Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 196–210 results in San Francisco, CA metro
- Citizens BankCitizens Private Client® Money MarketCitizens Private Client® Money Market · $0 min · 0.03%–3.50% by balance
Bank · 4 branches
0.03%APY$3 a year on $10,000Requirements
Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).
Offer: Preferred Rate; Preferred Rates require $25,000 not currently on deposit with Citizens.
Effective Sep 25, 2026
Rate by balance
Rate by balance for Citizens Private Client® Money Market Balance APY Up to $9,999 0.03% $10,000 – $24,999Your amount 0.03% $25,000 – $49,999 3.50% $50,000 – $99,999 3.50% $100,000 – $249,999 3.50% $250,000 – $499,999 3.50% $500,000 – $999,999 3.50% $1,000,000 – $2,999,999 3.50% $3,000,000 and up 3.50% Rate checked
More details - First BankPerformance Money MarketPerformance Money Market · $100 min · 0.01%–0.02% by balance
Bank · 5 branches
0.02%APY$2 a year on $10,000Requirements
Product: Avoid a Monthly Maintenance Fee if certain conditions are met. Check writing privileges. Open with as little as $100.00.
Offer: Variable-rate account; APY may change any time after the account is opened. Fees may reduce earnings.
Effective Oct 23, 2026
Rate by balance
Rate by balance for Performance Money Market Balance APY Up to $2,500 0.01% $2,500 – $10,000 0.01% $10,000 – $25,000Your amount 0.02% $25,000 – $50,000 0.02% $50,000 and up 0.02% Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Monthly maintenance fee of $3 (waived by maintaining a minimum daily balance of $200 or receiving at least $25 in automatic transfers from a linked checking account). Limited to 6 withdrawals/transfers per monthly statement cycle.
Offer: Rates effective as of 10/07/2026 for Idaho and Utah. Variable APY, interest compounded daily and paid monthly.
0.02% interest rate · Compounded daily · $3 monthly fee · Effective Oct 7, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $1,000 0.02% $1,000 – $5,000 0.02% $5,000 – $25,000Your amount 0.02% $25,000 – $50,000 0.04% $50,000 – $100,000 0.05% $100,000 and up 0.07% Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - SF Fire Credit UnionTiered SavingsSavings · $0 min · 0.02%–0.05% by balance
Credit union · 3 branches
0.02%APY$2 a year on $10,000Requirements
Product: Free overdraft protection source with instant account-to-account transfers and $0 minimum balance.
Offer: A minimum positive balance of $0.01 is required for dividends to be earned. Variable rate.
0.02% interest rate · Effective Nov 14, 2023
Rate by balance
Rate by balance for Tiered Savings Balance APY Any balance 0.02% $10,000 and upYour amount 0.02% $50,000 and up 0.03% $100,000 and up 0.05% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: $25 minimum balance; $100 minimum balance to earn dividends. Rate may change after account opening. Fees may reduce earnings.
0.02% interest rate
Rate checked
More details - San Francisco Federal Credit UnionRegular SavingsSavings · $100 min · 0.02%–0.03% by balance
Credit union · 7 branches
0.02%APY$2 a year on $10,000Requirements
Product: Tiered rates based on account balance. No monthly maintenance fees and no minimum deposit requirement. Daily balance method used for interest calculation; interest credited monthly. Up to six withdrawals/transfers per month.
No monthly fee · Effective Feb 1, 2024
Rate by balance
Rate by balance for Regular Savings Balance APY $100 and up 0.02% $2,500 and upYour amount 0.02% $20,000 and up 0.02% $50,000 and up 0.03% $80,000 and up 0.03% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: No monthly maintenance fee. Earn an extra $5 savings reward every month the balance grows by $200 or more for the first year (up to 12 rewards for new accounts). Variable rate account; minimum opening deposit is $25.
Offer: Applies to ZIP code 60603 (Illinois and Northwest Indiana locations, excluding locations in South Beloit, Roscoe and St. Clair County in Illinois). Interest compounded daily and credited monthly.
0.01% interest rate · Compounded daily · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
0.01% interest rate · Effective Oct 15, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Monthly maintenance fee of $3 waived with $200 minimum daily balance, or monthly transfer from a Columbia personal deposit account, or primary account owner age 18 and younger or 55 and older, or linked to Pinnacle Checking (up to 5 accounts) or Access Checking (up to 3 accounts), or VBBP Participant. Fee temporarily waived through March 2026. Limit of 6 withdrawals/transfers per calendar month or statement cycle ($5 excess withdrawal fee).
Offer: Rate may change after account opening. Interest calculated using daily balance method. Available for online account origination. $3 monthly maintenance fee waived with $200 minimum daily balance, monthly qualifying transfer from a Columbia personal deposit account, primary owner age 18 or younger or 55 or older, link to Pinnacle Checking (up to 5 accounts) or Access Checking (up to 3 accounts), or for active-duty military, veterans, beneficiaries, and caregivers via VBBP.
0.01% interest rate · $3 monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Available to customers with an HSBC Premier checking account in the United States. Must be at least 18 years of age. Not available to business customers.
Qualified rate
Rate by balance
Rate by balance for HSBC Premier Savings Balance APY Up to $25,000Your amount 0.01% $25,000 – $100,000 0.10% $100,000 – $250,000 0.15% $250,000 and up 0.15% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Standard savings account. $5 monthly service fee can be avoided with $300 minimum daily balance, 1 automatic transfer of $25+ each fee period from linked Wells Fargo checking, 1 automatic transfer of $1+ each business day from linked checking, 1+ Save As You Go transfers from linked checking, or if the primary account owner is 24 years old or under.
Offer: Standard rate. Fee waived with $300 minimum daily balance, 1 automatic transfer of $25+ per fee period, 1 daily automatic transfer of $1+ each business day, 1+ Save As You Go transfer, or primary owner age 24 or under.
0.01% interest rate · $5 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Standard rate. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.01% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Waive $5 monthly maintenance fee with an average daily balance of $100 ($50 average daily balance for accounts opened in Minnesota).
Offer: Applies to all balances. $5 monthly fee waived with $100 average daily balance ($50 in Minnesota). Stated APY based on daily compounding.
0.01% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in San Francisco, CA metro
225 accounts at 80 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 2.77%
- Banks, typical
- 0.12%
- Credit unions, typical
- 0.25%
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San Francisco, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 1st Nor Cal® Credit UnionCredit union · 5 branches
- American Airlines Federal Credit UnionCredit union · 1 branch
- CommunityAmerica Credit UnionCredit union · 4 branches