Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Tampa, FL metro
- Achieva Credit UnionPremier Money Market AccountPremier Money Market Account · $2,000 min · 2.30%–2.55% by balance
Credit union · 14 branches
2.30%APY$230 a year on $10,000with conditionsRequirements
Product: Minimum $1 balance in savings is required to open the account. Minimum balance of $2,000 required to earn stated APY or bonus. Rates and yields are variable.
Offer: Requires Achieva Checking Plus (ACP) or Achieva Platinum Plus (ACPP) account opened under the same Member Number and receive a minimum of $500 in qualified deposits each calendar month.
Qualified rate · 2.28% interest rate
Rate by balance
Rate by balance for Premier Money Market Account Balance APY $2,000 and upYour amount 2.30% $50,000 and up 2.35% $150,000 and up 2.40% $250,000 and up 2.45% $500,000 and up 2.50% $1,000,000 and up 2.55% Rate checked
More details - Republic BankPremium Money Market AccountPremium Money Market Account · $5,000 min · 0.75%–2.50% by balance
Bank · 7 branches
2.25%APY$225 a year on $10,000Requirements
Product: Must be opened with funds not currently held on deposit at Republic Bank. To avoid a $10 monthly fee, maintain a $5,000 minimum balance each statement cycle. Interest rate paid on entire balance in account.
0.75% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Premium Money Market Account Balance APY Up to $5,000 0.75% $5,000 – $100,000Your amount 2.25% $100,000 – $7,500,000 2.50% $7,500,000 and up 0.75% Rate checked
More details - 2.10%APY$210 a year on $10,000
Requirements
Product: Variable rate subject to change at any time. No monthly maintenance fee and no monthly balance requirements.
Offer: Variable rate. No monthly maintenance fee. No ongoing monthly balance requirements.
No monthly fee · Effective Oct 27, 2025
Rate checked
More details - Pinellas Federal Credit UnionKasasa SaverSavings · $0 min · 1.00%–2.00% by balance
Credit union · 3 branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Offer: If Kasasa Saver Monthly Requirements are Met.
Qualified rate · 1.98% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 2.00% Over $50,000 1.00% Rate checked
More details - Oxford Federal Credit UnionMoney MarketMoney Market · $2,500 min · 2.00%–2.50% by balance
Credit union · 1 branch
2.00%APY$200 a year on $10,000Requirements
Product: Open to members who live, work, worship, or attend school in Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset, and York counties in Maine, or eligible family/household members. Requires maintaining a Share Savings account with a $5 minimum balance. Up to 3 withdrawals per month permitted.
Offer: Tier applies to balances from $2,500 to $25,000.
No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 2.00% $25,000 – $75,000 2.25% Over $75,000 2.50% Rate checked
More details - MASSMUTUALMoney Market PlusMoney Market Plus · $2,000 min · 1.92%–2.68% by balance
Credit union · 1 branch
1.92%APY$192 a year on $10,000Requirements
Product: Requires a $100 minimum opening deposit and a $2,000 minimum balance to earn dividends. Stated dividend rate applies to the entire account balance once a balance range is met. Limited to no more than 6 transfers and withdrawals per month. Membership requires maintaining 1 share ($5 par value) in a Primary Share account.
Offer: Tier 1: applies to entire balance for balances from $2,000.00 to $24,999.99. Minimum opening deposit of $100. Limited to 6 transfers/withdrawals per month.
1.90% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Plus Balance APY $2,000 – $25,000Your amount 1.92% $25,000 – $75,000 2.17% $75,000 – $125,000 2.43% $125,000 and up 2.68% Rate checked
More details - Achieva Credit UnionIndexed Money Market AccountIndexed Money Market Account · $10,000 min · 1.88%–2.81% by balance
Credit union · 14 branches
1.88%APY$188 a year on $10,000with conditionsRequirements
Product: Requires a checking account with a qualified recurring direct deposit of at least $500 per month within 90 days of account opening to earn interest. Does not qualify for checks or debit cards; limited to 5 withdrawals per statement cycle ($5 fee per transaction over 5). Required monthly maintenance fee waived when minimum balance of $10,000 is maintained. Offers blended APY paying a different rate on funds within each tier. APY will be between 30%-80% of the upper limit of the Federal Funds rate as of the 15th of the prior month, adjusted on the first of following month; indexed interest rate will never be less than 0.10%. Rate earned on balances of $10,000 or greater.
Offer: Blended APY tier applying only to the portion of balance within tier; requires minimum balance of $10,000 to earn interest and waive monthly maintenance fee.
Qualified rate · 1.86% interest rate
Rate by balance
Rate by balance for Indexed Money Market Account Balance APY $10,000 and upYour amount 1.88% $100,000 and upBlended APY tier applying only to the portion of balance within tier. 2.63% $250,000 and upBlended APY tier applying only to the portion of balance within tier. 2.81% Rate checked
More details - SUMA Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.77%–2.69% by balance
Credit union · 1 branch
1.77%APY$177 a year on $10,0001.75% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $99,999Your amount 1.77% $100,000 – $249,999 2.28% $250,000 and up 2.69% Rate checked
More details - Lake Michigan Credit UnionMax SavingsSavings · $0 min · 0.00%–3.90% by balance
Credit union · 7 branches
1.75%APY$175 a year on $10,000Requirements
Product: Tiered interest rate computed daily and paid quarterly on balances of $100 or more. No minimum balance or deposit required, no monthly fees, and no withdrawal penalties.
0.00% interest rate · No monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Max Savings Balance APY Up to $100 0.00% $100 – $100,000Your amount 1.75% $100,000 – $250,000 2.90% $250,000 – $500,000 3.15% $500,000 – $1,000,000 3.15% $1,000,000 and up 3.90% Rate checked
More details - 1.66%APY$166 a year on $10,000
Requirements
Product: Requires a $100 minimum deposit to open and a $2,000 minimum balance to earn stated dividend rate/yield. All Money Market accounts are allotted 6 fee-free withdrawals and transfers per month; a $10 fee is charged for each transaction beyond that limit. Minimum withdrawal amount is $250. Membership requires payment of one $5 share in a primary share account.
Offer: Tier 1 balance tier. $100 minimum opening deposit; minimum balance of $2,000 to earn stated APY. Maximum 6 withdrawals or transfers per month.
1.65% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $2,000 and upYour amount 1.66% $25,000 and upTier 2 balance tier. $100 minimum opening deposit. 1.92% $75,000 and upTier 3 balance tier. $100 minimum opening deposit. 2.17% $125,000 and upTier 4 balance tier. $100 minimum opening deposit. 2.43% Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: Open a regular-share savings account with a $5 minimum balance to establish Gallup FCU membership. No monthly fee.
Offer: Rate applies to account balances below $3,000.
0.75% interest rate · No monthly fee · Effective Mar 1, 2026
Rate by balance
Rate by balance for Primary Savings Account Balance APY Up to $3,000 0.75% $3,000 – $10,000 1.25% $10,000 – $25,000Your amount 1.50% $25,000 – $100,000 2.00% $100,000 and up 2.25% Rate checked
More details - Suncoast Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.25%–3.50% by balance
Credit union · 30 branches
1.40%APY$140 a year on $10,000Requirements
Product: Tiered dividend rate. Once a balance range is met, the rate applies to the full balance of the account. No minimum balance required to maintain the account, but a minimum balance of $1,000 is needed to earn interest/APY.
Offer: Minimum of $1,000 balance is required to earn interest.
No monthly fee · Effective Sep 2, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY Any balance 1.25% $1,000 and upYour amount 1.40% $25,000 and up 1.50% $50,000 and up 1.60% $100,000 and up 2.50% $250,000 and up 3.00% $500,000 and up 3.50% Rate checked
More details - City County Employees Credit UnionMoney Market AccountsMoney Market Accounts · 1.01%–2.22% by balance
Credit union · 1 branch
1.36%APY$136 a year on $10,000Requirements
Product: Rates are variable and subject to change by the Board of Directors without notice. Dividends are paid monthly. Six withdrawals allowed per month at no charge; any withdrawal after 6 will incur a $10 fee. Federally insured to at least $250,000 by NCUA.
Offer: Up to $2,499.99 balance tier.
1.00% interest rate · Effective Nov 19, 2025
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $2,500 1.01% $2,500 – $10,000 1.26% $10,000 – $25,000Your amount 1.36% $25,000 – $50,000 1.46% $50,000 – $100,000 1.56% $100,000 – $250,000 1.92% $250,000 – $300,000 2.12% $500,000 and up 2.22% Rate checked
More details - San Antonio Citizens Federal Credit UnionMONEY MARKET ACCOUNTMONEY MARKET ACCOUNT · $1,000 min · 0.75%–1.45% by balance
Credit union · 4 branches
1.31%APY$131 a year on $10,0001.30% interest rate
Rate by balance
Rate by balance for MONEY MARKET ACCOUNT Balance APY $1,000 and upYour amount 1.31% $50,000 and up 1.36% $100,000 and up 1.45% $250,000 and up 1.23% $500,000 and up 0.75% Rate checked
More details - Achieva Credit UnionPremier Money Market AccountPremier Money Market Account · $2,000 min · 1.30%–1.55% by balance
Credit union · 14 branches
1.30%APY$130 a year on $10,000with conditionsRequirements
Product: Minimum $1 balance in savings is required to open the account. Minimum balance of $2,000 required to earn stated APY or bonus. Rates and yields are variable.
Offer: Requires Achieva Checking, ACP, or ACPP account opened under the same Member Number and receive a minimum of $500 in qualified deposits each calendar month.
Qualified rate · 1.29% interest rate
Rate by balance
Rate by balance for Premier Money Market Account Balance APY $2,000 and upYour amount 1.30% $50,000 and up 1.35% $150,000 and up 1.40% $250,000 and up 1.45% $500,000 and up 1.50% $1,000,000 and up 1.55% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Tampa, FL metro
182 accounts at 61 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
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Tampa, FL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Oxford Federal Credit UnionCredit union · 1 branch
- Climate First BankBank · 1 branch
- Suncoast Credit UnionCredit union · 30 branches