Bank · FDIC insured
Springs Valley Bank & Trust Company Savings Rates
Springs Valley Bank & Trust Company’s best savings rate is 0.10% APY on $10,000, with its Money Market Savings. Rates checked October 15, 2026.
How Springs Valley Bank & Trust Company’s savings rates compare
Compared with banks and credit unions near Jasper, IN, where Springs Valley Bank & Trust Company has the most branches. $10,000, best rate first.
This bank’s best
Springs Valley Bank & Trust Company
0.10%APY
- Minimum
- $100
- Earns on $10,000 a year
- $10
WIN (Weekly Interest Now)
Top rate
Freedom Bank
1.97%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $197
2nd-highest rate
Dubois-Pike Federal Credit Union
1.92%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $192
Springs Valley Bank & Trust Company savings score
66
Savings score
Higher than 16% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Springs Valley Bank & Trust Company ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Savings
0.10%APY
Minimum deposit to open is $100.00. A $20.00 monthly service charge applies, which can be avoided by maintaining a minimum daily balance of at least $2,500.00. Must maintain a minimum daily balance of $0.01 to obtain disclosed APY. 4 free withdrawals per month ($5.00 per withdrawal over 4).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $15,000Qualifications met during statement cycle; $20.00 monthly fee waived with $2,500.00 minimum daily balance; $0.01 minimum daily balance required to earn APY. | 0.10% | $10 | Qualifications met during statement cycle; $20.00 monthly fee waived with $2,500.00 minimum daily balance; $0.01 minimum daily balance required to earn APY. |
| $15,000 – $50,000Qualifications met during statement cycle; $20.00 monthly fee waived with $2,500.00 minimum daily balance; $0.01 minimum daily balance required to earn APY. | 0.10% | — | Qualifications met during statement cycle; $20.00 monthly fee waived with $2,500.00 minimum daily balance; $0.01 minimum daily balance required to earn APY. |
| $50,000 – $100,000Qualifications met during statement cycle; $20.00 monthly fee waived with $2,500.00 minimum daily balance; $0.01 minimum daily balance required to earn APY. | 0.50% | — | Qualifications met during statement cycle; $20.00 monthly fee waived with $2,500.00 minimum daily balance; $0.01 minimum daily balance required to earn APY. |
| $100,000 – $250,000Qualifications met during statement cycle; $20.00 monthly fee waived with $2,500.00 minimum daily balance; $0.01 minimum daily balance required to earn APY. | 1.00% | — | Qualifications met during statement cycle; $20.00 monthly fee waived with $2,500.00 minimum daily balance; $0.01 minimum daily balance required to earn APY. |
| $250,000 and upQualifications met during statement cycle; $20.00 monthly fee waived with $2,500.00 minimum daily balance; $0.01 minimum daily balance required to earn APY. | 2.78% | — | Qualifications met during statement cycle; $20.00 monthly fee waived with $2,500.00 minimum daily balance; $0.01 minimum daily balance required to earn APY. |
Sources (1)
- svbt.bank/Personal/Savings · captured Sep 18, 2026
WIN (Weekly Interest Now)
0.10%APY
Minimum opening deposit of $100.00. $10.00 monthly service charge waived with a minimum daily balance of at least $1,000.00; interest is forfeited on days below the minimum daily balance. Includes 4 free withdrawals per month ($5.00 per withdrawal thereafter). Eligible for Round-Up Savings Program.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $20,000Requires a minimum daily balance of $1,000.00 each day to earn rate and avoid $10.00 monthly service charge. Interest compounded and credited weekly. Interest forfeited on days below minimum daily balance. | 0.10% | $10 | Requires a minimum daily balance of $1,000.00 each day to earn rate and avoid $10.00 monthly service charge. Interest compounded and credited weekly. Interest forfeited on days below minimum daily balance. |
| $20,000 and upRate applies to entire balance. $10.00 monthly service charge waived with a minimum daily balance of at least $1,000.00. Interest compounded and credited weekly. Interest forfeited on days below minimum daily balance. | 0.15% | — | Rate applies to entire balance. $10.00 monthly service charge waived with a minimum daily balance of at least $1,000.00. Interest compounded and credited weekly. Interest forfeited on days below minimum daily balance. |
Sources (1)
- svbt.bank/Personal/Savings · captured Oct 15, 2026
Focus Savings
0.05%APY
Minimum opening deposit of $100.00. $5.00 quarterly service charge is waived by maintaining an average daily balance of at least $100.00. Includes 6 free withdrawals per quarter and unlimited ATM withdrawals. Eligible for Round-Up Savings Program.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Must maintain a minimum balance of $0.01 each day to obtain the APY. $5.00 quarterly service fee waived if average daily balance of $100.00 is maintained. Interest compounded and credited monthly.Over $0 | 0.05% | $5 | Must maintain a minimum balance of $0.01 each day to obtain the APY. $5.00 quarterly service fee waived if average daily balance of $100.00 is maintained. Interest compounded and credited monthly. |
Sources (1)
- svbt.bank/Personal/Savings · captured Oct 15, 2026
Special-purpose accounts
Health Savings Account
0.25%APY
Minimum opening deposit of $50.00. $3.50 monthly service charge is waived by maintaining an average monthly balance of at least $2,000.00. $30.00 account closing fee applies. Subject to IRS contribution limits.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,000$3.50 monthly service charge waived with average monthly balance of $2,000.00. Minimum daily balance of $0.01 required to obtain APY. Interest compounded and credited monthly. | 0.05% | — | $3.50 monthly service charge waived with average monthly balance of $2,000.00. Minimum daily balance of $0.01 required to obtain APY. Interest compounded and credited monthly. |
| $2,000 – $5,000$3.50 monthly service charge waived with average monthly balance of $2,000.00. Minimum daily balance of $0.01 required to obtain APY. Interest compounded and credited monthly. | 0.15% | — | $3.50 monthly service charge waived with average monthly balance of $2,000.00. Minimum daily balance of $0.01 required to obtain APY. Interest compounded and credited monthly. |
| $5,000 and up$3.50 monthly service charge waived with average monthly balance of $2,000.00. Minimum daily balance of $0.01 required to obtain APY. Interest compounded and credited monthly. | 0.25% | $25 | $3.50 monthly service charge waived with average monthly balance of $2,000.00. Minimum daily balance of $0.01 required to obtain APY. Interest compounded and credited monthly. |
Sources (1)
- svbt.bank/Personal/Checking · captured Oct 15, 2026
Christmas Club
0.02%APY
Minimum opening deposit of $100.00. No monthly service charge. $10.00 penalty for early withdrawal. Eligible for Round-Up Savings Program. Payout occurs on October 15th.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Must maintain a minimum balance of $0.01 each day to obtain APY. Interest compounded and credited annually. If closed before interest is credited, accrued interest is not received. $10.00 early withdrawal penalty applies.Over $0 | 0.02% | $2 | Must maintain a minimum balance of $0.01 each day to obtain APY. Interest compounded and credited annually. If closed before interest is credited, accrued interest is not received. $10.00 early withdrawal penalty applies. |
Sources (1)
- svbt.bank/Personal/Savings · captured Oct 15, 2026
Vacation Club
0.02%APY
Minimum opening deposit of $100.00. No monthly service charge. $10.00 penalty for early withdrawal. Eligible for Round-Up Savings Program. Payout occurs on the 15th of the requested month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Must maintain a minimum balance of $0.01 each day to obtain APY. Interest compounded and credited monthly. If closed before interest is credited, accrued interest is not received. $10.00 early withdrawal penalty applies.Over $0 | 0.02% | $2 | Must maintain a minimum balance of $0.01 each day to obtain APY. Interest compounded and credited monthly. If closed before interest is credited, accrued interest is not received. $10.00 early withdrawal penalty applies. |
Sources (1)
- svbt.bank/Personal/Savings · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.