Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Seattle, WA metro
- Zions BankPremier Money MarketPremier Money Market · $0 min · 0.00%–1.51% by balance
Bank · 2 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $5,000 0.00% $5,000 – $100,000Your amountEnhanced/Relationship tier for Premier/Premier Elite clients. 0.50% $100,000 – $250,000Enhanced/Relationship tier for Premier/Premier Elite clients. 0.85% $250,000 – $500,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.16% $500,000 – $1,000,000Enhanced/Relationship tier for Premier/Premier Elite clients. 1.41% $1,000,000 and upEnhanced/Relationship tier for Premier/Premier Elite clients. 1.51% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Credit Human membership begins with an account designed to get you saving. All it takes is a $5 deposit to get started and maintain ownership share. Four free withdrawals per month, $2 fee per withdrawal after that; unlimited free withdrawals with balance of $1,500 or more.
Offer: Dividends paid quarterly on daily balances of $100 or more.
0.50% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - Kitsap Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.50%–1.40% by balance
Credit union · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: Variable rate. $1,000 minimum average daily balance to earn dividends and avoid monthly fee. $10.00 monthly fee is waived if average daily balance of $1,000 or higher is maintained.
Offer: Requires $1,000 minimum average daily balance to earn dividends. $10 monthly fee waived with average daily balance of $1,000 or higher.
$10 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000 0.50% $10,000 – $50,000Your amount 0.50% $50,000 – $100,000 0.75% $100,000 – $250,000 1.00% $250,000 – $500,000 1.10% $500,000 – $1,000,000 1.25% $1,000,000 and up 1.40% Rate checked
More details - Seattle Credit UnionMoney Market AccountSavings · $0 min · 0.10%–1.16% by balance
Credit union · 7 branches
0.45%APY$45 a year on $10,000Requirements
Product: No minimum opening deposit. Account transfers and withdrawal limitations apply. Interest compounded and credited monthly.
Offer: Interest compounded and credited monthly.
0.10% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.10% $1,000 – $25,000Your amount 0.45% $25,000 – $50,000 0.65% $50,000 – $100,000 0.85% $100,000 – $150,000 1.06% $150,000 and up 1.16% Rate checked
More details - Zions BankMoney Market AccountMoney Market Account · $0 min · 0.00%–1.36% by balance
Bank · 2 branches
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.00% $1,000 – $100,000Your amountRelationship rate tier (e.g., Gold Account relationship). 0.45% $100,000 – $250,000Relationship rate tier (e.g., Gold Account relationship). 0.75% $250,000 – $500,000 0.75% $500,000 – $1,000,000 0.85% $1,000,000 and upRelationship rate tier (e.g., Gold Account relationship). 1.36% Rate checked
More details - Zions BankPremier Money MarketPremier Money Market · $5,000 min · 0.45%–1.46% by balance
Bank · 2 branches
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.45% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY $5,000 – $100,000Your amount 0.45% $100,000 – $250,000 0.80% $250,000 – $500,000 1.06% $500,000 – $1,000,000 1.36% $1,000,000 and up 1.46% Rate checked
More details - American Lake Credit UnionMoney PlusMoney Plus · $5,000 min · 0.40%–0.60% by balance
Credit union · 1 branch
0.45%APY$45 a year on $10,000Requirements
Product: Dividends compounded and credited monthly. Minimum balance to avoid fee is $5,000.
Offer: Dividends compounded and credited monthly. Minimum balance to avoid fee is $5,000.
0.40% interest rate
Rate by balance
Rate by balance for Money Plus Balance APY Up to $5,000 0.40% $5,000 – $50,000Your amount 0.45% $50,000 – $100,000 0.55% $100,000 and up 0.60% Rate checked
More details - Seattle Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.10%–1.16% by balance
Credit union · 7 branches
0.45%APY$45 a year on $10,000Requirements
Product: Must meet Seattle Credit Union membership eligibility (live, work, worship, or attend school in Washington State, immediate family of a current member, or employee of a community partner) and open a Membership Savings with a minimum deposit of $5. Up to 6 qualified pre-authorized, electronic, or automatic transfers/withdrawals per month.
Offer: Interest compounded and credited monthly.
0.10% interest rate · No monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.10% $1,000 – $25,000Your amount 0.45% $25,000 – $50,000 0.65% $50,000 – $100,000 0.85% $100,000 – $150,000 1.06% $150,000 and up 1.16% Rate checked
More details - American Lake Credit UnionMoney Plus ShareSavings · $5,000 min · 0.40%–0.60% by balance
Credit union · 1 branch
0.45%APY$45 a year on $10,000Requirements
Offer: Dividends compounded and credited monthly. Minimum balance to avoid fee is $5,000. Applies to daily balance tier $0 - $4,999.99.
0.40% interest rate · Effective Mar 23, 2026
Rate by balance
Rate by balance for Money Plus Share Balance APY Up to $5,000 0.40% $5,000 – $50,000Your amount 0.45% $50,000 – $100,000 0.55% $100,000 and up 0.60% Rate checked
More details - American Lake Credit UnionSave to WinSavings · $25 min · 0.45%–1.35% by balance
Credit union · 1 branch
0.45%APY$45 a year on $10,000Requirements
Product: Must be a member of American Lake Credit Union in good standing, at least 18 years old, and a legal resident of the state of Washington. For every $25 increase in month-over-month balance, receive one entry into monthly, quarterly, and annual prize drawings.
Offer: Dividends compounded and credited monthly. Applies to balance tier $0 - $500.00.
1.34% interest rate · Effective Mar 23, 2026
Rate by balance
Rate by balance for Save to Win Balance APY Up to $500 1.35% $500 – $1,000 0.85% $1,000 – $5,000 0.50% Over $5,000Your amount 0.45% Rate checked
More details - Zions BankMoney Market AccountMoney Market Account · $1,000 min · 0.35%–0.95% by balance
Bank · 2 branches
0.35%APY$35 a year on $10,000with conditionsRequirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.35% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $100,000Your amount 0.35% $100,000 – $250,000 0.70% $1,000,000 and up 0.95% Rate checked
More details - Puget Sound Cooperative Credit UnionPersonalized Savings AccountSavings · $5 min · 0.35%–0.50% by balance
Credit union · 3 branches
0.35%APY$35 a year on $10,000Requirements
Product: You can deposit as little as $5.00 to start earning interest. Can be personalized for specific savings goals.
0.35% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Personalized Savings Account Balance APY Up to $25,000Your amount 0.35% $25,000 – $100,000 0.40% $100,000 and up 0.50% Rate checked
More details - Mt. Rainier Credit UnionMoney Market AccountsMoney Market Accounts · $5,000 min · 0.35%–0.65% by balance
Credit union · 1 branch
0.35%APY$35 a year on $10,000Requirements
Product: Requires a minimum balance of $5,000 in order to earn dividends. Dividends are based on the average daily balance and are paid monthly. Withdrawals are limited to three per month. Rates subject to change without notice.
Offer: Requires a minimum balance of $5,000 to earn dividends.
0.35% interest rate
Rate by balance
Rate by balance for Money Market Accounts Balance APY $5,000 – $25,001Your amount 0.35% $25,001 – $50,001 0.50% $50,001 and up 0.65% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 2 branches
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - MountainCrest Credit UnionCash ManagementSavings · $2,500 min · 0.30%–0.40% by balance
Credit union · 2 branches
0.30%APY$30 a year on $10,000Requirements
Product: Tiered-rate savings account with direct check-writing. If balance drops below $2,500, converts to Savings Account earning regular savings rate with no fee or penalty.
0.30% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Cash Management Balance APY $2,500 – $50,000Your amount 0.30% $50,000 and up 0.40% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Seattle, WA metro
202 accounts at 67 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.40%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.25%
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Seattle, WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Ironworkers USA Credit UnionCredit union · 1 branch
- Firefighters First Credit UnionCredit union · 1 branch
- Alaska Air Group Credit UnionCredit union · 1 branch