Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 121–135 results in Washington, DC-VA-MD-WV metro
- The Freedom Bank of VirginiaPersonal Money MarketPersonal Money Market · $200 min · 0.25%–0.40% by balance
Bank · 6 branches
0.30%APY$30 a year on $10,000Requirements
Product: No monthly maintenance fee if the average daily balance of $2,500 is maintained.
Offer: No monthly maintenance fee if the average daily balance of $2,500 is maintained.
0.25% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $10,000 0.25% $10,000 – $100,000Your amount 0.30% $100,000 – $250,000 0.35% $250,000 and up 0.40% Rate checked
More details - Mid-Atlantic Federal Credit UnionRegular Share Savings AccountSavings · $5 min
Credit union · 3 branches
0.30%APY$30 a year on $10,000Requirements
Product: Establishes membership with MAFCU. Must be 18 and over to open online. Earn competitive dividends on balances of $5 or more. Free digital solutions and quarterly statements. Unlimited free withdrawals.
0.30% interest rate · No monthly fee · Effective Oct 21, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Set aside money separate from savings for nearly anything. Earn competitive dividends on your entire balance. Direct deposit or internal transfers available. Free digital solutions. Must be 18 and over to open online.
0.30% interest rate · No monthly fee · Effective Oct 21, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: A $6.00 per quarter account maintenance fee applies when the primary accountholder is 18 years or older, the total balance in all shares at the end of the quarter is less than $100, the average daily balance of total shares is less than $100 during the quarter, there was no outstanding balance on a loan at the end of the quarter, and there was no activity in the past six months.
0.30% interest rate · Effective Oct 5, 2026
Rate checked
More details - FRB Federal Credit UnionSpecial Share SavingsSavings · $25 min · 0.30%–0.40% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Variable-rate account. Free with maintenance of $25 in share savings account. No debit card access and cannot be used for automatic overdraft protection. Transfer limitations apply. Minimum balance of $25 required to obtain the advertised APY.
Offer: Tier 1 rate for balances up to $49,999.99. Minimum balance of $25 required to obtain the advertised APY. No monthly fee.
0.30% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Special Share Savings Balance APY Up to $50,000Your amount 0.30% $50,000 and upMinimum opening deposit $50,000 & over. 0.40% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Membership requires a $25.00 deposit into a Share Savings Account which remains on hold for the lifetime of membership. Average daily balance method used to calculate dividends; compounded and credited monthly.
Offer: Minimum balance to earn dividends is $25.00.
0.30% interest rate · Effective Jun 2, 2026
Rate checked
More details - Presidential BankMoney Market CheckingMoney Market Checking · $1,000 min · 0.15%–0.30% by balance
Bank · 10 branches
0.30%APY$30 a year on $10,000Requirements
Product: Personal accounts only. Interest rate of the applicable tier applies to the entire daily balance in the account. Monthly service charge assessed if daily balance falls below $500.00 on any day during the statement cycle.
Offer: Base rate on balances under $1,000.00.
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $1,000 0.15% $1,000 – $10,000 0.25% $10,000 and upYour amount 0.30% Rate checked
More details - 0.30%APY$30 a year on $10,000
0.30% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - Signature Federal Credit UnionSignature High-Yield SavingsSavings · $0 min · 0.05%–0.25% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000with conditionsRequirements
Product: Must be bundled with Signature Cash Back Checking or Signature High-Yield Checking and enrolled in Online Branch or SFCU Mobile Banking App service. Only one Signature High-Yield Savings account per membership. Not a stand-alone product. If linked checking account qualifications are met during monthly cycle, qualifying rates apply; otherwise base rate applies. If checking account is closed, converts to standalone savings account.
Offer: Base rate applied to entire balance when linked checking account monthly qualifications are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective May 8, 2026
Rate by balance
Rate by balance for Signature High-Yield Savings Balance APY Any balance 0.05% $100 and upYour amount 0.25% Rate checked
More details - Justice Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.25%–0.45% by balance
Credit union · 9 branches
0.25%APY$25 a year on $10,0000.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.25% $25,000 – $50,000 0.30% $50,000 – $100,000 0.35% $100,000 and up 0.45% Rate checked
More details - Money One Federal Credit UnionInsured Money Market AccountInsured Money Market Account · $2,500 min · 0.05%–1.25% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: $2,500 minimum to earn dividends. No monthly service fee. Six free monthly withdrawals. Free eStatements.
No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Insured Money Market Account Balance APY $2,500 – $9,999 0.05% $10,000 – $19,999Your amount 0.25% $20,000 – $99,999 0.50% Over $100,000 1.25% Rate checked
More details - AFL-CIO Employees Federal Credit UnionMoney Market AccountsSavings · $100 min · 0.05%–0.90% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Write yourself a check or transfer funds when needed. Dividends are compounded and credited quarterly. Rate is subject to change without advance notice.
Offer: Minimum to earn APY on Savings is $100.01. Annual Balance Range: $100.01 - $9,999. Dividends are compounded and credited quarterly.
Effective Aug 1, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $100 – $9,999 0.05% $10,000 – $24,999Your amount 0.25% $25,000 – $49,999 0.45% $50,000 – $99,999 0.75% $100,000 and up 0.90% Rate checked
More details - AFL-CIO Employees Federal Credit UnionMoney Market AccountsMoney Market Accounts · $100 min · 0.05%–0.90% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Dividends are compounded and credited quarterly. Minimum to earn APY on Savings is $100.01.
Offer: Minimum to earn APY is $100.01. Dividends are compounded and credited quarterly.
Effective Aug 1, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $100 – $9,999 0.05% $10,000 – $24,999Your amount 0.25% $25,000 – $49,999 0.45% $50,000 – $99,999 0.75% $100,000 and up 0.90% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Washington, DC-VA-MD-WV metro
322 accounts at 117 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 2.75%
- Banks, typical
- 0.18%
- Credit unions, typical
- 0.15%
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Washington, DC-VA-MD-WV metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 9 branches
- Hanscom Federal Credit UnionCredit union · 1 branch
- Tower Federal Credit UnionCredit union · 2 branches