Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in Tampa, FL metro
- 0.15%APY$15 a year on $10,000
Requirements
Product: Establishes Credit Union Membership. Variable rate. APY accurate as of 10/15/2026. Fees could reduce earnings. No monthly maintenance fee. Balances $0.01 and over receive stated dividend and APY.
Offer: Variable rate. Balances $0.01 and over receive stated dividend and APY.
0.15% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A service charge of $5.00 is imposed every quarter if the daily balance falls below $100.00 any day of the quarter. 6 free withdrawals per quarter ($2.00 fee per withdrawal over 6).
Effective Sep 24, 2026
Rate by balance
Rate by balance for United Savings Balance APY Up to $2,499 0.05% $2,500 and upYour amount 0.15% Rate checked
More details - GTE FinancialSavings Account (Regular Shares)Savings · $5 min · 0.00%–0.50% by balance
Credit union · 18 branches
0.15%APY$15 a year on $10,000Requirements
Product: Primary savings account / Member-Owner Share requires a $5 deposit to become a member. Balances of $100 or more earn dividends.
0.00% interest rate
Rate by balance
Rate by balance for Savings Account (Regular Shares) Balance APY Up to $100 0.00% $100 – $500 0.50% $500 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Primary Share Savings Account is required to maintain membership at CCU. Account cannot fall below $0.01. Dividends are paid quarterly on account balances over $100.00.
Offer: Dividends paid quarterly on balances over $100.00.
Effective Jan 1, 2024
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Sub-accounts in addition to Share Saving Accounts. Dividends are paid quarterly.
Offer: Dividends paid quarterly.
Effective Jan 1, 2024
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - First California Federal Credit UnionTotal SaverSavings · $5 min · 0.00%–0.20% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Variable rate. Fee-free ATM access nationwide. Dividends are computed on the daily balance method, begin accruing as of the date of deposit, and are paid and compounded monthly on accounts with a minimum of $5.00.
0.00% interest rate · Compounded monthly · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Total Saver Balance APY Up to $250 0.00% $250 – $3,000 0.05% $3,000 – $5,000 0.05% $5,000 – $10,000 0.10% $10,000 – $50,000Your amount 0.10% $50,000 – $100,000 0.15% $100,000 and up 0.20% Rate checked
More details - Pinellas Federal Credit UnionEZ SaverSavings · $200 min · 0.07%–0.15% by balance
Credit union · 3 branches
0.10%APY$10 a year on $10,000Requirements
Product: Requires a minimum of $5.00 bi-weekly deposited to the account from payroll or automatic transfer from a PFCU account.
Offer: Earns dividends on average daily balances of $200.00 to $349.99.
0.07% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for EZ Saver Balance APY $200 – $350 0.07% $350 – $100,000Your amount 0.10% $100,000 and up 0.15% Rate checked
More details - Franklin-Somerset Federal Credit UnionShare (savings)Savings · $100 min · 0.05%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Credit union membership required with a $25.00 minimum share balance. Dividends compounded monthly on average daily balance meeting or exceeding $100.00.
Offer: Dividends compounded monthly. Minimum balance of $100.00 required to earn dividends.
0.05% interest rate · Compounded monthly · Effective Sep 30, 2026
Rate by balance
Rate by balance for Share (savings) Balance APY $100 – $2,000 0.05% Over $2,000Your amount 0.10% Rate checked
More details - First Horizon BankMoney Market SavingsMoney Market Savings · $50 min · 0.10%–0.15% by balance
Bank · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: $50 minimum opening deposit. The monthly service charge is refunded within 3 business days when the primary or joint account holder has an active Elite Checking account, or if the total combined balance in consumer deposit accounts is at least $5,000. Otherwise, a $9 monthly service charge applies. Tiered interest at money market rates based on daily balance compounded and credited monthly.
Offer: Monthly service charge refunded within 3 business days when linked to an active Elite Checking account or with $5,000+ total combined balance in consumer deposit accounts. Otherwise $9/month.
$9 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $24,999Your amount 0.10% $25,000 – $49,999 0.10% $50,000 – $99,999 0.15% $100,000 – $249,999 0.15% $250,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Keep a $5,000 minimum balance each month to avoid a $10 monthly fee. Unlimited deposits and withdrawals in person or at ITM/ATM.
Offer: Keep a $5,000 minimum balance each month to avoid a $10 monthly fee.
0.10% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $1,000 average daily balance or direct deposit to avoid $15 monthly service charge.
Offer: $1,000 average daily balance or direct deposit to avoid $15 monthly service charge.
0.10% interest rate · $15 monthly fee · Effective Mar 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Membership eligibility required. No minimum balance or monthly fees. Monthly dividends.
No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Tampa, FL metro
182 accounts at 61 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
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Tampa, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Oxford Federal Credit UnionCredit union · 1 branch
- Climate First BankBank · 1 branch
- Suncoast Credit UnionCredit union · 30 branches