Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Visalia, CA metro
- Educational Employees Credit UnionSavings Account (Share Savings)Savings · $250 min · 0.10%–0.20% by balance
Credit union · 4 branches
0.20%APY$20 a year on $10,000Requirements
Product: Open and maintain account with a $5 deposit ($10 for joint accounts). Balances under $250 do not earn dividends. Deposits are federally insured by NCUA.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Savings Account (Share Savings) Balance APY $250 – $5,000 0.10% $5,000 – $10,000 0.15% $10,000 and upYour amount 0.20% Rate checked
More details - Educational Employees Credit UnionSub-Share Savings AccountSavings · $250 min · 0.10%–0.20% by balance
Credit union · 4 branches
0.20%APY$20 a year on $10,000Requirements
Product: Designed for setting aside money in a separate account for specific savings goals (emergencies, vacation, wedding, college). Shares features and rate schedule of regular share savings.
0.10% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Sub-Share Savings Account Balance APY $250 – $5,000 0.10% $5,000 – $10,000 0.15% $10,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Dividends are compounded and credited monthly.
0.20% interest rate
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Dividends are calculated on the average daily balance, compounded, and credited monthly. Monthly service fee of $3 is waived when daily account balance is $250 or more, when the account owner has other qualifying account relationships (checking or loan), or if owner is under age 18 or over age 60.
Offer: Minimum balance to avoid a service fee is $250. Fee waived with qualifying relationship or age under 18 / over 60.
0.20% interest rate · $3 monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Dividends are compounded and credited monthly. Minimum balance to avoid a service fee is $250.
Offer: Minimum balance to avoid a service fee is $250.
0.20% interest rate
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Dividends are compounded and credited monthly.
0.20% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Access to online banking, Safe 1 mobile app, complimentary statements or eDocuments, and free ATM Card with access to surcharge-free ATMs.
Offer: Dividends paid quarterly. Rate is variable. Minimum balance of $50.00 required to earn dividends.
0.05% interest rate · Effective Oct 14, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Par value of one share is $25.00. Account may be used as loan collateral or checking overdraft protection.
Offer: Variable rate. Dividends calculated by daily balance method and compounded/credited monthly. Must maintain a daily balance of $25.00 to obtain APY and avoid a fee.
0.05% interest rate · Effective Jun 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must establish and maintain Valley Strong Membership. A minimum balance of $5 is required to open and keep the account active. Rates are variable and may change after the account is opened. Dividends are compounded and paid quarterly.
Offer: A minimum balance of $5 is required to open this account and must be maintained to keep the account active. No monthly service fees.
No monthly fee · Effective Mar 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires membership with Valley Oak Credit Union. Daily balance of $250 or more pays interest compounded monthly.
Offer: Minimum balance to earn dividends is $250. Compounded monthly. APY on non-term accounts may change after opening.
0.05% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Visalia, CA metro
39 accounts at 12 banks and credit unions · checked Oct 6–22
- Typical
- 0.20%
- Top 10% from
- 2.01%
- Banks, typical
- 0.02%
- Credit unions, typical
- 0.25%
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Visalia, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Self-Help Federal Credit UnionCredit union · 1 branch
- Valley Oak Credit UnionCredit union · 3 branches