Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 151–165 results in Washington, DC-VA-MD-WV metro
- 0.20%APY$20 a year on $10,000
Requirements
Product: Dividends compounded and credited quarterly. Balance method: Average Daily Balance. Membership eligibility applies.
Offer: Minimum daily balance to earn declared rate is $50.00.
Effective Oct 1, 2026
Rate checked
More details - InFirst Federal Credit UnionMoney Market AccountsMoney Market Accounts · $150 min · 0.15%–0.50% by balance
Credit union · 3 branches
0.20%APY$20 a year on $10,0000.15% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $150 – $10,000 0.15% $10,000 – $25,000Your amount 0.20% $25,000 – $75,000 0.30% $75,000 and up 0.50% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Par value of a share is $5.00. Members must maintain a $25 balance in their savings account to remain a member and demonstrate regular activity to keep it open. Accrues daily and credited quarterly.
0.20% interest rate · Effective Sep 30, 2026
Rate checked
More details - EP Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.20%–0.35% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Share Account dividends are compounded and paid monthly. Dividend Rate and APYs are variable and are subject to change. If you close your share account prior to the payment of dividends, you will not receive the accrued dividend. Fees may reduce earnings.
0.20% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $14,999Your amount 0.20% $15,000 – $34,999 0.25% $35,000 – $49,999 0.30% $50,000 and up 0.35% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $10,000 minimum balance to open.
Offer: $10,000 minimum balance to open.
0.20% interest rate · Effective Oct 3, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: No account maintenance fees. No minimum balance requirements to open or earn dividends. Dividends are paid and compounded quarterly.
Offer: Dividends paid and compounded quarterly. No minimum balance to earn dividends. No maintenance fee.
0.20% interest rate · Compounded quarterly · No monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Basic share savings account establishing membership in the credit union. Standalone account option available. Unlimited deposits and withdrawals; balance can be used as overdraft protection.
Offer: Rates are variable and subject to change at any time.
Effective Sep 2, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Separate funds for a special occasion or specific savings goals. Can be opened using online banking tools.
Offer: Rates are variable and subject to change at any time.
Effective Sep 2, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Requires maintaining a $5 minimum balance. Congressional Federal Credit Union membership required. Earns dividends; allows applying for loans and opening additional accounts. NCUA insured up to $250,000.
0.15% interest rate · Effective Oct 22, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: NCUA insured up to $250,000. Congressional Federal Credit Union membership required.
Offer: Rate effective as of 10/22/2026. $5 minimum to open. $0 daily balance required to obtain rate.
0.15% interest rate · Effective Oct 22, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Also available for children as regular savings.
0.15% interest rate · Effective Oct 22, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Compounded daily and credited quarterly. Service charge is $10 per quarter, waived with a $100 quarterly average balance; service charges are also waived for minors, students, seniors (65+), individuals with disabilities, estates, and qualifying nonprofits in Shenandoah Valley, Virginia.
Offer: Earns interest on balances of $10.00 and over. $10 quarterly service charge waived with a quarterly average balance of $100.
0.15% interest rate · Compounded daily · Effective Oct 22, 2026
Rate checked
More details - Atlantic Union BankMoney Market AccountMoney Market Account · $500 min · 0.15%–0.65% by balance
Bank · 59 branches
0.15%APY$15 a year on $10,000Requirements
Product: Maintain a minimum daily balance of $2,500 to avoid a $12 monthly maintenance fee. $500 to open.
0.15% interest rate · $12 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.15% $25,000 – $100,000 0.25% $100,000 – $250,000 0.40% $250,000 and up 0.65% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Also listed as Regular Savings on the rate sheet. Average balance requirement of $100.00 to avoid $3.00 monthly balance requirement fee.
Offer: Average balance requirement of $100.00 to avoid $3.00 monthly balance requirement fee. Minimum balance to earn interest is $0.01. Interest rate and annual percentage yield may change after account opening.
0.15% interest rate · $3 monthly fee · Effective Sep 30, 2026
Rate checked
More details - PEPCO Federal Credit UnionMoney Market SavingsMoney Market Savings · $250 min · 0.05%–2.01% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: $250 minimum balance.
0.05% interest rate · Effective Feb 1, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY $250 – $1,000 0.05% $1,001 – $4,999 0.10% $5,001 – $9,999Your amount 0.15% $10,001 – $49,999 0.40% $50,001 and up 2.01% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Washington, DC-VA-MD-WV metro
322 accounts at 117 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 2.75%
- Banks, typical
- 0.18%
- Credit unions, typical
- 0.15%
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Washington, DC-VA-MD-WV metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Educational Systems Federal Credit UnionCredit union · 9 branches
- Hanscom Federal Credit UnionCredit union · 1 branch
- Tower Federal Credit UnionCredit union · 2 branches