Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–3 of 3 in Washington, IN metro · median 12.00% APR
- 9.75%APRas low as
Terms
Regular APR as low as 9.75%.
Credit card score 87 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 12.00%APRas low as
Terms
Purchase APR is variable, equal to Prime Rate plus a margin of 5.00%. Prime Rate was 6.75% as of January 10, 2026. Monthly periodic rate 0.9792%. Minimum interest charge $0.50.
Credit card score 72 · Carrot Score 62
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Variable APR: Prime + 6.99%, Rate Cap 21%.
Credit card score 63 · Carrot Score 72
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Washington, IN metro
3 banks and credit unions · checked Oct 15
- Typical
- 12.00%
- Top 10% up to
- 10.20%
- Banks, typical
- 13.00%
- Credit unions, typical
- 9.75%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityWide Federal Credit UnionCredit union · 11 branches
- Haynes Community FCUCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch