Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in San Francisco, CA metro
- 0.30%APY$30 a year on $10,000
Requirements
Offer: Requires a minimum opening balance of $100.00 and a balance of $100.00 to obtain the interest rate and APY.
0.30% interest rate
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly maintenance fee of $10 is waived when maintaining a minimum balance of $100.
Offer: Requires a minimum opening balance of $100.00 and a balance of $100.00 to obtain the interest rate and APY. Monthly fee of $10 waived with $100 minimum balance.
0.30% interest rate · $10 monthly fee
Rate checked
More details - UNCLE Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.20%–3.15% by balance
Credit union · 3 branches
0.30%APY$30 a year on $10,000intro rateRequirements
Product: Membership eligibility and account approval required. Must maintain at least $5 in Regular Savings Account to maintain membership. Dividends are compounded and credited monthly using the daily balance method. Minimum opening deposit is $2,500. Minimum daily balance of $2,500 required to earn dividends; falling below $2,500 on any day results in a Money Market Low Balance Fee. Non-personal withdrawals limited to six per month.
Offer: Dividends paid monthly. Rates are variable and may change after account opening.
Promotional rate · 0.20% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $10,000 0.20% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.31% $50,000 – $100,000 0.57% $100,000 – $150,000 0.90% $150,000 and upHigh-Yield Money Market special offer available as of July 20, 2026; subject to change or cancellation without notice. APY is based on a dividend rate of 3.106% (table lists 3.11%). New money required (defined as funds not currently held on deposit with UNCLE Credit Union and transferred from another financial institution). 3.15% Rate checked
More details - Exchange BankPersonal Money MarketPersonal Money Market · $1,000 min · 0.20%–0.70% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsQualified rate · 0.20% interest rate · $12 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $9,999 0.20% $10,000 – $49,999Your amount 0.30% $50,000 – $99,999 0.35% $100,000 and up 0.70% Rate checked
More details - CommunityAmerica Credit UnionMoney MarketMoney Market · $1,000 min · 0.25%–0.60% by balance
Credit union · 4 branches
0.30%APY$30 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to obtain the applicable APY.
Offer: Subject to a $10 monthly fee if balance falls below $1,000 at any time.
0.25% interest rate · Compounded daily · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 0.35% $50,000 – $100,000 0.40% $100,000 – $150,000 0.45% $150,000 – $250,000 0.50% $250,000 – $500,000 0.55% $500,000 and up 0.60% Rate checked
More details - CommunityAmerica Credit UnionPremier Money MarketPremier Money Market · $1,000 min · 0.25%–3.45% by balance
Credit union · 4 branches
0.30%APY$30 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to obtain the applicable APY.
Offer: Subject to a $20 monthly fee if balance falls below $25,000 at any time.
0.25% interest rate · Compounded daily · $20 monthly fee
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.30% $25,000 – $50,000 3.20% $50,000 – $100,000 3.25% $100,000 – $150,000 3.30% $150,000 – $250,000 3.35% $250,000 – $500,000 3.40% $500,000 and up 3.45% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: An auxiliary account allows one to put money aside and keep it separate from their share savings account.
0.25% interest rate · Effective Jun 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A share savings account gives members ownership in the credit union and one vote in the annual business meeting held in May. A savings account is required to open any other account.
Offer: Needs a minimum balance of $25.00 and earns a monthly dividend as long as there is a balance of $100.00 or more.
0.25% interest rate · Effective Jun 1, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Requires a minimum balance of $2,500.00. Funds are not locked in and can be taken out at any time as long as the minimum balance remains in the account. No limit on transfers to or from the account.
Offer: Compounded monthly. Subject to change every month as determined by the Board of Directors.
0.25% interest rate · Compounded monthly · Effective Jun 1, 2026
Rate checked
More details - Travis Credit UnionJumbo Plus Money MarketJumbo Plus Money Market · $1,000 min · 0.25%–2.45% by balance
Credit union · 7 branches
0.25%APY$25 a year on $10,000Requirements
Product: Tiered interest rates based on higher balances. $1,000 minimum opening deposit. No monthly maintenance fees.
0.25% interest rate · No monthly fee
Rate by balance
Rate by balance for Jumbo Plus Money Market Balance APY Up to $25,000Your amount 0.25% $25,000 – $50,000 1.95% $50,000 – $100,000 2.30% $100,000 – $250,000 2.35% $250,000 and up 2.45% Rate checked
More details - First Federal of San RafaelSpectrum Money MarketSpectrum Money Market · $2,500 min · 0.25%–0.80% by balance
Bank · 4 branches
0.25%APY$25 a year on $10,000Requirements
Product: Personal accounts only; business and corporate accounts do not qualify. Tiered variable rate paid on daily balance.
No monthly fee · Effective Jun 12, 2024
Rate by balance
Rate by balance for Spectrum Money Market Balance APY $2,500 – $25,000Your amount 0.25% $25,000 – $50,000 0.40% $50,000 – $100,000 0.45% $100,000 – $250,000 0.48% $250,000 – $500,000 0.55% $500,000 and up 0.80% Rate checked
More details - 1st Nor Cal® Credit UnionShare Savings AccountSavings · $100 min · 0.20%–0.25% by balance
Credit union · 5 branches
0.25%APY$25 a year on $10,000Requirements
Product: Membership requires a one-time $5 minimum deposit/purchase of a $5.00 share. Must maintain a minimum balance of $100.00 to earn dividends/stated APY. Eligibility open to persons who live, regularly work, attend school, or worship in Contra Costa, Solano, or Alameda counties.
No monthly fee · Effective Sep 16, 2026
Rate by balance
Rate by balance for Share Savings Account Balance APY $100 – $10,000 0.20% $10,000 and upYour amount 0.25% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Establishes credit union membership and ownership. Variable rate; dividends compounded monthly and credited monthly.
Offer: A $5.00 minimum balance is required to open and maintain membership.
Compounded monthly
Rate checked
More details - Dow Credit UnionRate Chaser Money MarketRate Chaser Money Market · $0 min · 0.10%–3.00% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Limit one Rate Chaser account per membership. Direct deposit required for the stated rate; without direct deposit, rates will be 0.10% APY.
Offer: Direct deposit required for stated rate; without direct deposit, rates will be 0.10% APY.
3.00% interest rate
Rate by balance
Rate by balance for Rate Chaser Money Market Balance APY Up to $2,500 3.00% $2,500 – $5,000 1.00% $5,000 – $10,000 0.50% $10,000 – $20,000Your amount 0.25% $20,000 and up 0.10% Rate checked
More details - United Business BankU Matter Money Market AccountU Matter Money Market Account · $5,000 min · 0.25%–1.77% by balance
Bank · 6 branches
0.25%APY$25 a year on $10,000intro rateRequirements
Product: Available on new money only. Account APY is based on a tiered rate system. Minimum deposit of $5,000 - maximum deposit of $10,000,000 requirement for U Matter Account Specials.
Offer: New money only.
Promotional rate · Effective Jul 23, 2026
Rate by balance
Rate by balance for U Matter Money Market Account Balance APY $1,000 – $10,001Your amount 0.25% $10,001 – $50,001 0.25% $50,001 – $100,000 0.75% $100,000 – $250,000 1.26% $250,000 and up 1.77% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in San Francisco, CA metro
225 accounts at 80 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.77%
- Banks, typical
- 0.12%
- Credit unions, typical
- 0.25%
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San Francisco, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 1st Nor Cal® Credit UnionCredit union · 5 branches
- American Airlines Federal Credit UnionCredit union · 1 branch
- CommunityAmerica Credit UnionCredit union · 4 branches