Credit union · NCUA insured
NSLFCU
A $28.6M credit union headquartered in Suitland, MD, with 1,947 members and 1 branch in Maryland. Best rates: savings 0.30% APY.
NSLFCU Carrot Score
76
Carrot Score
Higher than 40% of U.S. banks and credit unions
#77 of 105 in Washington, DC-VA-MD-WV metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About NSLFCU
None Suffer Lack Federal Credit Union is a member-owned credit union created to provide members with a dependable financial institution where they can save, borrow, and manage their money.
The credit union is headquartered in Suitland, Maryland.
- Headquarters
- 4929 Allentown Rd, Suitland, MD 20746-3934
- NCUA charter
- 24657
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is available to members of From The Heart Church Ministries nationwide.
Family and household
- Membership is available to immediate family members of members of From The Heart Church Ministries nationwide.
Cost to join
- A $50 deposit is required to establish a Savings Account to open an account and represent ownership stake in the credit union.
Branches
1 branch in Maryland
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Maryland
1 branch
- Main OfficeMain office4929 Allentown Rd, Suitland, MD 20746Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 20.14% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.12% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 2.07% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $12 | $59 | — |
- CapitalNet worth ratio20.14%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.12%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets2.07%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$12Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of NSLFCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.