Ferko Maryland Federal Credit Union Savings & Money Market Rates

How Ferko Maryland Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Ferko Maryland Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Ferko Maryland Federal Credit Union
0.20%APY
Requires
None
Minimum
—
Earns on $10,000 a year
$20
Share Savings
Top rate
Woori America Bank
5.00%APY
Requires
Monthly account activity
Minimum
$1,000
Earns on $10,000 a year
$500
Woori America Bank rates
2nd-highest rate
HSBC USA
4.40%APY
Requires
Monthly account activity
Minimum
—
Earns on $10,000 a year
$440
HSBC USA rates

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Savings score

Higher than 23% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.20%
$10,000 balance$10,0000.20%
$100,000 balance$100,0000.20%
QualifiedQualified0.20%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Ferko Maryland Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Share Savings

0.20%APY

Par value of a share is $5.00. Members must maintain a $25 balance in their savings account to remain a member and demonstrate regular activity to keep it open. Accrues daily and credited quarterly.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Any balance	0.20%	$20

Sources (2)

All captured Oct 4, 2026

Special-purpose accounts

Christmas Club

0.20%APYClub$5 to open

Withdrawals are not permitted until October, when the total amount can be withdrawn by check or transferred to share savings or checking account.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Any balance	0.20%	$20

Sources (2)

All captured Oct 4, 2026

Who can join Ferko Maryland Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Military, government and schools

Employees of Frederick County Public Schools or Frederick Community College are eligible for membership.

Family and household

Spouses and family members of Frederick County Public Schools or Frederick Community College employees are eligible for membership, with no requirement to live in the same household.

Cost to join

A minimum balance of $25.00 must be maintained in the member's shares account.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details

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