Credit union · NCUA insured
Cedar Point Federal Credit Union
Top CarrotA $902.9M credit union headquartered in Lexington Park, MD, with 47,768 members and 6 branches in Maryland. Best rates: CDs 4.06% and savings 1.21% APY.
Cedar Point Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 88% of U.S. banks and credit unions
#2 of 8 in Lexington Park, MD metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Cedar Point Federal Credit Union
Cedar Point Federal Credit Union is headquartered in Lexington Park, Maryland, with branches conveniently located throughout Southern Maryland.
- Headquarters
- 22745 Maple Rd, Lexington Park, MD 20653
- NCUA charter
- 5234
Branches
6 branches in Maryland
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Maryland
6 branches
Lexington Park area · 5
- HeadquartersMain office22745 Maple Rd, Lexington Park, MD 20653Directions
- Charlotte Hall30330 Three Notch Rd, Charlotte Hall, MD 20622Directions
- Leonardtown40885 Merchants Lane Unit 19, Leonardtown, MD 20650Directions
- Lexington Park21748 Three Notch Rd, Lexington Park, MD 20653Directions
- Prince Frederick90 Auto Dr, Prince Frederick, MD 20678Directions
Washington area · 1
- Waldorf11100 Weymouth Ct, Waldorf, MD 20603Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.26% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.45% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.83% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $64 | $76 | — |
- CapitalNet worth ratio9.26%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.45%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.83%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$64Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Cedar Point Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.