Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–10 of 10 in Visalia, CA metro · median 12.08% APR
- 8.49%APRas low as · up to 19.90%
8.49% APR, up to 19.90%
Terms
Rate depends on creditworthiness. Credit limits up to $30,000. No interest accrued on purchases if paid in full within 25 days of statement date.
Credit card score 89 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.90%APRas low as
Terms
As low as 10.90% APR. Rates determined by creditworthiness.
Credit card score 79 · Carrot Score 68
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as · up to 12.99%
10.99% APR, up to 12.99%
Terms
Rate based on creditworthiness. Rate as low as 10.99% APR.
Credit card score 77 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 11.50%APRas low as · up to 19.75%
11.50% APR, up to 19.75%
Terms
Variable APR based on Prime Rate; rates and terms vary based on creditworthiness. Applicable for purchases, balance transfers, and cash advances. No balance transfer fee.
Credit card score 75 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as
Credit card score 73 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 12.25%APRas low as · up to 18.15%
12.25% APR, up to 18.15%
Terms
Zero balance transfer fees. Rates and terms will vary based on the credit worthiness of individual applicants. APR will vary with the market, based on Prime Rate.
Credit card score 71 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 13.50%APRas low as · up to 16.00%
13.50% APR, up to 16.00%
Terms
Depending on credit worthiness.
Credit card score 65 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.49%
18.49% APR, up to 27.49%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 60 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Visalia, CA metro
10 banks and credit unions · checked Oct 16–22
- Typical
- 12.08%
- Top 10% up to
- 10.66%
- Banks, typical
- 18.49%
- Credit unions, typical
- 11.50%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Visalia, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Self-Help Federal Credit UnionCredit union · 1 branch
- Valley Oak Credit UnionCredit union · 3 branches