Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Washington, IN metro
- Crane Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 0.05%–2.78% by balance
Credit union · 2 branches
1.51%APY$151 a year on $10,000Requirements
Product: Minimum balance to open is $2,500. Dividends are compounded and paid monthly using the daily balance method.
Offer: Balance below $2,500.00.
0.05% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,500 0.05% $2,500 – $10,000 1.26% $10,000 – $25,000Your amount 1.51% $25,000 – $50,000 1.76% $50,000 – $100,000 2.02% $100,000 and up 2.27% $250,000 and up 2.78% Rate checked
More details - Liberty FCUMoney Market Share AccountsMoney Market Share Accounts · $1,000 min · 1.00%–4.00% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Requires a minimum balance to open. Dividends are computed on the daily balance and paid monthly for days in which the minimum balance is on deposit. Dividends are established monthly at a rate determined by the Liberty FCU Board of Directors. Fees may reduce earnings.
1.00% interest rate
Rate by balance
Rate by balance for Money Market Share Accounts Balance APY $1,000 – $9,999 1.00% $10,000 – $24,999Your amount 1.00% $25,000 – $49,999 1.50% $50,000 – $99,999 2.00% $100,000 – $249,999 2.50% $250,000 – $999,999 3.00% $1,000,000 and up 4.00% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - First Federal Savings BankNext Generation SavingsSavings · $100 min · 0.00%–0.50% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Zero monthly service charges with a daily balance of $100 or more; $5 monthly fee applies if daily balance falls below $100. Free online and mobile access, free eStatements, free notary service, unlimited account transfers to any First Federal Savings Bank/Home Building Savings Bank account.
Offer: Monthly fee waived with daily balance of $100 or more.
$5 monthly fee
Rate by balance
Rate by balance for Next Generation Savings Balance APY Up to $99 0.00% $100 – $2,499 0.10% $2,500 – $9,999 0.20% $10,000 – $24,999Your amount 0.30% $25,000 – $99,999 0.30% $100,000 – $249,999 0.40% $250,000 and up 0.50% Rate checked
More details - First Federal Savings BankHigh Yield Money Market Deposit Account (MMDA)High Yield Money Market Deposit Account (MMDA) · $0 min · 0.25%–3.25% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Debit card access, check writing ability, and free notary service. Unlimited number of transactions. $10 monthly service fee is waived when you open a FFSB checking account.
Offer: $10 monthly service fee is waived when you open a FFSB checking account.
$10 monthly fee · Effective Apr 21, 2026
Rate by balance
Rate by balance for High Yield Money Market Deposit Account (MMDA) Balance APY Up to $24,999Your amount 0.25% $25,000 – $49,999 2.00% $50,000 – $99,999 2.25% $100,000 – $249,999 2.50% $250,000 – $499,999 2.75% $500,000 – $999,999 3.00% $1,000,000 and up 3.25% Rate checked
More details - First Federal Savings BankFirst Choice Money Market Deposit Account (MMDA)First Choice Money Market Deposit Account (MMDA) · $10,000 min · 0.00%–0.55% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Check writing ability and free notary service. $10 monthly service charge if balance falls below $10,000.
Offer: $10 monthly service charge if balance falls below $10,000.
$10 monthly fee · Effective Apr 21, 2026
Rate by balance
Rate by balance for First Choice Money Market Deposit Account (MMDA) Balance APY Up to $9,999 0.00% $10,000 – $24,999Your amount 0.25% $25,000 – $74,999 0.30% $75,000 – $149,999 0.50% $150,000 – $249,999 0.55% $250,000 and up 0.55% Rate checked
More details - First Federal Savings BankRegular Money Market Deposit Account (MMDA)Regular Money Market Deposit Account (MMDA) · $1,000 min · 0.00%–0.25% by balance
Bank · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Check writing ability and free notary service. $6 monthly service charge if balance falls below $1,000.
Offer: $6 monthly service charge if balance falls below $1,000.
$6 monthly fee · Effective Apr 21, 2026
Rate by balance
Rate by balance for Regular Money Market Deposit Account (MMDA) Balance APY Up to $999 0.00% $1,000 – $9,999 0.15% $10,000 and upYour amount 0.25% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - Springs Valley Bank & Trust CompanyWIN (Weekly Interest Now)Savings · $1,000 min · 0.10%–0.15% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Minimum opening deposit of $100.00. $10.00 monthly service charge waived with a minimum daily balance of at least $1,000.00; interest is forfeited on days below the minimum daily balance. Includes 4 free withdrawals per month ($5.00 per withdrawal thereafter). Eligible for Round-Up Savings Program.
Offer: Requires a minimum daily balance of $1,000.00 each day to earn rate and avoid $10.00 monthly service charge. Interest compounded and credited weekly. Interest forfeited on days below minimum daily balance.
0.10% interest rate · $10 monthly fee · Effective Oct 12, 2022
Rate by balance
Rate by balance for WIN (Weekly Interest Now) Balance APY $1,000 – $20,000Your amount 0.10% $20,000 and upRate applies to entire balance. $10.00 monthly service charge waived with a minimum daily balance of at least $1,000.00. 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Should the Super Now, MMDA or MMDA Jumbo account balance fall below minimum the interest will be paid at the NOW rate. Minimum balance of $2500.
Offer: Should the account balance fall below minimum the interest will be paid at the NOW rate. Variable rate. Interest accrues daily and paid monthly.
0.10% interest rate · Effective Sep 25, 2026
Rate checked
More details - Springs Valley Bank & Trust CompanyMoney Market SavingsMoney Market Savings · $100 min · 0.10%–2.78% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Minimum deposit to open is $100.00. A $20.00 monthly service charge applies, which can be avoided by maintaining a minimum daily balance of at least $2,500.00. Must maintain a minimum daily balance of $0.01 to obtain disclosed APY. 4 free withdrawals per month ($5.00 per withdrawal over 4).
Offer: Qualifications met during statement cycle; $20.00 monthly fee waived with $2,500.00 minimum daily balance; $0.01 minimum daily balance required to earn APY.
0.10% interest rate · $20 monthly fee · Effective Aug 18, 2023
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $15,000Your amount 0.10% $15,000 – $50,000 0.10% $50,000 – $100,000 0.50% $100,000 – $250,000 1.00% $250,000 and up 2.78% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum opening deposit of $100.00. $5.00 quarterly service charge is waived by maintaining an average daily balance of at least $100.00. Includes 6 free withdrawals per quarter and unlimited ATM withdrawals. Eligible for Round-Up Savings Program.
Offer: Must maintain a minimum balance of $0.01 each day to obtain the APY. $5.00 quarterly service fee waived if average daily balance of $100.00 is maintained. Interest compounded and credited monthly.
0.05% interest rate · Effective Oct 12, 2022
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No service charges. Interest accrues daily and is paid quarterly. Funds available every business day with quarterly account statements.
Offer: Variable rate.
0.05% interest rate · No monthly fee · Effective Sep 25, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Personal accounts and personal trusts only. Available at Old National banking centers or online (online opening available in IA, IL, IN, KY, MI, MN, ND, TN, WI; personal trusts in-person only). Combined balance of all Old National accounts cannot exceed $3,000,000. $25 fee if closed within 180 days.
Offer: Standard/lower tier rate for daily collected balances of $19,999.99 or less. Monthly fee of $20 waived with $5,000 minimum daily balance.
Promotional rate · 0.05% interest rate · $20 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Market Monitor Balance APY Up to $20,000Your amount 0.05% $20,000 and upPromotional rate guaranteed through December 31, 2026 for new accounts opened between September 1, 2026 and December 1, 2026 funded with minimum $20,000 in new money not on deposit as of August 31, 2026 within 15 calendar days of opening. 3.85% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Washington, IN metro
18 accounts at 7 banks and credit unions · checked Sep 17–Oct 15
- Typical
- 0.18%
- Top 10% from
- 1.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.05%
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Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityWide Federal Credit UnionCredit union · 11 branches
- Haynes Community FCUCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch