Best high-yield savings rates

Requirements

Product: Designed to be held alongside a KeyBank personal checking account. Monthly maintenance fee of $4.00 is waived if the account holder owns a KeyBank consumer checking account (including KeyBank Hassle-Free Account). Variable rate applies to the entire balance.

Offer: Rate applies to entire balance. Monthly fee is waived for owners of a KeyBank consumer checking account (including KeyBank Hassle-Free Account).

Requirements

Product: No monthly service charge. Insured up to $250,000 by NCUA. Requires $25 deposit to join TAPCO Credit Union.

Requirements

Product: No monthly service charge.

Requirements

Product: $1,000 initial minimum opening deposit and $25,000 new money within 30 days. Maintain daily balance of $1,000 to avoid monthly service fee. New money is defined as money not on deposit at credit union in past 30 days. Transfer and withdrawal limitations apply. Daily balance used to calculate interest.

Offer: Interest compounded and credited monthly. Daily balance of $1,000 avoids fee.

Requirements

Product: Minimum opening deposit of $100.00. A minimum balance fee of $15 applies every statement cycle if the balance in the account falls below $5,000 any day of the cycle. Rates locked/guaranteed through December 1, 2026. $5 per month for paper statements.

Offer: Rates guaranteed through December 1, 2026. Monthly fee of $15 applies if balance falls below $5,000 any day of the cycle. $5 monthly fee for paper statements.

Requirements

Product: Employment by a business with a relationship with Salal Credit Union is required to obtain the stated APY. Employment verification is required prior to account opening and annually thereafter. If employment cannot be verified, employment is discontinued, or the employer ceases to have a business relationship with Salal Credit Union, the account will be converted to a Primary Savings Account at the then-current rate. Business accounts are not eligible.