.79%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $379
2nd-highest rate
Torrington Federal Credit Union
0.75%APY
- Minimum
- $1,000.01
- Earns on $10,000 a year
- $75
Northwest Community Bank savings score
83
Savings score
Higher than 63% of U.S. banks and credit unions
- $1,000 balance$1,0000.49%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0002.02%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Northwest Community Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Total Money Market
0.75%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.25% | — |
| $10,000 – $50,000 | 0.75% | $75 |
| $50,000 – $100,000 | 1.00% | — |
| $100,000 and up | 2.02% | — |
Sources (1)
- nwcommunitybank.com/rates-deposit · captured Oct 22, 2026
Money Market
0.10%APY
No monthly service charge with average daily balance of $1,000. Must maintain a minimum balance of $0.01 in the account each day to obtain disclosed APY.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 0.05% | — |
| $1,000 – $5,000 | 0.10% | — |
| $5,000 – $25,000 | 0.10% | $10 |
| $25,000 and up | 0.50% | — |
Sources (2)
All captured Oct 22, 2026
TENANT/AGENT SAVINGS
0.49%APY
Transaction limitations apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Rate may change after account is opened.Over $0 | 0.49% | $49 | Rate may change after account is opened. |
Sources (1)
- nwcommunitybank.com/rates-deposit · captured Oct 22, 2026
TRANSACTION SAVINGS
0.05%APY
Transaction limitations apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Rate may change after account is opened.Over $0 | 0.05% | $5 | Rate may change after account is opened. |
Sources (1)
- nwcommunitybank.com/rates-deposit · captured Oct 22, 2026
Special-purpose accounts
STUDENT SAVINGS CLUB ACCOUNT
0.05%APY
Must be age 5 through 20 and enrolled in school. Variable rate account that earns interest monthly. Ability to link to checking account for ATM use (minimum age 16 for student checking). No fee at Northwest Community Bank ATMs. Transaction limitations apply.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Tier $0.01 to $1,000.00. Rate may change after account is opened. Must be age 5 through 20 and enrolled in school. | 2.53% | — | Tier $0.01 to $1,000.00. Rate may change after account is opened. Must be age 5 through 20 and enrolled in school. |
| Over $1,000Tier $1,000.01 and OVER. Minimum balance to earn APY is $0.01. Rate may change after account is opened. Must be age 5 through 20 and enrolled in school. | 0.05% | $5 | Tier $1,000.01 and OVER. Minimum balance to earn APY is $0.01. Rate may change after account is opened. Must be age 5 through 20 and enrolled in school. |
Sources (2)
All captured Oct 22, 2026
HEALTH SAVINGS ACCOUNT
0.05%APY
Transaction limitations apply.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Tier $0.00 to $4,999.99. Rate may change after account is opened. | 0.05% | — | Tier $0.00 to $4,999.99. Rate may change after account is opened. |
| $5,000 – $20,000Tier $5,000.00 to $19,999.99. Rate may change after account is opened. | 0.05% | $5 | Tier $5,000.00 to $19,999.99. Rate may change after account is opened. |
| $20,000 and upTier $20,000.00 and OVER. Rate may change after account is opened. | 0.05% | — | Tier $20,000.00 and OVER. Rate may change after account is opened. |
HOLIDAY CLUB ACCOUNT
0.05%APY
Eligible for direct deposit. No monthly maintenance service charge. Transaction limitations apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRate may change after account is opened. No monthly maintenance service charge.Any balance | 0.05% | $5 | Rate may change after account is opened. No monthly maintenance service charge. |
Sources (2)
All captured Oct 22, 2026
IRA SAVINGS
0.05%APY
Traditional and ROTH IRAs. No monthly or annual service charge. No penalty for early withdrawal over 59-1/2 years of age. Funds may be added at any time. FDIC insured up to $250,000. Transaction limitations apply.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50Tier $0.01 to $49.99. No monthly or annual service charge. Rate may change after account is opened. | 0.05% | — | Tier $0.01 to $49.99. No monthly or annual service charge. Rate may change after account is opened. |
| Up to $2,500Tier $50.00 to $2,499.99. No monthly or annual service charge. Rate may change after account is opened. | 0.05% | — | Tier $50.00 to $2,499.99. No monthly or annual service charge. Rate may change after account is opened. |
| $2,500 – $30,000Tier $2,500.00 to $29,999.99. No monthly or annual service charge. Rate may change after account is opened. | 0.05% | $5 | Tier $2,500.00 to $29,999.99. No monthly or annual service charge. Rate may change after account is opened. |
| $30,000 – $40,000Tier $30,000.00 to $39,999.99. No monthly or annual service charge. Rate may change after account is opened. | 0.05% | — | Tier $30,000.00 to $39,999.99. No monthly or annual service charge. Rate may change after account is opened. |
| $40,000 – $50,000Tier $40,000.00 to $49,999.99. No monthly or annual service charge. Rate may change after account is opened. | 0.05% | — | Tier $40,000.00 to $49,999.99. No monthly or annual service charge. Rate may change after account is opened. |
| $50,000 and upTier $50,000.00 and OVER. No monthly or annual service charge. Rate may change after account is opened. | 0.05% | — | Tier $50,000.00 and OVER. No monthly or annual service charge. Rate may change after account is opened. |
Sources (2)
All captured Oct 22, 2026
SAVINGS/UTMA SAVINGS
0.05%APY
Monthly maintenance service charge waived with an average daily balance of $250 (waived if under age 18). Overdraft protection available. Transaction limitations apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Monthly maintenance service charge waived with an average daily balance of $250 (waived if under age 18). Rate may change after account is opened.Over $0 | 0.05% | $5 | Monthly maintenance service charge waived with an average daily balance of $250 (waived if under age 18). Rate may change after account is opened. |
Sources (2)
All captured Oct 22, 2026
VACATION CLUB ACCOUNT
0.05%APY
Eligible for direct deposit. No monthly maintenance service charge. Transaction limitations apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRate may change after account is opened. No monthly maintenance service charge.Any balance | 0.05% | $5 | Rate may change after account is opened. No monthly maintenance service charge. |
Sources (2)
All captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.