Credit union · NCUA insured
BankFund Credit Union Savings Rates
BankFund Credit Union’s best savings rate is 0.20% APY on $10,000, with its Savings. Rates checked October 22, 2026.
How BankFund Credit Union’s savings rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where BankFund Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
BankFund Credit Union
0.20%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $20
eSavings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
BankFund Credit Union savings score
69
Savings score
Higher than 23% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.20%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where BankFund Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Savings
0.20%APY
No account maintenance fees. No minimum balance requirements to open or earn dividends. Dividends are paid and compounded quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid and compounded quarterly. No minimum balance to earn dividends. No maintenance fee.Any balance | 0.20% | $20 | Dividends paid and compounded quarterly. No minimum balance to earn dividends. No maintenance fee. |
Sources (1)
- bfsfcu.org/bank/savings.html · captured Oct 3, 2026
eSavings
0.20%APY
$10,000 minimum balance to open.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$10,000 minimum balance to open.Any balance | 0.20% | $20 | $10,000 minimum balance to open. |
Sources (1)
- bfsfcu.org/bank/savings.html · captured Oct 3, 2026
Special-purpose accounts
IRA Savings
0.15%APY
Available as Traditional and Roth IRA. No minimum to open or balance requirement. Tax-deferred or tax-free growth subject to IRS rules and contribution limits.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum to open. Applies to Traditional IRA Savings and Roth IRA Savings.Any balance | 0.15% | $15 | No minimum to open. Applies to Traditional IRA Savings and Roth IRA Savings. |
Sources (1)
- bfsfcu.org/bank/iras.html · captured Oct 3, 2026
Who can join BankFund Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.