Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Washington, DC-VA-MD-WV metro
- Hanscom Federal Credit UnionYour Way SavingsSavings · $25 min · 0.20%–2.25% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000with conditionsRequirements
Product: Your Way Checking required to open Your Way Savings. No monthly service fees or minimum balance. Dividends paid on balances of $0.01 or more. Multi-tiered rate structure with 14 tiers. Balance Boost automatic savings service available to transfer up to $1,500/month to share certificates.
Offer: Your Way Checking required to open Your Way Savings. Monthly dividend period.
Qualified rate · 0.20% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Your Way Savings Balance APY Up to $200 0.20% $200 – $400 0.30% $400 – $750 0.40% $750 – $1,000 0.50% $1,000 – $2,000 0.60% $2,000 – $4,000 0.70% $4,000 – $6,000 0.80% $6,000 – $8,000 0.90% $8,000 – $10,000 1.00% $10,000 – $20,000Your amount 1.25% $20,000 – $30,000 1.50% $30,000 – $50,000 1.75% $50,000 – $100,000 2.00% $100,000 and up 2.25% Rate checked
More details - Signature Federal Credit UnionMoney Market AccountMoney Market Account · $500 min · 1.10%–1.50% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Limited to 6 withdrawals per month. Annual Percentage Yield can change monthly. Membership eligibility required.
Offer: Limited to 6 withdrawals per month. APY can change monthly.
Effective May 27, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $500 and up 1.10% $10,000 and upYour amount 1.25% $50,000 and up 1.50% Rate checked
More details - State Department Federal Credit UnionPrime Money Market AccountPrime Money Market Account · $2,000 min
Credit union · 5 branches
1.21%APY$121 a year on $10,000Requirements
Product: No service fees. Up to six preauthorized transfers a month (three by check with a $100 minimum). No penalty fees if balance drops below the minimum. Will not earn dividends if the balance falls below $2,000. Interest & dividends may be waived by member request.
Offer: Dividends calculated daily and credited monthly. Prime account will not earn dividends if the balance falls below $2,000.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Cedar Point Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.00%–1.41% by balance
Credit union · 1 branch
1.21%APY$121 a year on $10,000Requirements
Product: Withdrawals are limited to six per month with a minimum withdrawal amount of $250.00. Dividends calculated by average daily balance method. If balance is less than $2,500.00, the account reverts to the Primary Savings Account rate.
Offer: Tier 1 rate applies to average daily balances less than $10,000 (minimum $2,500.00 to earn APY).
1.00% interest rate · Effective Jun 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 1.00% $10,000 – $25,000Your amountAPY is listed as a range 1.00 - 1.12% on the rates table. 1.21%* $25,000 and upAPY is listed as a range 1.12 - 1.41% on the rates table. 1.41%* Rate checked
More details - Patriot Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.10%–2.00% by balance
Credit union · 1 branch
1.20%APY$120 a year on $10,000Requirements
Product: Earn a higher dividend rate than in a standard savings account if you have a balance of at least $2,500. Tiered rate structure offers members with higher balances an increased dividend rate on deposits. Unlimited deposits and withdrawals, check writing capabilities.
Offer: Rates are variable and are subject to change at any time.
No monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 and up 1.10% $10,000 and upYour amount 1.20% $25,000 and up 1.40% $100,000 and up 1.70% $250,000 and up 2.00% Rate checked
More details - Library of Congress Federal Credit UnionMoney Market Share AccountMoney Market Share Account · $2,500 min · 1.16%–1.56% by balance
Credit union · 2 branches
1.16%APY$116 a year on $10,000Requirements
Product: $2,500 minimum balance required. Computed daily from day of deposit to the day of withdrawal, compounded daily and paid monthly.
Offer: $2,500 minimum balance required. Computed daily from day of deposit to the day of withdrawal, compounded daily and paid monthly.
1.15% interest rate · Compounded daily · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Share Account Balance APY $2,500 – $20,000Your amount 1.16% $20,000 – $75,000 1.36% $75,000 and up 1.56% Rate checked
More details - 1.15%APY$115 a year on $10,000
Requirements
Product: If balance falls below $2,500, the dividend rate will be the Regular Savings rate. Monthly dividends calculated on average daily balance.
Offer: If the Money Market balance falls below $2,500, the dividend rate will be the Regular Savings rate.
1.15% interest rate · No monthly fee · Effective Oct 5, 2026
Rate checked
More details - FedChoice Federal Credit UnionMoney MarketMoney Market · $1,500 min · 1.15%–1.75% by balance
Credit union · 4 branches
1.15%APY$115 a year on $10,000with conditionsRequirements
Product: Membership required. Minimum daily balance of $1,500.00 to avoid $5.00 monthly fee (charged if daily balance at any time is below $1,500). Dividends compounded and credited monthly using average daily balance method. Insured up to $500,000 ($250k NCUA + $250k ESI).
Offer: FedPerks rate (.10% bonus). Requires FedChoice Checking Account and membership in the FedPerks program. Monthly fee of $5.00 if daily balance falls below $1,500.
Qualified rate · $5 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,500 – $20,000Your amount 1.15% $20,000 – $50,000 1.20% $50,000 – $100,000 1.50% Over $100,000 1.75% Rate checked
More details - Democracy Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.15%–1.75% by balance
Credit union · 3 branches
1.15%APY$115 a year on $10,000Requirements
Product: Dividends are paid and compounded monthly. Rate may change after the account is opened. A $10 monthly maintenance fee will be charged for daily balances below $1,000. Withdrawal restrictions apply.
1.14% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $25,000Your amount 1.15% $25,000 – $50,000 1.50% $50,000 – $100,000 1.50% $100,000 – $250,000 1.75% Over $250,000 1.75% Rate checked
More details - Strategic FCUMoney MarketMoney Market · $2,500 min · 1.11%–1.61% by balance
Credit union · 2 branches
1.11%APY$111 a year on $10,000Requirements
Product: Pays dividends monthly. No minimum withdrawals required. Internet access.
1.10% interest rate · Effective Aug 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 1.11% $25,000 and up 1.61% Rate checked
More details - Congressional Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.00%–1.70% by balance
Credit union · 6 branches
1.10%APY$110 a year on $10,000Requirements
Product: No monthly fees. No monthly balance requirements. Minimum to open is $2,500. Can be used as overdraft protection for Congressional checking account. Transaction limitations apply (up to 6 transfers/withdrawals per month). Dividends calculated by average daily balance method, compounded and credited monthly.
Offer: Average daily balance to obtain rate/APY: Up to $2,499. Minimum amount to open: $2,500.
1.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,499 1.00% $2,500 – $9,999 1.00% $10,000 – $24,999Your amount 1.10% $25,000 – $49,999 1.15% $50,000 – $74,999 1.50% $75,000 – $99,999 1.50% $100,000 – $149,999 1.60% $150,000 – $249,999 1.60% $250,000 and up 1.70% Rate checked
More details - USPS Federal Credit UnionMoney Market SavingsMoney Market Savings · $5,000 min · 1.05%–1.50% by balance
Credit union · 2 branches
1.10%APY$110 a year on $10,000Requirements
Product: Earn more on higher balances. Dividends are compounded and credited monthly; dividend period is monthly. Calculated from day of deposit.
Offer: Tier 1
1.05% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY $5,000 and up 1.05% $10,000 and upYour amountTier 2 1.10% $25,000 and upTier 3 1.20% $50,000 and upTier 4 1.30% $75,000 and upTier 5 1.40% $100,000 and upTier 6 1.50% Rate checked
More details - FedChoice Federal Credit UnionMoney MarketMoney Market · $1,500 min · 1.05%–1.65% by balance
Credit union · 4 branches
1.05%APY$105 a year on $10,000with conditionsRequirements
Product: Membership required. Minimum daily balance of $1,500.00 to avoid $5.00 monthly fee (charged if daily balance at any time is below $1,500). Dividends compounded and credited monthly using average daily balance method. Insured up to $500,000 ($250k NCUA + $250k ESI).
Offer: Standard rate. Monthly fee of $5.00 if daily balance falls below $1,500.
Qualified rate · $5 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,500 – $20,000Your amount 1.05% $20,000 – $50,000 1.10% $50,000 – $100,000 1.40% Over $100,000 1.65% Rate checked
More details - 1.05%APY$105 a year on $10,000
Requirements
Product: Variable rate account. Rates may change after account opening. Fees may reduce earnings.
Offer: Variable rate account. Rates may change after account opening. Fees may reduce earnings.
0.11% interest rate · No monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Maximum Impact Savings™ Balance APY Up to $100 0.11% $100 and upYour amount 1.05% Rate checked
More details - Signal FinancialSignal Smart SavingsSavings · $0 min · 0.25%–1.01% by balance
Credit union · 4 branches
1.01%APY$101 a year on $10,000intro rateRequirements
Product: Tiered savings account with no minimum account balance required. No transaction requirements and no monthly maintenance fees. Membership required ($5 one-time membership share). Dividends compounded daily and credited monthly (effective July 1, 2025 dividend rate calculation changes from daily compounding to simple monthly compounding). Signal Financial reserves the right to end or modify this offer at any time.
Promotional rate · 1.00% interest rate · Compounded daily · No monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Signal Smart Savings Balance APY Up to $10,000Your amount 1.01% $25,000 – $50,000 0.40% $50,000 – $100,000 0.33% $100,000 and up 0.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Washington, DC-VA-MD-WV metro
322 accounts at 117 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.75%
- Banks, typical
- 0.18%
- Credit unions, typical
- 0.15%
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Washington, DC-VA-MD-WV metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 9 branches
- Hanscom Federal Credit UnionCredit union · 1 branch
- Tower Federal Credit UnionCredit union · 2 branches